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# Money for The Rest of Us

Investment help and financial guidance for the rest of us.

## Sitemaps

- [XML Sitemap](https://moneyfortherestofus.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [258: How Financialization Pushes Up Home Prices](https://moneyfortherestofus.com/258-housing-financialization/) - How the desire by corporations and individuals to turn single-family homes into rental units is pushing up home prices, making it more difficult for first-time homebuyers to purchase a house.
- [19: Live Like You're Already Retired](https://moneyfortherestofus.com/mny019-retired/) - A traditional thirty year retirement will be out of reach for most people. How to live like you are already retired and find...
- [371: Find Your Retirement Investing and Living Style](https://moneyfortherestofus.com/371-find-your-retirement-investing-and-retirement-living-style/) - What are the pros and cons of the four approaches to managing retirement savings? Here's how to implement bucketing or time segmentation retirement investing.
- [117: The Retirement Journey](https://moneyfortherestofus.com/mny117-retirement-journey/) - Why lower retirement spending rates means most retirees will need to work some during their retirement years.
- [434: Don't Be Afraid To Invest In Commercial Real Estate](https://moneyfortherestofus.com/434-commercial-real-estate/) - Why equity real estate investment trusts should be part of your investment portfolio despite the office sector's struggles.
- [330: Is Silver the Next GameStop? How to Invest in Silver](https://moneyfortherestofus.com/330-invest-in-silver/) - Planning to invest in silver? Here is what you need to know: Why has silver jumped to its highest price in 8 years and what is driving those silver purchases.
- [357: Is a Housing Crash Coming?](https://moneyfortherestofus.com/357-housing-crash/) - What are the demand and supply drivers of home prices? What is the current status of those drivers and do they suggest a housing price crash is imminent?
- [317: How To Buy In A Hot Housing Market](https://moneyfortherestofus.com/317-hot-housing-market/) - U.S. home prices are on fire and sales are skyrocketing. Here are 8 rules of thumb for buying a house in a hot housing market when there are multiple bidders.
- [557: Don't Fall in the Dividend Trap](https://moneyfortherestofus.com/557-dividend-trap/)
- [536: How to Invest During a Bubble?](https://moneyfortherestofus.com/536-ai-bubble/) - How to recognize stock bubbles, what sustains them, and how to position your portfolio without getting swept up in the hype. Examine the current AI bubble...
- [61: How Much Should You Spend In Retirement?](https://moneyfortherestofus.com/mny061-retirement-spending/) - Why your retirement spending rate should vary over time.
- [559: A Listener's Path from Zero to Millionaire in 10 Years](https://moneyfortherestofus.com/559-zero-to-millionaire-in-ten-years/)
- [Investing Rule One: Avoid Ruin](https://moneyfortherestofus.com/250-avoid-ruin/) - The first rule of investing is to avoid ruin. Accurately predict a catastrophic event is impossible, instead, investors should spend their time reducing exposure to catastrophic events
- [558: Will You Be Forced to Own SpaceX and Other AI Stocks?](https://moneyfortherestofus.com/558-will-you-be-forced-to-own-spacex-and-other-ai-stocks/) - SpaceX, is going public. Why now? And what will its weight be in index funds? What other U.S. ETF options are there if you don't want to have such a high ...
- [Portfolio Trade: Exiting BSOL](https://moneyfortherestofus.com/portfolio-trade-exiting-bsol/)
- [Diversified Income Model Portfolio Changes: Eliminating Convertible Bonds](https://moneyfortherestofus.com/diversified-income-model-portfolio-changes-eliminating-convertible-bonds/)
- [556: We Are All Wayfinders](https://moneyfortherestofus.com/556-we-are-wayfinders/) - Why we have to navigate investing, business, and life with a compass rather than a GPS.
- [Model Portfolio Changes: New Models, New Structure](https://moneyfortherestofus.com/model-portfolio-changes-new-models-new-structure/)
- [Adaptive Model Portfolio Changes: Reducing Risk](https://moneyfortherestofus.com/adaptive-model-portfolio-changes-reducing-risk/)
- [Portfolio Trade: Exiting Simplify Volatility Premium ETF (SVOL)](https://moneyfortherestofus.com/portfolio-trade-exiting-simplify-volatility-premium-etf-svol/)
- [Portfolio Trade: Closing BlockFi Interest Account](https://moneyfortherestofus.com/portfolio-trade-closing-blockfi-interest-account/)
- [555: Five Practices That Have Shaped My Career](https://moneyfortherestofus.com/555-five-practices-that-shaped-my-career/)
- [554: There Is No Perfect Portfolio. Just Good Enough](https://moneyfortherestofus.com/544-there-is-no-perfect-portfolio-just-good-enough/)
- [Portfolio Trade: Replacing AGNCL with AGNCZ, Adding BSOL](https://moneyfortherestofus.com/portfolio-trade-replacing-agncl-with-agncz-adding-bsol/)
- [553: Is Another Great Financial Crisis Coming? 5 Ways to Prepare](https://moneyfortherestofus.com/553-prepare-for-financial-crisis/)
- [552: AI Is Changing Me - and the Case for Good Enough](https://moneyfortherestofus.com/552-ai-is-changing-me-and-the-case-for-good-enough/)
- [551: What Average Really Looks Like — and Can Managed Futures Help?](https://moneyfortherestofus.com/551-managed-futures/) - Analyze managed futures strategies to see how they work, how they have performed, and how to use them in your investment portfolio. Historical and expected ...
- [Portfolio Trade: Selling SMAX, Adding ILS and DBMF](https://moneyfortherestofus.com/portfolio-trade-selling-smax-adding-ils-and-dbmf/)
- [550: Asset Location: Where You Invest, Where You Live, What You Can Access](https://moneyfortherestofus.com/550-asset-location/) - How to decide which investments belong in taxable, tax-deferred, and tax-free accounts, how where we live shapes the opportunities available to us, and how ...
- [204: Why Are Investment Returns So Low?](https://moneyfortherestofus.com/204-returns-low/) - How low real interest rates contribute to low returns for stocks and other risk assets. How real interest rates are determined.
- [524: Facing a Financial Squeeze: What Harvard’s Response Can Teach the Rest of Us](https://moneyfortherestofus.com/524-facing-a-financial-squeeze-what-harvards-response-can-teach-the-rest-of-us/)
- [549: Why Catastrophe Bonds Are Yielding 12%, and Should You Invest?](https://moneyfortherestofus.com/549-catastrophe-bonds/) - A new ETF allows individuals to earn income by investing in catastrophe bonds. We break down the historical returns, risk, fees, and structure of these ...
- [203: Is Investing More Like Poker or Chess?](https://moneyfortherestofus.com/203-investing-like-poker-chess/) - How to make better investing and life decisions
- [506: Should You Retire Early and Live Outside Your Home Country? With Joshua Sheats](https://moneyfortherestofus.com/506-early-retirement-with-joshua-sheats/) - Joshua explores expat life, dual passports' value, and when retirement makes sense—or why staying active might be the better path.
- [548: What Will Drive Financial Markets in 2026—and How to Make It Your Best Year](https://moneyfortherestofus.com/548-financial-markets-2026/) - Explore the forces likely to shape financial markets in 2026 and how to make better decisions as you pursue your goals this year.
- [547: Debt Is For Managing Wealth, Not Creating It](https://moneyfortherestofus.com/547-debt-is-for-managing-wealth/) - Should you borrow money to magnify returns in your 401 (k), IRA, or other tax-deferred retirement account?
- [508: Who Should Bear the Cost? Socialized vs. Market-Based Risk Management](https://moneyfortherestofus.com/508-who-should-bear-the-cost-socialized-vs-market-based-risk-management/) - Natural disasters are becoming more severe and costly—who should bear the financial burden? Explore the tension of socialized risk versus market-based insurance
- [546: Do Retiring Baby Boomers Actually Move Markets? And How Much Do Demographics Really Matter](https://moneyfortherestofus.com/546-demographics/) - Examine whether demographic shifts truly shape stock and bond returns, or what other factors matter more. As Baby Boomers continue to retire, some analysts ...
- [545: Burnout, Breaks, and the Courage to Spend with David Bach](https://moneyfortherestofus.com/545-david-bach/) - David Bach's thoughts on preventing burnout through sabbaticals, moving to another country, why retirees should take Social Security sooner than later, and ...
- [Selling Gladstone Land Corp Preferred Shares](https://moneyfortherestofus.com/selling-gladstone-land-corp-preferred-shares/)
- [544: Sports Betting Is Not Investing](https://moneyfortherestofus.com/544-sports-betting-is-not-investing/) - Explore how sports betting works, why low-risk strategies still lose money, and what sets gambling apart from investing and speculation.
- [468: Lessons from Japan's 34 Years of Stock Market Underperformance](https://moneyfortherestofus.com/468-japans-34-year-market-underperformance/) - Japan's stock market breaks 34-year record with zero growth since 1989. Explore causes, demographic impacts, and lessons from its bear market
- [543: Hoarding, FOMO, and Zcash: A Private Bitcoin](https://moneyfortherestofus.com/543-zcash/)
- [542: Don't Take Financial Advice from AI](https://moneyfortherestofus.com/542-dont-take-financial-advice-from-ai/) - A concerning example of how AI makes simple financial mistakes, and the right and wrong ways to use AI to make financial decisions. AI ignores the time value...
- [541: Debasement Fears or Meme Fever? What’s Driving the Gold and Silver Rally](https://moneyfortherestofus.com/541-gold-debasement-fears-or-meme-fever/) - Is gold the latest meme trade? We explore the supply and demand forces behind gold and silver, discuss investing strategies, and outline what ...
