Elizabeth

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ISA Accounts in the UK Explained

The following is a guest post. An ISA, standing for Individual Savings Account, is a financial product available only to residents of the UK. Introduced in April of 1999 to replace Personal Equity Plans (PEP), an ISA allows you to save or invest without paying any taxes on your returns. ISA FAQ Two kinds of [...]

Managing 65k in Student Loans

This is a guest post. For the first time ever in my life, I’m going to start having debt when I finish school. My student loans are going to be creeping towards the six-figures, which is incredibly scary. My goal is to pay it all off within 3 days, which will take some true debt [...]

Differences Between Credit Cards and Debit Cards

If you are like some thirty somethings you could tend to use your cash card more than your credit card. So many people are using to cash cards, thinking it’s a “safer” option. But that isn’t always true. Check out these differences between credit cards and cash cards and choose for yourself which is a [...]

Does an unsecured loan mean higher interest rates?

The following post is a guest post. It’s true. Unsecured loans traditionally come with higher interest rates than secured loans. This doesn’t mean, however, that there aren’t good deals on unsecured loans to be found. Secured vs. Unsecured Loans Secured loans have better rates because they are backed by collateral. This is some form of [...]

Using a Mortgage Calculator

A mortgage calculator is a great resource for anyone that owns a home or is in the market to buy a home or let a home to buy. Mortgage calculators are completely free to use and perform a number of calculators for you. Here are a few of the benefits that mortgage calculators offer. To [...]

Finance 101: The First Step To Building Substantial Net Worth

The financial goal of most working professionals is to build a substantial net worth in order to retire comfortably and enjoy the finer things of life. The truth is that with proper money management most working professionals could actually retire quite young. The real factors that come into play are how much do you earn [...]

Spending Money that You’ve Saved

For the past 2 years my partner and I have been especially frugal, saving a good chunk of money in cash each month in order to save enough money for the trip we are currently on. Yes, living in Central and South America is cheaper than living in the States- but in the States we [...]

Why I’m Bringing Back Money for the Rest of Us

I’ll be honest, I’m bringing back Money for the Rest of Us for mainly selfish reasons. But I’m also bringing it back because I know how much we gain from reading eachothers experiences. While I’ve been in hibernation I’ve still kept up with my pf blogs. Not necessarily becuase any one of them provides the [...]

Quitting My Job in a Bear Market

For the past year or so I’ve been planning on quitting my job and traveling for a number of months. In the beginning of September I gave my four weeks notice and my last day was at the end of September. It’s been a whirlwind of a month, but we have finally moved from Washington [...]

Bringing Money for the Rest of Us Back From Hibernation

It’s been a year and a half since I’ve consistently blogged. I had too many things going on in my life, but now I’m ready to bring back Money for the Rest of Us. Since I currently don’t have a job and I’m still searching for my passion I’m hoping this site will help me [...]