Does an unsecured loan mean higher interest rates?
The following post is a guest post. It’s true. Unsecured loans traditionally come with higher interest rates than secured loans. This doesn’t mean, however, that there aren’t good deals on unsecured loans to be found. Secured vs. Unsecured Loans Secured loans have better rates because they are backed by collateral. This is some form of [...]
Using a Mortgage Calculator
A mortgage calculator is a great resource for anyone that owns a home or is in the market to buy a home or let a home to buy. Mortgage calculators are completely free to use and perform a number of calculators for you. Here are a few of the benefits that mortgage calculators offer. To [...]
Spending Money that You’ve Saved
For the past 2 years my partner and I have been especially frugal, saving a good chunk of money in cash each month in order to save enough money for the trip we are currently on. Yes, living in Central and South America is cheaper than living in the States- but in the States we [...]
Quitting My Job in a Bear Market
For the past year or so I’ve been planning on quitting my job and traveling for a number of months. In the beginning of September I gave my four weeks notice and my last day was at the end of September. It’s been a whirlwind of a month, but we have finally moved from Washington [...]
Renter’s Insurance: Do I choose the Cheaper policy or the Better Deal?
I’ve got a dilemma- we are moving in just under a month and in preparing for the move across town I am updating our renter’s insurance. I am down to a choice between two companies—USAA and State Farm. For the last two years we have used State Farm Insurance and paid about $160/year for a [...]
Are Personal Finance Bloggers Control Freaks?
I’ve been thinking lately that Personal Finance Bloggers must be control freaks. Who else would spend so much time thinking about money? Who else would bother to create elaborate budgets? Who else would meticulously count every cent they earn, spend, and save? Who else would not only do these things, but then write about them? [...]
Using Google Spreadsheets for Your Budget
I have recently started using Google Documents and Spreadsheets to manage my budget. If you haven’t heard of Google’s Docs and Spreadsheets here’s the lowdown: With Documents and Spreadsheets you can upload, create, or email yourself a document or spreadsheet and it will be saved online allowing you to access it from any computer (provided [...]
How to Choose a Rewards Card
Rewards credit cards make sense for a lot of people and are becoming more and more popular. But, with all of the options out there how do you choose one? Here are seven things to consider when choosing a rewards card: Your Personality: Is having a rewards card going to encourage you to spend more? [...]
What Does it Mean to Be Rich?
I’ve often thought that I’ll know I’ve become rich when I can do whatever I want. Period. But thinking about it more I’ve realized that that doesn’t work. I won’t ever be able to do whatever I want. I’ll always have obligations to my friends, my family, myself and to society. No matter how much [...]
‘Til Debt Do Us Part and other Great Advice from Canada
Update: The links below are no longer valid. The page has been moved to Slice.ca (I fixed the first link) but the rest of the resources can’t be found. I will fix the links as soon as I am able. If you know where the pages have been redirected to, please let me know. Gotta [...]