- [355: Which Money Is Crazier: The U.S. Dollar or Bitcoin?](https://moneyfortherestofus.com/355-crazy-money/) - The U.S. Dollar versus Bitcoin: which is better for transactions and preserving wealth, which is most absurd, and which has serious flaws.
- [387: Why Most Money Fails](https://moneyfortherestofus.com/387-why-most-money-fails/) - How you should approach money given most of it either collapses or loses its purchasing power due to inflation. Recently a supposedly safe savings app collapsed
- [316: Paper, Rocks, or Digits—What Makes the Best Money](https://moneyfortherestofus.com/316-what-makes-the-best-money/) - Money has been made from rocks, paper, and now digits. So what are the elements of a successful monetary system and what makes the best money?
- [274: 10 Questions to Master Successful Investing](https://moneyfortherestofus.com/274-10-questions-to-master-successful-investing/) - What are the timeless principles we can follow to master successful investing? 10 questions any investor should answer before they start to invest are ...
- [281: Four Forces That Will Shape The Next Decade](https://moneyfortherestofus.com/281-the-next-decade/) - What forces will shape the economics of the next decade? David Stein discusses how climate change, money, trust, and technology will be key factors in...
- [513: Crypto—Innovation or Insanity? Meme Coins, Hacks, and Strategic Bitcoin Reserves](https://moneyfortherestofus.com/513-crypto-innovation-or-insanity-meme-coins-hacks-and-strategic-bitcoin-reserves/) - U.S. Bitcoin Reserve doubts, record crypto hack, meme coin losses & quantum threats—plus how crypto aids financial stability & cost savings.
- [540: Beyond Munis — New ETFs for Tax-Efficient Bond Investing](https://moneyfortherestofus.com/540-new-tax-efficient-bond-etfs/) - How to decide when to invest in municipal bonds versus new tax-efficient bond ETFs that don't invest in munis.
- [Portfolio Trade: Took Profits in Gold](https://moneyfortherestofus.com/portfolio-trade-took-profits-in-gold/)
- [302: Investing is Not Knowing](https://moneyfortherestofus.com/302-investing-not-knowing/) - How successful investing requires judgment and humility, not accurate forecasting ability.
- [304: A 15% Guaranteed Return? Lending on the Fringes of Finance](https://moneyfortherestofus.com/304-lending-platforms/) - A review of DriverLoan Investing Club, LendingClub, BlockFi, U-Haul Investors, and their promises. Can you really earn as much as they say?
- [163: Is There An Indexing Bubble?](https://moneyfortherestofus.com/163-indexing-bubble/) - How an indexing bubble is manifest, why most active managers underperform and how individuals can structure their own quasi index fund that outperforms the market.
- [162: Is Inflation A Good Thing?](https://moneyfortherestofus.com/162-inflation-good-thing/) - What causes inflation and why do central banks allow it to persist and not have a 0% inflation target. Why deflation is bad.
- [161: What You Need To Know About Retirement Calculators](https://moneyfortherestofus.com/161-need-know-retirement-calculators/) - How retirement planning and retirement spending calculators work and what are some of their flaws. Vanguard retirement calculators.
- [526: The Future of Power: Energy at a Crossroads with Scott Harland](https://moneyfortherestofus.com/526-future-of-energy/) - The power grid is under pressure, and so is the investment landscape around it. Explore the risks, opportunities, and shifts shaping the future of energy.
- [263: Should You Invest In Gold?](https://moneyfortherestofus.com/263-invest-in-gold/) - With gold at a six-year high, is now the time to invest? Is Gold even an effective inflation hedge and store of value? What you need to know in order ...
- [539: Resilient Wealth in an Era of Infinite Money](https://moneyfortherestofus.com/539-resilient-wealth-in-an-era-of-infinite-money/) - What happens when the money supply grows too slowly or too quickly? What we can do today to protect ourselves in an age of infinite money.
- [538: Forests, Fakes, and the Fight for the Real](https://moneyfortherestofus.com/538-forests-fakes-and-the-fight-for-the-real/) - The divide between the physical and digital economy, and what lumber markets, managed forests, and everyday life teach us about staying connected to the real.
- [537: Why Central Banking Is So Hard and Why Fed Independence Matters](https://moneyfortherestofus.com/537-central-banking-and-fed-independence/) - How the fight for Federal Reserve independence could impact markets, interest rates, and your financial future. Central banks set policy with incomplete ...
- [197: The Power of Less and Local](https://moneyfortherestofus.com/197-power-less-local/) - Why having less things and activities gives us more freedom and happiness. Why low probability risks are unacceptable if the consequences affect all of us.
- [196: How To Survive Financially](https://moneyfortherestofus.com/196-survive-financially/) - How To Survive Financially
- [195: Has A Trade War Begun?](https://moneyfortherestofus.com/195-trade-war-begun/) - Why duties and other actions are necessary to address trade disputes, but across the board tariffs are a blunt instrument that can lead to a devastating trade war and global recession.3
- [194: Four Investment Lessons From Warren Buffett](https://moneyfortherestofus.com/194-four-investment-lessons-warren-buffett/) - Four investment lessons from Berkshire Hathaway's fiscal year 2017 Shareholder Letter with additional insights from Howard Marks and Seth Klarman.
- [193: Why Plan If Life Is So Unpredictable?](https://moneyfortherestofus.com/193-plan-life-unpredictable/) - Planning helps us avoid catastrophic errors while maintaining flexibility. But nothing is 100% predictable. The key is to find a balance between ...
- [192: Is Anything Scarce Anymore?](https://moneyfortherestofus.com/192-anything-scare-anymore/) - In this episode we explore scarcity. Artificial scarcity created by laws and real scarcity created by our evolving lifestyles and economy.
- [191: Has The Bond Bear Market Begun?](https://moneyfortherestofus.com/191-bond-bear-market-begun/) - Why interest rates are increasing and what could happen to bonds, stocks and the economy if rates returned to more normal levels.
- [246: What Central Banks Don’t Know Should Concern You](https://moneyfortherestofus.com/246-central-banks/) - Why an inverted yield curve is disconcerting given low interest rates. Why low rates could lead to radical central bank policies during the next recession.
- [190: How To Keep Up With Inflation](https://moneyfortherestofus.com/190-keep-inflation-2/) - What investments are best for maintaining purchasing power relative to inflation. We will use a pencil as an example.
- [187: Do You Have Dollars and Sense?](https://moneyfortherestofus.com/187-dollars-sense/) - How our spending should be based on opportunity costs in terms of the value we get from what we buy compared to other ways we could spend our money.
- [186: Why Do We Pay Taxes?](https://moneyfortherestofus.com/186-pay-taxes/) - Why paying taxes has very little to do with funding the federal government and why it's still needed when the federal reserve can create as much money as ...
- [185: Are U.S. States Just Like Greece?](https://moneyfortherestofus.com/185-u-s-states-just-like-greece/) - How Illinois and other states can suffer a debt crisis like Greece but why it wouldn't lead to an economic depression similar to what Greece suffered.
- [182: Was Tulipmania Just Like Bitcoin?](https://moneyfortherestofus.com/182-tulipmania-just-like-bitcoin/) - What caused tulip mania in the Netherlands in the 17th century and how similar is it to Bitcoin?
- [535: Six Principles for Thriving Under Uncertainty and How Big Tech Is Doing the Opposite ](https://moneyfortherestofus.com/535-six-principles-for-thriving/)
- [Portfolio Trade: Adding to Stocks and Selling DSL](https://moneyfortherestofus.com/portfolio-trade-adding-to-stocks-and-selling-dsl/)
- [501: Strategy and Systems Want Your Money](https://moneyfortherestofus.com/501-strategy-and-systems/) - Exploring strategy, systems, and how they evolve, impacting investment choices and the shifting financial landscape over the decades.
- [533: How To Better Navigate Money, Time, Risk, and Uncertainty with Carl Richards](https://moneyfortherestofus.com/533-carl-richards/) - Carl Richards on the abstraction of money, attentional capital, distinguishing risk from uncertainty, and the importance of taking microactions.
- [532: Should Private Assets, Gold, and Crypto Be Investment Options in 401k and other Defined Contribution Plans?](https://moneyfortherestofus.com/532-private-assets-gold-crypto-401k/) - An executive order may allow crypto, gold, and private equity in 401. Explore alternative asset demand, risks to investors, fiduciary rules, and literacy gaps.
- [534: Why Most Hedge Funds Fail but This One Didn’t with Dave Thomas](https://moneyfortherestofus.com/534-hedge-funds-dave-thomas/) - Dave Thomas, CIO and Founder of long/short hedge fund, Atalan Capital Partners, shares why most hedge funds fail and the keys to being a successful investor.
- [Portfolio Trade: Reduced Bitcoin and Ether Exposure](https://moneyfortherestofus.com/portfolio-trade-donated-ether-to-donor-advised-fund/)
- [238: The U.S. Is More Socialist Than Denmark Regarding Home Mortgages](https://moneyfortherestofus.com/238-u-s-socialist-denmark-home-mortgages/) - U.S. mortgage rates and defaults are higher than Denmark and unlike the U.S., the Danish government is not involved in protecting investors against defaults.
- [531: Will AI Wipe Out Half of White Collar Jobs or Is There an AI Bubble?](https://moneyfortherestofus.com/531-will-ai-kill-jobs-or-ai-bubble/) - Exploring AI’s impact: will it create more jobs than it kills, is the boom over‑hyped & over‑funded, and is there hard proof of productivity gains?
