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Differences Between Credit Cards and Debit Cards
If you are like some thirty somethings you could tend to use your cash card more than your credit card. So many people are using to cash cards, thinking it’s a “safer” option. But that isn’t always true. Check out these differences between credit cards and cash cards and choose for yourself which is a [...]
Does an unsecured loan mean higher interest rates?
The following post is a guest post. It’s true. Unsecured loans traditionally come with higher interest rates than secured loans. This doesn’t mean, however, that there aren’t good deals on unsecured loans to be found. Secured vs. Unsecured Loans Secured loans have better rates because they are backed by collateral. This is some form of [...]
Using a Mortgage Calculator
A mortgage calculator is a great resource for anyone that owns a home or is in the market to buy a home or let a home to buy. Mortgage calculators are completely free to use and perform a number of calculators for you. Here are a few of the benefits that mortgage calculators offer. To [...]
Finance 101: The First Step To Building Substantial Net Worth
The financial goal of most working professionals is to build a substantial net worth in order to retire comfortably and enjoy the finer things of life. The truth is that with proper money management most working professionals could actually retire quite young. The real factors that come into play are how much do you earn [...]
Spending Money that You’ve Saved
For the past 2 years my partner and I have been especially frugal, saving a good chunk of money in cash each month in order to save enough money for the trip we are currently on. Yes, living in Central and South America is cheaper than living in the States- but in the States we [...]
Why I’m Bringing Back Money for the Rest of Us
I’ll be honest, I’m bringing back Money for the Rest of Us for mainly selfish reasons. But I’m also bringing it back because I know how much we gain from reading eachothers experiences. While I’ve been in hibernation I’ve still kept up with my pf blogs. Not necessarily becuase any one of them provides the [...]
Quitting My Job in a Bear Market
For the past year or so I’ve been planning on quitting my job and traveling for a number of months. In the beginning of September I gave my four weeks notice and my last day was at the end of September. It’s been a whirlwind of a month, but we have finally moved from Washington [...]
Bringing Money for the Rest of Us Back From Hibernation
It’s been a year and a half since I’ve consistently blogged. I had too many things going on in my life, but now I’m ready to bring back Money for the Rest of Us. Since I currently don’t have a job and I’m still searching for my passion I’m hoping this site will help me [...]
Why I Like Obama (or Do What You Love)
There are many reasons that I prefer Obama to McCain; but there’s one that I think no one ever talks about: Obama has fun. Seriously, you see the media coverage of him and he’s always smiling. He seems like he is genuinely having a good time. To me, it dosen’t seem that McCain is loving [...]
Save Your Money: Lessons Learned from a 60 yr old Beggar
There is a phenomenal article on BBC today about a 60-year-old beggar saving her coins for over 40 years. She has saved over 200 pounds of coins totaling as much as $700. “When 60-year-old Laxmi Das recently deposited her earnings in an Indian bank in Calcutta, it was a bit more than the usual mundane [...]