Money for the Rest of Us

When it comes to financial matters, students are often focusing on not spending all of their student loans all at once and not going too far into their overdraft limits. Not many have the time, resources or even the inclination to think about saving money. However, it can be really useful for students to start [...]

The following is a guest post. An ISA, standing for Individual Savings Account, is a financial product available only to residents of the UK. Introduced in April of 1999 to replace Personal Equity Plans (PEP), an ISA allows you to save or invest without paying any taxes on your returns. ISA FAQ Two kinds of [...]

This week we took the dog to the vet because we thought she was beginning to get arthritis (she’s 12) because of some trouble she’s had walking. To make a long story a little shorter—the vet found some swelling in a lymph node and wanted to run blood tests because leukemia can be the cause [...]

Update: The links below are no longer valid.  The page has been moved to Slice.ca (I fixed the first link) but the rest of the resources can’t be found.  I will fix the links as soon as I am able.  If you know where the pages have been redirected to, please let me know. Gotta [...]

I just got an email announcing a rate increase for the ING Electric Orange “checking” account to 4%. (There are actually no checks with this account. Just a debit/ATM/Mastercard.) The checking account rate is now up to 4% for accounts with less than $50,000. This is nearly the same rate as their savings account! Wow. [...]

When it comes to saving money, I find that it’s the little things that make all the difference. The first rule of advice for savings has always been “pay yourself first.” I do this. Chunks of money get taken out of my bank account the day after payday for retirement, other investments, and shorter term [...]

There is been much talk in the blogsphere lately about HSBC’s “new money” offer. The deal is that any new money you put in an existing account, or all money you put in a new account will earn 6.00% interest now through April 30, 2007. Many people seem to be debating whether or not it [...]

How does what we put in our mouth reflect our spending habits? As the old saying goes “you are what you eat.” Eating frugally reflects frugal spending habits. Eating lavishly reflects extravagant spending habits. At a former workplace, a co-worker of mine would only go out to get her lunch before 11:15am or after 1:30pm. [...]

Two days ago Your Credit Advisor posted a list of 25 Personal Finance Myths. This was a great list and I highly recommend that you take a look at it. My favorites include: 5. Money makes you happy. Money makes you unhappy. 7. Becoming rich is hard work. 14. Saving is hard, and I don’t [...]

I pay for renter’s insurance so that if some unexpected tragedy were to happen and all of my belongings were ruined/destroyed/stolen my life would not be turned completely on end. Every month I pay for car insurance so that if some unfortunate accident were to occur, my life and the life/lives of others involved wouldn’t [...]