- [529: Are Robo Advisors Worth It Even With Tax Loss Harvesting and Direct Indexing?](https://moneyfortherestofus.com/robo-advisors/)
- [Portfolio Trade: Reducing Preferred Stock Holdings and Adding a Baby Bond](https://moneyfortherestofus.com/portfolio-trade-reducing-preferred-stock-and-adding-baby-bond/)
- [530: Mining and the Global Race for Critical Minerals with Kinterra Capital](https://moneyfortherestofus.com/global-race-for-minerals/) - How critical minerals reshape investing: mining basics, surging demand, ESG dilemmas, passive-era capital drought, deep research over AI.
- [528: Climbing the Wealth Ladder with Nick Maggiulli](https://moneyfortherestofus.com/528-wealth-ladder/)
- [527: Stablecoins and CBDCs: Their Rise, Risks and Possibilities](https://moneyfortherestofus.com/527-stablecoins-and-cbdcs/) - Delve into the growth of stablecoins, their applications, and the associated risks. Also, the political pushback against central bank digital currencies.
- [Portfolio Trade: Adding CLO Closed-end Fund and Exiting Individual REITs](https://moneyfortherestofus.com/portfolio-trade-adding-clo-closed-end-fund-and-exiting-individual-reits/)
- [525: No More AAA - What the U.S. Debt Downgrade Means for Investors](https://moneyfortherestofus.com/525-us-debt-downgrade/) - Rising U.S. rates, soaring deficits—are we nearing a debt crisis? See why credit agencies cut ratings and what signs investors should watch next.
- [485: Should You Invest in Defined Outcome (Buffer) ETFs?](https://moneyfortherestofus.com/485-buffer-etfs/) - Buffer ETFs protect against the downside while capping the upside. We examine them closely to see if they are worth it.
- [523: Why Bond Investing Is Easier Than Ever](https://moneyfortherestofus.com/523-bond-investing-is-easy/)
- [521: Is the Rest of the World Selling America?](https://moneyfortherestofus.com/521-selling-america/) - The U.S has traditionally been a safe haven for investing, but that hasn't been the case in 2025. We explore three economic regimes and consider why the ...
- [520: Where Are We Heading?](https://moneyfortherestofus.com/520-where-are-we-heading/) - Investing in a non-ergodic world: why time, not averages, drives outcomes—and how it affects strategy, AI trends, and investor behavior.
- [Portfolio Trade: New Asset Based Lending Investment](https://moneyfortherestofus.com/portfolio-trade-new-asset-based-lending-investment/)
- [522: Investing in Emerging Markets with Ali Akay](https://moneyfortherestofus.com/522-investing-in-emerging-markets-with-ali-akay/)
- [519: Is This the End of Globalization and Free Trade?](https://moneyfortherestofus.com/519-end-of-globalization-free-trade/) - Explore why Trump raised tariffs, their economic consequences, who's winning or losing globally, and the future impact of a high-tariff U.S. economy.
- [517: Should You Invest 100% of Your Retirement in Closed-End Funds](https://moneyfortherestofus.com/517-should-you-invest-100-of-your-retirement-in-closed-end-funds/)
- [518: Is It Too Late to Invest in Gold? With Max Belmont - FEG Insight Bridge](https://moneyfortherestofus.com/518-too-late-for-gold/) - Greg Dowling of FEG interviews Max Belmont, a gold specialist. They discuss the historical, philosophical, and practical reasons for owning gold.
- [516: What Trump Wants Part 2 - How Trade Deficits and Capital Flows Can Harm or Help Countries](https://moneyfortherestofus.com/516-trade-deficits/) - Explore why today's trade deficits hurt U.S. prosperity, unlike past eras, how savings shape investment, and the risks of an impending U.S. debt crisis.
- [515: Tariffs and the Mar-a-Lago Accord: What Trump Really Wants](https://moneyfortherestofus.com/515-tariffs-and-the-mar-a-lago-accord/) - How the Trump administration is using tariffs as a negotiating tool to weaken the U.S. dollar and increase the global competitiveness of U.S. manufacturers.
- [514: Why Japanese Stocks Could Outperform with Howard Smith - FEG Insight Bridge](https://moneyfortherestofus.com/514-why-japanese-stocks-could-outperform-with-howard-smith-feg-insight-bridge/) - Why Japan may surprise investors with strong returns, debunks investment myths, examines debt concerns, yen valuation, governance, and tech.
- [512: Unlocking Hidden Returns—How Mortality Credits Boost Retirement Income](https://moneyfortherestofus.com/512-mortality-credits/) - How using a deferred income annuity can increase retirement income compared to an immediate annuity or a bond ladder.
- [373: Are Stablecoins Safe? Should You Own Them?](https://moneyfortherestofus.com/373-stablecoins/) - How stablecoins are similar and different from other monetary assets, what are their risks, and why central bank digital currencies threaten stablecoins.
- [511: What Are Sovereign Wealth Funds and Does the U.S. Need One?](https://moneyfortherestofus.com/511-sovereign-wealth-funds/) - Explore the purposes and types of sovereign wealth funds, how they invest, and concerns with the U.S. establishing one.
- [Portfolio Trade: Exiting MCI](https://moneyfortherestofus.com/portfolio-trade-exiting-mci/)
- [509: How to Invest in Private Credit / Direct Lending?](https://moneyfortherestofus.com/509-how-to-invest-in-private-credit-direct-lending/) - Explore what private credit, or direct lending, is and how to invest in it. Also see how it is similar and different from investing in leverage loans and CLOs.
- [510: Contrarian Investing with GMO's Ben Inker - FEG Insight Bridge](https://moneyfortherestofus.com/510-contrarian-investing-ben-inker/) - How mentors shape careers, the rise of passive investing, opportunities in quality & deep-value stocks, and risks of large-cap tech concentration.
- [507: Where You Live Matters - How Geography Contributes to Wealth](https://moneyfortherestofus.com/507-where-you-live-matters-how-geography-contributes-to-wealth/) - Geography shapes growth, living costs, and AI rollout. E-commerce cuts costs, but slowing consumption is key. Developing nations still face high expenses.
- [505: Optimization, AI, and Opting Out with Coco Krumme](https://moneyfortherestofus.com/505-optimization-ai-and-opting-out-with-coco-krumme/) - Benefits and costs of optimization in finance, industry, life, AI's role, pros/cons of life optimization, and the challenge of opting out.
- [504: Indexing Bubble and Asset Class Returns Still Revert to the Mean](https://moneyfortherestofus.com/504-mean-reve/) - How asset class returns move in cycles with periods of above-average returns followed by periods of lower returns. How has passive indexing led to higher ...
- [503: U.S. Stocks Have Never Been This Overhyped or Expensive](https://moneyfortherestofus.com/503-us-stocks-overhyped-expensive/) - What has contributed to long-term U.S. stock market outperformance compared to the rest of the world? Despite this, why continue to be globally diversified?
- [502: Should You Invest in Nuclear Energy?](https://moneyfortherestofus.com/502-invest-in-nuclear-energy/) - Rising electricity demand and renewed interest in nuclear energy highlight investment opportunities. Learn its global role, challenges, and options to invest.
- [Portfolio Trade: Rebalancing Stock Exposure](https://moneyfortherestofus.com/portfolio-trade-rebalancing-stock-exposure/)
- [390: Are BlackRock and Vanguard Too Big and Powerful?](https://moneyfortherestofus.com/390-blackrock-vanguard-too-powerful/) - How big index fund and ETF providers have increased their sway over publicly-traded companies while potentially discouraging competition. What can be done?
- [500: The S&P 500 Index and the Decade Ahead](https://moneyfortherestofus.com/500-sp-500-index/) - How has the S&P 500 index changed, and why have U.S. stocks performed so well? Will U.S. stocks only return 3% in the next decade, as Goldman Sachs predicts?
- [324: 2020—The Year We Will Never Forget](https://moneyfortherestofus.com/324-unforgettable-year/) - A review of how the pandemic, financial markets, and government policy evolved in 2020 to make for an unforgettable year.
- [497: How to Fix the Retirement Savings Crisis](https://moneyfortherestofus.com/497-how-to-fix-the-retirement-savings-crisis/) - Why 401k and other defined contribution schemes are flawed leading to a generation of workers unprepared for retirement. Here are the solutions to fix the mess.
- [499: What Makes an Economy Prosperous? Spotlight on Cuba and Argentina](https://moneyfortherestofus.com/499-what-makes-an-economy-prosperous/) - Discover 8 key drivers of economic growth, Cuba's energy struggles, why sanctions fall short, Millei’s radical reforms, and risks to U.S. economic health.
- [498: What I Learned Investing in the Past Decade](https://moneyfortherestofus.com/498-ten-investing-tips/) - Investing lessons: document journey, experiment, adopt new assets, be patient, trade less, focus long-term, diversify, ignore noise, no right way to invest.
- [493: The Housing Affordability Crisis: What Caused It and How to Fix It](https://moneyfortherestofus.com/493-the-housing-affordability-crisis-what-caused-it-and-how-to-fix-it/)
- [429: Which Inflation Protection Strategies Worked and Which Didn't? ](https://moneyfortherestofus.com/429-inflation-hedges/) - With a total U.S. inflation rate of 14% in the past two years, let's review how various inflation hedges performed over the past twenty-four months.
