I have enjoyed listening to the podcasts over the past two+ years and my goal is to take a more active role in managing our investments.
My name is Shari and I loved my technical writing career before taking a break from the corporate world in 2017 to spend more time with family and figure out my next adventure.
My husband and I have lived in Silicon Valley for over three decades and are starting to think about what to do
if when he retires. We have one young adult in college and another one who will start college in 2020. By nature or a Midwestern upbringing, not sure which, we both enjoy saving money. In 2013, we decided to downshift our lives by selling an expensive home we had lived in for 14+ years (with mortgage) and buying a slightly larger home 12 miles south for ~1/3 the price (no mortgage). Mathematically speaking, it turned out well because our current home has appreciated by a larger percentage than our former home. Some would argue we should have rented out the more expensive home rather than sell it, but the thought of being a landlord is not very appealing to either of us and our goal at that time was to downshift our lives, not complicate them with all the details a rental property brings. Kudos to those who can manage properties. Maybe in the future when we have more time, we will revisit the idea.
It has been a pleasure virtually meeting you. I will do my best to help whenever possible as I become more knowledgeable about investing.
Welcome Shari.I am with you in not wanting to be a landlord. Plus it is always good to lock in a gain and given there are more buyers that can afford a smaller house which do tend to appreciate more, it appears to have been a smart move. Also being debt free can be quite liberating.
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