- [480: Beyond Faster (T+1) Trade Settlement: The Hidden Costs of Optimization](https://moneyfortherestofus.com/480-hidden-costs-of-optimization/) - Stock, ETF, and bond trades are optimized to settle in less than a day, allowing quick access to cash and securities. The benefits and costs of optimization...
- [Portfolio Trade: Reducing Series I Savings Bond Exposure](https://moneyfortherestofus.com/portfolio-trade-reducing-series-i-savings-bond-exposure/)
- [496: Are You Taking Enough Aspirational Risk?](https://moneyfortherestofus.com/496-aspirational-risk/) - Why we need distinct risk buckets: balancing our natural loss aversion with the allure of opportunities that offer the potential for massive upside.
- [475: Inflation’s Illusion: Debunking the Normalcy of Currency Debasement](https://moneyfortherestofus.com/475-currency-debasement/) - It is not normal to want prices to rise and currencies to lose their purchasing power. We look at the advantages of stable currencies and prices.
- [Portfolio Trade: Exiting Global Infrastructure Closed End Fund](https://moneyfortherestofus.com/portfolio-trade-exiting-global-infrastructure-closed-end-fund/)
- [495: The Federal Reserve Cut Rates. What Should We Do Now?](https://moneyfortherestofus.com/495-fed-cuts-rates-what-now/) - What does the Federal Reserve's policy rate cut mean for our portfolios? Will interest rates keep falling? What changes should we make?
- [280: Travel and the Trust Economy](https://moneyfortherestofus.com/280-trust-economy/) - Trust Economy
- [494: When to Sell Equity or Borrow: A Guide for Homeowners, Students, and Artists](https://moneyfortherestofus.com/494-equity-vs-debt/) - How home equity investments, income share agreements, and music royalties work, and how they have elements of equity and debt.
- [Portfolio Trade: Switching Buffer ETFs](https://moneyfortherestofus.com/portfolio-trade-switching-buffer-etfs/)
- [309: Investments to Fight Financial Repression](https://moneyfortherestofus.com/309-financial-repression/) - What are investments that can generate a cash yield greater than inflation in an era when central bank policies keep government bond yields lower than inflation
- [395: How Population Trends Will Impact Growth, Inflation, Investing and Well Being](https://moneyfortherestofus.com/395-population-and-investing/) - How slowing population growth and a population peak will lead to competition for foreign workers, potentially higher inflation, and ultimately the need to ...
- [448: Where Are Interest Rates Headed Next? Insights from the Jackson Hole Symposium](https://moneyfortherestofus.com/448-interest-rates-jackson-hole-symposium/) - You might want to lock in higher yields now, given real interest rates are the highest they have been in 15 years.
- [453: The Price of Money - 700 Years of Falling, Can Interest Rates Keep Rising?](https://moneyfortherestofus.com/453-price-of-money/) - Interest rates have been sliding for centuries. Dive into the forces driving this trend and examine if the recent interest rate spike is a blip on the radar.
- [492: The Power of Optionality: Small Bets, Big Payoffs](https://moneyfortherestofus.com/492-optionality/) - Learn how call and put options work, the importance of American vs. European styles, positive skewness, and using optionality in business and life.
- [399: Unintended Consequences Impact Everything](https://moneyfortherestofus.com/399-unintended-consequences/) - Explore examples of positive and negative unintended consequences, what causes them, and how to navigate a world where unanticipated things happen constantly.
- [491: The Five Layers of Investing](https://moneyfortherestofus.com/491-layers-of-investing/) - We explore the five layers of investing, including which assets fit into each layer, and give examples of advertisements targeting each layer.
- [490: Should You Invest in Private Equity?](https://moneyfortherestofus.com/490-private-equity/) - Has private equity outperformed the stock market, and can individual investors pursue these investment strategies? How do buyouts, venture capital, and ...
- [487: Are We Heading for a 2030s Depression? Global Economic and Population Shifts](https://moneyfortherestofus.com/487-2030s-depression/) - Discover why ITR Economics predicts a 2030s depression, early warning signs, population trends, Social Security's status, and financial actions to take now.
- [437: How to Live Like You Are Already Retired](https://moneyfortherestofus.com/437-live-as-if-retired/)
- [350: How to Invest in Startups on Equity Crowdfunding Platforms?](https://moneyfortherestofus.com/350-crowdfunding-startups/) - When investing in startups on equity crowdfunding platforms there are both risks and opportunities. Understanding those risks is key to helping avoid disaster.
- [489: Why Did Markets Sell Off? What Should You Do?](https://moneyfortherestofus.com/489-why-did-markets-sell-off-what-should-you-do/)
- [488: Should You Invest in an Ethereum ETF?](https://moneyfortherestofus.com/488-ethereum-etf/) - The investment potential and risks of Ethereum and its new ETF. Its launch, ETFs, fees, unique features, applications, staking rewards, and price drivers...
- [486: How Retail Traders Lose Big While Enriching Wall Street](https://moneyfortherestofus.com/486-retail-traders-enrich-wall-street/) - Gambling in the stock market is increasing, with most traders losing money while generating billions per year for brokerages and wholesalers. Will this lead ...
- [Portfolio Trade: Adding Bullet ETF, Buffer ETF and Increasing CLO Exposure](https://moneyfortherestofus.com/portfolio-trade-adding-bullet-etf-buffer-etf-and-increasing-clo-exposure/)
- [469: Which Will Perform Better: Berkshire Hathaway or Utility Stocks?](https://moneyfortherestofus.com/469-berkshire-hathaway-vs-utility-stocks/) - Berkshire Hathaway's dividend debate vs utility ETFs' steady returns. Explore Buffet's concerns and market comparisons for informed investment decisions...
- [484: 7 Steps to Living a Longer Life](https://moneyfortherestofus.com/484-living-longer/) - Seven ways to increase the odds of living long into your retirement years (if you choose to retire).
- [425: How Profits Motivate Change](https://moneyfortherestofus.com/425-profits-motivate-change/) - Profits are driving the energy transition. This is why natural gas has a higher energy market share and a faster transition to renewables is hindered.
- [483: Don't Lose Access to Your Cash: Comparing Banks, Neobanks, and Fintech Platforms for Cash Savings](https://moneyfortherestofus.com/episode-483-dont-lose-access-to-your-cash/) - Millions of fintech users lost access to cash. Learn why, understand FBO account issues, and get tips to protect your money with banks, neobanks, and fintechs.
- [451: How Much Should You Invest in Stocks? The Art of Position Sizing in a Volatile Market](https://moneyfortherestofus.com/451-how-much-should-you-invest-in-stocks-the-art-of-position-sizing-in-a-volatile-market451/)
- [460: Should You Be Invested 100% in Stocks Before and During Retirement? A Recent Study Says Yes. ](https://moneyfortherestofus.com/460-should-you-be-invested-100-stocks-before-and-during-retirement-a-recent-study-says-yes/) - The case for and against investing your retirement assets 100% in equity, including half in international stocks. Why the 4% spending rule is too aggressive.
- [277: How ETFs are Changing](https://moneyfortherestofus.com/277-how-etfs-are-changing/) - ETFs are changing dramatically. Regulatory changes could lead to a boom in new ETFs, including actively managed ETFs. Investors should understand how ...
- [321: How to Analyze Complex Investments](https://moneyfortherestofus.com/321-complex-investments/) - How to determine whether you should invest in a complex investment such as an actively managed ETF that uses option strategies.
- [465: Transforming Financial Regrets into Portfolio Gains: Five Strategies for Navigating Investment Emotions](https://moneyfortherestofus.com/465-navigating-investment-emotions/) - Humans are wired to feel regret. Here's how to learn from financial regret to become a better investor.
- [406: Annie Duke on Better Investing and the Danger of Grit](https://moneyfortherestofus.com/406-annie-duke/)
- [404: Why Is the U.S. Dollar So Strong? Will It Continue?](https://moneyfortherestofus.com/404-dollar-strength/) - What has caused the U.S. dollar's exchange rate to be the strongest in twenty years? A strong dollar leads to slower global economic growth and falling asset prices.
- [482: Unlocking the Power of Positive Skewness: Strategies for Investing, Business, and Creativity](https://moneyfortherestofus.com/482-unlocking-the-power-of-positive-skewness-strategies-for-investing-business-and-creativity/)
- [456: Is Tourism Harmful or Helpful? The Economic and Cultural Impact of Global Travel](https://moneyfortherestofus.com/456-tourism-impact/) - What are the economic and cultural benefits of tourism. What are the downsides to too much tourism. How to find the right balance.
- [481: How to Navigate the Crippling Home Insurance Crisis](https://moneyfortherestofus.com/481-home-insurance-crisis/) - Why are homeowners seeing home insurance premiums increase up to 70%? What can you do if your insurer drops you or can't afford coverage?
- [444: Natural Disasters: Are They Truly Increasing? ](https://moneyfortherestofus.com/444-natural-disasters/) - From wildfires to floods, how are these natural events reshaping our financial landscape? What if anything, should we be doing with our investments as a result?
- [479: National Debt Master Class Finale - What To Do](https://moneyfortherestofus.com/479-national-debt-master-class-finale-what-to-do/) - Uncover the debt dynamics formula, influences on national debt, default risks, and tips for safeguarding your investments
- [478: National Debt Master Class Part 2/3](https://moneyfortherestofus.com/478-national-debt-masterclass-part-two/) - Households and businesses can opt out of the national debt scheme. Central banks and governments monetize debt with quantitative easing.
- [National Debt Master Class Part 1/3](https://moneyfortherestofus.com/national-debt-master-class-part-one/) - A country that issues debt in its own currency can't default unless it chooses to. Central banks can control interest rates on the national debt...
- [295: Federal Reserve Insolvency and Monetizing the National Debt](https://moneyfortherestofus.com/295-monetizing-the-national-debt/) - How central banks can become insolvent and why it can lead to hyperinflation. What are four ways the Federal Reserve could monetize the national debt.
- [476: Is Small Cap Dead? Why You Shouldn't Abandon Small Company Stocks](https://moneyfortherestofus.com/476-is-small-cap-dead/)
- [109: Money Is a Time Machine](https://moneyfortherestofus.com/mny109-money-time-machine/) - How to shift money from the present to the future and vice versa in order strike an equitable balance between our present and future selves.
- [455: Easier Investing, Richer Life: TIPS Ladders to Annuities](https://moneyfortherestofus.com/454-tips-ladder/)
- [474: Are Emerging Markets Bonds a Once-in-a-Generation Opportunity?](https://moneyfortherestofus.com/474-emerging-market-bonds/) - Some analysts suggest that now is an incredibly attractive entry point to invest in emerging market bonds. We look at how to do this and whether you should.
- [431: The Long-term Bullish Case for Gold](https://moneyfortherestofus.com/431-the-long-term-bullish-case-for-gold/)
- [473: Investing Fundamentals and What Is Attractive Now](https://moneyfortherestofus.com/473-investing-fundamentals/) - In-depth discussion on portfolio construction, factor investing, and asset management, including dividends, leveraged loans, closed-end funds, REITs, and China.
- [Portfolio Trade: Exiting JP Morgan Chase Alerian ETN](https://moneyfortherestofus.com/portfolio-trade-exiting-jp-morgan-chase-alerian-etn/)
- [472: Is the Economy as Bad as People Think?](https://moneyfortherestofus.com/472-is-the-economy-as-bad-as-people-think/) - Why households feel financially stalled despite progress post-pandemic. A look at consumer sentiment, inflation, uncertainty, and political impact on economics.
- [471: Unlocking Income—A Comprehensive Guide to Investing in Covered Call ETFs](https://moneyfortherestofus.com/471-covered-call-etfs/) - How to use covered call and buy-write strategies to generate income while understanding the risks and having realistic return expectations.
- [470: How the Economy Really Works: Savings, Investing, Consuming and Market Distortions](https://moneyfortherestofus.com/470-how-the-economy-really-works-savings-investing-consuming-and-market-distortions/) - Unveil the economic engine: savers, investors, consumers, and more. Delve into hoarding's impact, borrowing's paradox, and unfair competition's distortions.
- [175: How To Conduct Investment Due Diligence](https://moneyfortherestofus.com/175-conduct-investment-due-diligence/) - What attributes should you look for in analyzing an investment advisory firm, financial planner, investment partnership, crowdfunding platform or other investment related offerings.
- [179: Free Markets and the Great Famine](https://moneyfortherestofus.com/179-free-markets-great-famine/) - How a concern about interfering in markets and trade may have contributed to over one million deaths during the 19th century Great Famine in Ireland.
- [177: How Business Contributes To Income Inequality](https://moneyfortherestofus.com/177-business-contributes-income-inequality/) - How high profits and low investment by business in R&D and workers lead to income inequality.
- [176: Are 60 Percent of Americans Insolvent?](https://moneyfortherestofus.com/176-60-americans-insolvent/) - What percent of Americans are insolvent and what makes data trustworthy.
- [174: Navigating Modern Life Like The Amish](https://moneyfortherestofus.com/174-navigating-modern-life-like-amish/) - What the Amish can teach us about adopting new technology without being overwhelmed.
- [173: Should You Invest Based On Cycles](https://moneyfortherestofus.com/173-invest-based-cycles/) - What are some of the challenges of using long-term economic cycles to invest.
- [171: The Extraordinary Impact of Cities](https://moneyfortherestofus.com/171-extraordinary-impact-cities/) - Why cities are the primary driver of economic growth and why do they outlive companies.
- [170: Are Financial Markets Efficient?](https://moneyfortherestofus.com/170-financial-markets-efficient/) - How investment markets can be both efficient and inefficient depending on the environment. Efficient Market Hypothesis
- [168: Is Life More Difficult For Millennials?](https://moneyfortherestofus.com/168-life-difficult-millennials/) - How being a millennial is both different and the same from young adults of earlier generations
- [167: Is Bitcoin Better At Money Than The Dollar?](https://moneyfortherestofus.com/167-bitcoin-better-money-dollar/) - Why bitcoin is a compelling speculative diversifier and how it has been a better store of value than both the U.S. dollar and gold.
- [166: Do We Really Need Growth?](https://moneyfortherestofus.com/166-really-need-growth/) - Why enterprises, industries, and economies can't grow at all costs but need to enrich humanity and strive for permanence through regeneration.
- [165: Why Do We Invest? It's Not Just For Return](https://moneyfortherestofus.com/165-invest-just-return/) - How corporations evaluate and use investment capital provided by individuals. Why companies find it easier to buy back stock rather than invest in capital projects.
- [164: Optionality—When To Keep Your Options Open and When To Commit](https://moneyfortherestofus.com/164-optionality-keep-options-open-commit/) - How to use the asymmetric payoff of options, trial and error, and commitments to better yourself financially and in other areas of your life.
- [160: Why Ethical Consumption is a Myth](https://moneyfortherestofus.com/160-ethical-consumption-myth/) - How cost, complexity & an unachievable standard keeps us from consuming ethically while the stories we tell ourselves make us feel good about our purchases anyway.
- [Adaptive Model Portfolio Change: Increasing Stock Exposure](https://moneyfortherestofus.com/adaptive-model-portfolio-change-increasing-stock-exposure/)
- [467: Unraveling the Truth About ETFs: Benefits, Analysis, and the Indexing Bubble Myth](https://moneyfortherestofus.com/467-etf-analysis/) - How the ETF market is changing, why ETFs should be your preferred investment vehicle, and how to analyze ETFs to generate better investment performance.
- [466: Does Dividend Investing Still Work?](https://moneyfortherestofus.com/466-does-dividend-investing-still-work/) - Historically, dividend-growing stocks outshine non-payers, yet they've underperformed in the last 20 years. What's driving this shift, and will it continue?
- [464: More Ways to Lock in Higher Yields in Case Interest Rates Fall](https://moneyfortherestofus.com/464-lock-in-high-yields-2/)
- [463: How to Lock in Higher Yields in Case Interest Rates Fall](https://moneyfortherestofus.com/463-lock-in-higher-yields/) - With cash yields expected to fall, here's how you can keep your portfolio income elevated by purchasing longer-term individual bonds and bullet ETFs
- [462: Now Should You Buy a Bitcoin ETF?](https://moneyfortherestofus.com/462-should-you-buy-a-bitcoin-etf/) - Delving into Bitcoin ETFs: Analyzing reasons for SEC approval, their fee structure, and Bitcoin's unique position alongside fiat in investment strategies.
- [461: How Much Should Your Net Worth Grow Each Year?](https://moneyfortherestofus.com/how-much-should-your-net-worth-grow-each-year/) - The various factors that shape the growth of net worth, including professional choices, risk tolerance, and lifestyle decisions.
- [418: Bond Investing Masterclass](https://moneyfortherestofus.com/418-bond-investing-masterclass/) - What you need to know to confidently invest in bonds. How do you decide between owning longer-term or short-term bonds and should you use bond funds and ETFs?
- [459: Listener Q&A 4](https://moneyfortherestofus.com/459-listener-qa-4/)
- [458: Dissecting Stock Returns: Financial Engineering or Genuine Growth?](https://moneyfortherestofus.com/458-financial-engineering/)
- [457: AI's Fork in the Road: Societal Bliss or Existential Threat](https://moneyfortherestofus.com/457-ai-crossroad/)
- [454: How To Invest - Ten Rules of Thumb for Individual Investors](https://moneyfortherestofus.com/454-how-to-invest/)
- [449: The House of Cards: Evaluating Economic and Financial Warning Signs](https://moneyfortherestofus.com/449-economic-and-financial-warning-signs/) - What are the economic and financial warning signs that we should heed rather than get caught up in fearmongering? When should we worry about national debt ...
- [450: How Higher Interest Rates Alter Our Financial Blueprint](https://moneyfortherestofus.com/450-higher-rates/)
- [452: Beyond Stocks: The Allure and Strategy of Credit Investments](https://moneyfortherestofus.com/452-credit-investments/)
- [423: A "Safe" 6% Yield: The Case for Investment Grade CLOs](https://moneyfortherestofus.com/423-collateralized-loan-obligation/) - How leveraged loans and CLOs work and how to invest in them. What are the risks and opportunities with the new CLO ETFs.
- [447: Our Car Was Attacked. Is Property Crime Increasing?](https://moneyfortherestofus.com/447-our-car-was-attacked-is-property-crime-increasing/)
- [Portfolio Trade: Adding to Existing Equity REIT and Preferred Stock Holdings](https://moneyfortherestofus.com/portfolio-trade-add-to-existing-equity-reit-and-preferred-stock-holdings/)
- [159: What You Need To Know About Volatility](https://moneyfortherestofus.com/159-need-know-volatility/) - What is volatility, what determines it and how to invest in it. But should you?
- [158: How To Invest Like A Cockroach](https://moneyfortherestofus.com/158-invest-like-cockroach/) - How reserves, slack and simple rules of thumb help us deal with radical uncertainty. Why the next financial crisis is unlikely to be like the last one.
- [157: The Most Important Economic Question of Our Time](https://moneyfortherestofus.com/157-important-economic-question-time/) - An unlimited supply of money means the U.S. is unlikely to face a fiscal crisis.
- [155: Clues To The Next Financial Crisis](https://moneyfortherestofus.com/155-clues-next-financial-crisis/) - How panic caused the financial crisis and what to look for to see if it is happening again.
- [154: Do Homeowner Tax Breaks Cause Homelessness?](https://moneyfortherestofus.com/154-housing-tax-breaks-lead-homelessness/) - How a transitioning economy, government regulation and tax policy have contributed to stagnating wages, rising housing costs, and homelessness.
- [152: You Know Less Than You Think](https://moneyfortherestofus.com/mny152-know-less-think/) - How simple rules, just-in-time learning and checking your understanding can help you make better financial decisions. Podcast episode and summary article.
- [150: Finding Your Perfect Match](https://moneyfortherestofus.com/mny150-finding-perfect-match/) - How to navigate matching markets where price alone doesn’t determine the outcome.
- [446: Die with Zero: Why You Should Start Spending Now](https://moneyfortherestofus.com/446-die-with-zero-why-you-should-start-spending-now/)
- [445: From Boom to Bust—Why China's Stocks Lagged Behind Its Economy & Where to Invest Next](https://moneyfortherestofus.com/445-china-stocks/) - Explore the surprising disconnect between China's booming economy and its underperforming stock market and discover where the next investment opportunities lie.
- [443: Five Surprising Insights About Stock Indexes and Funds](https://moneyfortherestofus.com/443-surprising-stock-index-insights/) - Five things we have learned about stock index valuations, earnings, currency, and why value investing isn't dead. Some insights only come with the right tools.
- [411: Is Emerging and Frontier Markets Investing Still Worth It? - With Asha Mehta](https://moneyfortherestofus.com/411-asha-mehta/)
- [358: Should You Stop Investing in China?](https://moneyfortherestofus.com/358-investing-in-china/) - A regulatory crackdown by the Chinese government has upended the Chinese stock market. We evaluate what is going on and what investors should do.
- [249: Should You Invest in India?](https://moneyfortherestofus.com/249-invest-india/) - Why investors and economists believe India will be the fastest-growing economy and potentially best-performing stock market over the next two decades and how
- [442: Crisis-Proof Investing: Strategies for a Shaky Future](https://moneyfortherestofus.com/442-crisis-proof-investing/) - Given climate change and other risks, how should you invest for the next forty years? How should our portfolios and lifestyle be structured to build resilience?
- [413: What if the World Stopped Shopping?](https://moneyfortherestofus.com/413-what-if-the-world-stopped-shopping/) - How to solve the conundrum that consumption reductions lead to economic disasters while benefiting the environment.
- [340: Climate Change, ESG, and What Should Investors Do?](https://moneyfortherestofus.com/340-climate-change-and-esg/) - Why ESG investing goes beyond just buying an ESG fund or ETF. How society and investors interact in unpredictable ways to address ESG risks and opportunities.
- [102: What It Takes To Be A Value Investor](https://moneyfortherestofus.com/mny102-takes-value-investor-2/) - Why the value style outperforms growth investing, and what are the attributes of successful value investors.
- [261: Is Value Investing Dead?](https://moneyfortherestofus.com/261-value-investing/) - Why has value investing underperformed growth investing for over twelve years and how to position your portfolio for the eventual rebound in value investing.
- [440: Beware of Platform Risk](https://moneyfortherestofus.com/440-platform-risk/) - How to mitigate the risk of investing on crowdfunding platforms where there is little transparency on the underlying financial health of the platform company.
- [441: What If Social Security Had Been Privatized?](https://moneyfortherestofus.com/private-social-security/) - What if Social Security had been privatized in 2005 when Congress debated the topic? Sixteen years later, we review how that would have worked out for workers.
- [439: How and Why to Invest in AI](https://moneyfortherestofus.com/439-invest-in-ai/) - Here's how to invest in AI.AI models like ChatGPT could lead to massive productivity gains, accelerated economic growth, and higher stock returns.
- [438: Why Are You Investing? Defining Your Rich Life with Ramit Sethi](https://moneyfortherestofus.com/438-why-are-you-investing-defining-your-rich-life-with-ramit-sethi/) - Approaching investing when you don’t come from an investment background and what to do if you are feeling behind; and the importance of learning how to spend.
- [153: Will Social Security Go Bankrupt?](https://moneyfortherestofus.com/mny153-will-social-security-go-bankrupt/) - Why Social Security will not collapse and the four actions government can take to make sure it won’t. Listen to the podcast episode or read the article.
- [436: Revisiting Carbon, SPACs, Silver, Convertible Bonds, and Frontier Markets](https://moneyfortherestofus.com/436-revisiting-five-investments/)
- [393: What Happens If Your Brokerage Firm Goes Bankrupt](https://moneyfortherestofus.com/393-brokerage-firm-bankruptcy/) - How protected are you if the brokerage firm files for bankruptcy? You shouldn't store your crypto assets with an online broker, but what is the safest way to...
- [301: Use Caution with Alternative Investments](https://moneyfortherestofus.com/301-alternative-investments/) - How do alternative investments, such as venture capital, private equity, and real estate differ from other assets and how can you evaluate them like a pro.
- [253: Are IPOs the New Ponzi Scheme?](https://moneyfortherestofus.com/253-ipo-scheme/) - How venture capital–funded startups have run up massive losses while justifying premium valuations using creative profitability metrics. These private companies ...
- [430: How Should Personal and National Wealth Be Measured?](https://moneyfortherestofus.com/430-how-should-personal-and-national-wealth-be-measured/)
- [435: Is It Better to Rent or Buy a House?](https://moneyfortherestofus.com/435-rent-or-buy-a-house/) - What has been the financial return from owning a house? How to decide whether to rent a house or apartment or purchase a home or condo. Starter homes are few...
- [133: Interest Rates Are Rising. Four Things You Can Do](https://moneyfortherestofus.com/mny133-interest-rates-rising-can/) - Here are four investment strategies investors can use to avoid losses due to rising interest rates.
- [278: You Have Permission to Spend](https://moneyfortherestofus.com/278-you-haver-permission-to-spend/) - When we spend money we often feel guilty. But it doesn't have to be this way, we have permission to spend. The key is not to spend money on ...
- [433: What Happens If The U.S. Defaults On Its Debt? Here's Why It Won't](https://moneyfortherestofus.com/433-usa-default/) - What are the consequences if the U.S. debt ceiling isn't increased and the government defaults? What would be done to prevent default if Congress doesn't act?
- [432: Are the Economy and Financial Markets Zero-Sum Games?](https://moneyfortherestofus.com/432-zero-sum-games/) - Does there need to be a loser for every winner when it comes to investing and economic growth? Economic growth overall is not a zero-sum game, but some ...
- [422: This Stock Has a 15% Dividend Yield and Has Outperformed Warren Buffett. Should You Invest?](https://moneyfortherestofus.com/422-carl-icahn/) - Do activist hedge funds including Carl Icahn's add value? Should you invest in Icahn Enterprises L.P., a conglomerate with a 15% dividend yield?
- [414: Use Caution with Private REITs like Blackstone's BREIT](https://moneyfortherestofus.com/414-private-reits/) - How public equity REITs differ from private REITs. Why investors are selling out of private REITs and why private REIT sponsors limit investors ability to do so
- [416: Your Nation's National Debt: 5 Things You Need To Know](https://moneyfortherestofus.com/416-your-nations-national-debt-5-things-you-need-to-know/)
- [169: The Debt Ceiling—What Happens If the U.S. Defaults](https://moneyfortherestofus.com/169-federal-debt-ceiling-need-know/) - What could happen if the U.S. Congress doesn't raise the debt ceiling and defaults on U.S. financial obligations.
- [428: How the Coming Credit Crunch Could Harm the Economy and Real Estate Prices](https://moneyfortherestofus.com/428-credit-crunch/) - Accelerating bank deposit withdrawals can harm the economy, including real estate. Dollars moce around the financial system but always seem to end up at the Fed
- [426: <strong>Which is Best - Active or Passive, ETFs or Funds?</strong>](https://moneyfortherestofus.com/426-kristof-gleich/)
- [421: Beware of Survivorship Bias When Investing](https://moneyfortherestofus.com/421-beware-of-survivorship-bias-when-investing/) - An over-reliance on historical U.S. stock returns when modeling retirement outcomes could to spending rates that are too high. Stock market outperformance...
- [344: Why Should You Care About Shadow Banking?](https://moneyfortherestofus.com/344-shadow-banking/) - Half of the global financial system is made up of shadow banks. You have probably already used one. What are shadow banks and what to be wary of when using one.
- [37: Gold - Without the Hype and Politics](https://moneyfortherestofus.com/mny037-gold/) - Why and how to invest in gold.
- [59: Is Gold Money?](https://moneyfortherestofus.com/mny059-gold-money/) - What are the three attributes of money and does gold have those attributes.
- [300: Ray Dalio and the Changing World Order](https://moneyfortherestofus.com/300-ray-dalio-changing-world-order/) - As the U.S. appears to be declining how can investors prepare for the changing world order. A look at the forces that lead to the rise and fall of nations.
- [282: Is GDP the Best Measure of Happiness and Well-Being?](https://moneyfortherestofus.com/282-is-gdp-the-best-measure-of-well-being/) - GDP is the monetary value of a nation’s output in terms of goods and services. But is GDP the same as well-being? And why are people often worse off than...
- [142: Why Are Some Nations Wealthier Than Others?](https://moneyfortherestofus.com/mny142-countries-wealthier-others/) - Poor nations work harder than rich ones. Why then are they still poor?
- [8: What If Everyone Worked Only Four Hours Per Day?](https://moneyfortherestofus.com/mny008-four-hours/) - How we can have sustainable economic growth and a booming stock market while working less and enjoying life more.
- [427: Did the Tariffs Work? The Trade War Five Years Later](https://moneyfortherestofus.com/427-trade-war-five-years-later/) - What has been the impact on trade and the trade deficit since the U.S. implemented tariffs on steel, aluminum, and goods made in China?
- [336: Own What Is Real](https://moneyfortherestofus.com/336-own-what-is-real/) - There has never been this much money in the world. Now is the time to own real property. But real property should investors like you own?
- [342: Is Another Great Inflation Coming?](https://moneyfortherestofus.com/342-is-inflation-coming/) - How today's inflationary environment is similar and different from the 1970s great inflation. What are the best assets to protect your portfolio from inflation?
- [353: The Pros and Cons of Infinite Banking and Whole Life Insurance](https://moneyfortherestofus.com/353-infinite-banking/) - How does the infinite banking concept work and should you use it? How does it relate to term and whole life insurance and what's the difference?
- [333: How The Covid Shock Nearly Destroyed The Financial System](https://moneyfortherestofus.com/333-covid-shock/) - Why the Federal Reserve had to step in again to stop runs on money market mutual funds and keep the financial system from imploding during the Covid crisis.
- [270: Repo Rates Soared—Here's Why It Matters](https://moneyfortherestofus.com/270-repo-rates/) - Repo rates spiked to 10% on September 16th, 2019. This was a huge blunder on the part of the Federal Reserve and is concerning for investors because...
- [424: Are More Bank Runs Coming? The Collapse of Silicon Valley Bank](https://moneyfortherestofus.com/424-silicon-valley-bank/) - What caused Silicon Valley Bank to collapse in only 44 hours, and how likely will the contagion spread leading to other bank failures?
- [212: Trade Wars Increase Prices and Poverty](https://moneyfortherestofus.com/212-trade-wars-increase-prices-poverty/)
- [311: Did ETFs Pass the 2020 Market Collapse Stress Test?](https://moneyfortherestofus.com/311-etf-stress-test/) - How did ETFs function during the 2020 market sell-off and did the indexing bubble burst? which ETF structures failed the stress test and which passed?
- [345: Investing in Water](https://moneyfortherestofus.com/345-investing-in-water/) - What are ways to invest in water and is it an attractive investment? What are the historical returns for water stocks and what are current valuations?
- [382: Is A Famine Next? Food Inflation, Food Riots, and Investing in Commodities and Other Real Things](https://moneyfortherestofus.com/382-food-inflation/) - Why food costs are soaring and what we can do about it. Commodity futures, including agriculture futures, have been lousy inflation hedges. What's worked best?
- [305: Are Banks Safe?](https://moneyfortherestofus.com/305-are-banks-safe/) - Is a bank collapse coming due to bank exposure to collateralized loan obligations as defaults increase? Understand the risks and potential.
- [206: Be Bear Aware of Bank Loans](https://moneyfortherestofus.com/206-bear-aware-bank-loans/) - Why the leveraged loan market is becoming riskier. How collateralized loan obligations influence bank loans. Why I will sell my bank loans fund when the economy turns.
- [405: When Volatility Spikes, Financial Things Break](https://moneyfortherestofus.com/405-volatility-spikes/) - Volatility itself contributes to more volatility, such as with the UK government bond market. But what is volatility and what causes it to rise and fall ...
- [392: What Is Money and How to Use It](https://moneyfortherestofus.com/392-what-is-money/)
- [420: Does a 60/40 Balanced Portfolio Still Work?](https://moneyfortherestofus.com/420-do-60-40-portfolios-work/) - What are the pros and cons of a simple stock and bond portfolio consisting of two funds or ETFs? Is there a role for non-U.S. stocks in your portfolio?
- [419: How to Make Portfolio and Asset Allocation Changes](https://moneyfortherestofus.com/419-portfolio-and-asset-allocation-changes/) - What to do when an investment strategy has worked well but you feel it is time to make a change? How to decide on a portfolio mix after a big financial change.
- [146: How To Decide What To Buy](https://moneyfortherestofus.com/mny146-decide-buy/) - How to optimize your purchase decisions and why eliminating negatives can increase happiness more than buying more stuff.
- [145: People Like Us Invest Like This](https://moneyfortherestofus.com/mny145-people-like-us-invest-like/) - Our view of the world dictates how we should and should not invest.
- [144: Trade Deficits Aren't Always Bad. Trade Wars Are.](https://moneyfortherestofus.com/mny144-trade-deficits-arent-bad-trade-wars/) - What causes trade deficits and how they can both help and hurt a country's economy.
- [143: Are You Investing, Speculating or Gambling?](https://moneyfortherestofus.com/mny143-investing-speculating-gambling/) - Are you investing, speculating or gambling? We take a look at effective theories, how binary options work, and signs that you may not be investing but ...
- [141: The Universal Law You Need To Overcome To Thrive](https://moneyfortherestofus.com/mny141-universal-law-need-grasp-thrive-2/) - How to overcome the second law of thermodynamics in investing and living.
- [140: How Climate Change Could Impact Your Investments and Your Life](https://moneyfortherestofus.com/mny140-climate-change-impact-investments-life-2/) - Is there a carbon bubble whose bursting could lead to financial instability?
- [139: Are You Making Fear-based Financial Decisions?](https://moneyfortherestofus.com/mny139-make-fear-based-financial-decisions/) - How to design a life, pursue a career, and build financial security without acting out of fear.
- [138: Should You Sell Your Stocks Before Trump Takes Office?](https://moneyfortherestofus.com/mny138-sell-stocks-trump-takes-office/) - How to make decisions in the face of uncertainty and why deciding to sell stocks should be based on feelings of regret rather than gut feelings about the economy.
- [136: Filter By Asset Class - Featuring Preferred Stocks](https://moneyfortherestofus.com/mny136-preferred-stock/) - How framing and filtering by asset classes makes investing easier. How to invest in preferred stocks.
- [135: Embrace the Messiness](https://moneyfortherestofus.com/mny135-embrace-messiness/) - Why we need to control the chaos while embracing messiness in living and investing.
- [134: It's Just Money](https://moneyfortherestofus.com/mny134-just-money/) - Money is just money. Why it's important to be indifferent toward money and not put it on a pedestal. What are the causes and effects of a dollar shortage ...
- [132: Trump Wins - Now What?](https://moneyfortherestofus.com/132-election-now-2/) - What should you do about Trump presidency? And how the truth was the real loser in this presidential election.
- [130: Should You Buy A Vacation Home?](https://moneyfortherestofus.com/mny130-vacation-home/) - Owning an illiquid vacation property a risky proposition, but why we bought our dream place anyway (and then sold it).
- [129: Finding Simplicity On The Other Side of Complexity](https://moneyfortherestofus.com/mny129-finding-simplicity-side-complexity/) - Why we need to embrace complexity in order to find lower cost, less stressful solutions to challenges including with investing. Plus is investing moral?
- [127: Investing Is Wayfinding](https://moneyfortherestofus.com/mny127-investing-wayfinding/) - Investing is like exploring an unknown territory. So what are the tools to help us navigate? We explore how you can confidently navigate investing and ...
- [124: Build Your Inventory, Discover Your Theme](https://moneyfortherestofus.com/mny124-build-inventory-discover-theme/) - How to balance developing new skills, learning new things and becoming an expert.
- [242: Should You Let Warren Buffett Manage Your Money?](https://moneyfortherestofus.com/242-buffett/) - Does it make financial sense to buy Berkshire Hathaway stock and let Warren Buffett and Charlie Munger manage your money?
- [417: Will Generative AI Replace Your Job?](https://moneyfortherestofus.com/417-will-ai-replace-jobs/) - Generative AI will impact business owners, employees, students, and financial markets. While it may be unnerving, we can adapt and take advantage of AI...
- [348: Listener Q&A](https://moneyfortherestofus.com/listener-qa/) - We answer over a dozen questions from listeners on investing, housing, retirement, business, podcast production, and more. Topics covered include: The Endowment Model Teaching children about investing Four influential investing books The difference between being an entrepreneur and investing The balance between too much and too little efficiency and productivity What we learned about investing
- [369: Listener Q&A 2](https://moneyfortherestofus.com/369-listener-qa-2/)
- [415: Listener Q&A 3](https://moneyfortherestofus.com/415-listener-qa-3/)
- [306: Three Approaches to Asset Allocation](https://moneyfortherestofus.com/306-asset-allocation/) - Understand the three primary ways to allocate assets and build a portfolio when saving for or living in retirement. How do these two situations differ and ...
- [401: Why Diversifying Your Portfolio Feels Awful](https://moneyfortherestofus.com/401-portfolio-diversifying/) - Most of us need the protection diversification offers, yet we can feel bad when some holdings do worse than others. We argue why we should diversify anyway.
- [337: Why in the World Would You Own Bonds?](https://moneyfortherestofus.com/337-why-own-bonds/) - Understand the role of bonds and why they are more effective at hedging stock losses than protective put options.
- [198: Capitalism Is Creation](https://moneyfortherestofus.com/198-capitalism-creation-ubi-bookkeeping/) - Why save for retirement if capitalism is going to collapse and/or universal basic income will be available. How Millennials can lead the next work transition.
- [184: Massive Job Losses Are Inevitable, But There Will Still Be Work](https://moneyfortherestofus.com/184-massive-job-losses-inevitable-will-still-work/) - How technology eliminates job without hurting unemployment.
- [360: Will the U.S. Default?  Debt Ceilings, Government Shutdowns, and the National Debt](https://moneyfortherestofus.com/360-will-the-us-default/) - Why the U.S. is closing in on both a debt default and a government shutdown and how a government shutdown differs from a debt ceiling crisis.
- [338: The National Debt, Inflation, and the U.S. Dollar—What Could Go Wrong?](https://moneyfortherestofus.com/338-national-debt-inflation-us-dollar/)
- [412: Where to Invest Your Cash Savings for Higher Yields](https://moneyfortherestofus.com/412-invest-cash-savings/)
- [329: Meme Stocks, GameStop, Short Squeezes, and Bubbles](https://moneyfortherestofus.com/329-meme-stocks-gamestop-short-squeezes/)
- [410: Is Cryptocurrency Dead?](https://moneyfortherestofus.com/410-is-crypto-dead/) - How the bankruptcy of FTX undermines trust in cryptocurrency and decentralized finance, making it even more difficult for crypto to ever be taken seriously...
- [230: Use Caution With Real Estate Crowdfunding](https://moneyfortherestofus.com/230-use-caution-real-estate-crowdfunding/) - With RealtyShares & other crowdfunding platforms shutting down, should you invest on these platforms & how do you evaluate the investment opportunities?
- [183: How To Invest In Commercial Real Estate](https://moneyfortherestofus.com/183-invest-commercial-real-estate/)
- [262: Better Not Bigger, Circular Not Linear - How the Global Economy Is Changing](https://moneyfortherestofus.com/262-better-not-bigger/) - How a less energy-intensive and more regenerative economy will allow the developing the world to advance without breaching ecological boundaries.
- [409: What Is the IMF and Why Is It Controversial?](https://moneyfortherestofus.com/409-imf/) - How the International Monetary Fund, the world's economic firefighter, works for global monetary cooperation and prosperity while using its own made-up currency
- [240: Three Financial Lessons From Thoreau](https://moneyfortherestofus.com/240-three-financial-lessons-henry-david-thoreau/) - What Henry David Thoreau can teach us about calculating costs, profits, benefits and living a life free of "quiet desperation."
- [407: Worry-Free Retirement Investing](https://moneyfortherestofus.com/407-worry-free-retirement-investing/) - How to use laddered inflation-indexed bonds (i.e. TIPS), CDs, fixed annuities, and fixed index annuities to meet retirement living expenses while worrying less.
- [408: Is Success Due to Hard Work, Talent, or Luck?](https://moneyfortherestofus.com/408-success/) - How can we survive in a world where luck and randomness play a pivotal role? There are ways we can benefit from good luck while protecting ourselves from bad...
- [233: Is An Emerging Markets Crisis Imminent?](https://moneyfortherestofus.com/233-emerging-markets-crisis-imminent/) - What is the cause of the economic crisis in Argentina and how likely is it that other developing nations will experience a similar financing crisis.
- [322: Why Currency Exchange Rates Matter](https://moneyfortherestofus.com/322-currency-exchange-rates/) - How a nation's balance of payments impacts its currency exchange rate as evidenced by Turkey and other countries.
- [323: The Economy Is Not A Machine](https://moneyfortherestofus.com/323-economic-machine/) - Income growth has slowed for the middle class and the drive for efficiency leads to greater wealth concentration and threatens capitalism. What can be done?
- [326: The New Math of Retirement Spending and Investing](https://moneyfortherestofus.com/326-retirement-investing/) - How should you invest & spend in retirement with interest rates so low, stock valuations high, & inflation uncertain.
- [279:  Why All Retirees Should Consider an Income Annuity](https://moneyfortherestofus.com/279-income-annuity/) - An income annuity is greatly beneficial to retirees as they bring security and guaranteed income that allows retirees to spend more freely than if they ...
- [403: The Pandemic Might Be "Over," but Not Its Repercussions](https://moneyfortherestofus.com/403-pandemic-repercussions/) - Risk perceptions and actions have changed throughout the pandemic and it continues to affect the economy, financial markets, and how we invest...
- [402: Why Student Debt Is So High and Forgiving It Doesn't Fix the Problem](https://moneyfortherestofus.com/402-student-loan-forgiveness/) - Why a one-time student loan forgiveness program doesn't solve the problem of increasing student debt and what are some more viable longer-term solutions.
- [364: Should You Hedge Your International Stock Exposure Against Currency Fluctuations?](https://moneyfortherestofus.com/364-currency-hedging/) - How to decide whether it is worth it to hedge currency exposure when investing outside of your home country. Currency fluctuation is an inherent part of investing ...
- [Is A Dollar Collapse Coming?](https://moneyfortherestofus.com/215-dollar-collapse-coming-2/) - Will the dollar crash to a bottomless pit when the next recession hits? That's what Peter Schiff is predicting and the truth is that ...
- [400: What If High Inflation Doesn't End?](https://moneyfortherestofus.com/400-high-inflation-persists/) - Economic wars, pandemics, and worker shortages could lead to years of high structural inflation. What needs to happen to avoid this dire inflation scenario.
- [327: Is Student Loan Forgiveness A Good Idea?](https://moneyfortherestofus.com/327-student-loan-forgiveness/) - The student loan system is broken. How can it be fixed? Should the U.S. cancel $10,000 of student loan debt per borrower? What would be the economic impact?
- [245: Is College Worth It?](https://moneyfortherestofus.com/245-college-worth/) - With more college degrees being granted and higher student loans, does college make sense? What can increase earnings more than just having a college degree?
- [307: Income Share Agreements—Good for Students or Investors?](https://moneyfortherestofus.com/307-income-share-agreements/) - Is investing in ISA's a viable opportunity? What are the pros and cons of income share agreements for partially funding higher education?
- [275: Are You Over Diversified?](https://moneyfortherestofus.com/275-are-you-over-diversified/) - Is it possible that you are over diversified in your investment portfolio? Why Warren Buffett thinks "diversification is ...
- [254: Should You Be 100% Invested In Stocks?](https://moneyfortherestofus.com/254-100-stocks/) - Is being 100% invested in stocks a legitimate strategy for a successful portfolio? There are many pros and cons to be aware of being all in stocks versus ...
- [398: When Should You Hire An Investment Advisor? Two Case Studies](https://moneyfortherestofus.com/398-when-to-hire-an-investment-advisor/) - What you should consider when researching an investment advisor and how you can decide if an investment advisor is a good fit.
- [397: How To Invest Based on Cycles](https://moneyfortherestofus.com/397-investing-cycles/) - There are different types of cycles and they have subjective start and end dates, so how you position investment portfolios based on cycles can be hard to ...
- [394: How to Get Better at Risk Taking](https://moneyfortherestofus.com/394-improve-risk-taking/) - Here are five ways we can better take and manage risk. There are several factors that impact our degree of loss aversion and loss tolerance.
- [236: How Investors Cope With Radical Uncertainty](https://moneyfortherestofus.com/236-investors-cope-radical-uncertainty/) - How heuristics, filters and reasonable stories help us cope with radical uncertainty and have the courage to make investment decisions.
- [396: Forsage and Herbalife—How Multi-Level Marketing, Pyramid Schemes, and Ponzi Schemes Differ](https://moneyfortherestofus.com/396-ponzie-pyramid-mlm/) - How Forsage has taken pyramid and Ponzi schemes to a whole new level, and why the regulators can't shut it down. The difference between an MLM and ponzie ...
- [248: How to Avoid Investment Fraud](https://moneyfortherestofus.com/248-fraud/) - Here are precautions we can take to avoid ponzi schemes and not become victim to investment fraud.
- [303: How To Do Financial Planning](https://moneyfortherestofus.com/303-financial-planning/) - When it comes to financial planning and investing individuals should use a more agile approach—here is why.
- [92: What Robo-Advisors Recommend](https://moneyfortherestofus.com/episode-92-robo-advisors-recommend-2/) - How do the leading roboadvisors compare in terms of their recommended portfolio mixes, fees, expected returns and risk.
- [121: What If Everyone Starts Indexing?](https://moneyfortherestofus.com/mny121-everyone-indexes/) - What If Everyone Starts Indexing?
- [120: Lao Tzu on Living and Investing](https://moneyfortherestofus.com/mny120-little-contentment/) - Ancient Chinese philosopher Lao-Tzu can teach you about living and investing. Plus two contrasting views of today's market environment and what to do about it.
- [119: Investing Won't Make You Rich](https://moneyfortherestofus.com/mny119-investing-wont-make-rich/) - The primary role of investing is to preserve your wealth not grow it. How then do we grow our wealth?
- [118: Are Renewable Energy ETFs A Good Investment?](https://moneyfortherestofus.com/mny118-invest-renewable-energy-etfs/) - Does the significant growth of solar and wind energy mean companies in the space are attractive investments?
- [116: Why Investors Can't Ignore China](https://moneyfortherestofus.com/mny116-investors-cant-ignore-china/) - Will China's growing debt burden lead to a banking collapse? How would that impact investors globally, and what should you do about it.
- [Vacation Special: Investing In Your Family](https://moneyfortherestofus.com/vacation-special-investing-family/) - Talking about investing in family relationships with Brian Bain of Investor In the Family.
- [96: Five Wealth Lessons From A Stoic](https://moneyfortherestofus.com/mny096-five-wealth-lessons-stoic-2/) - Rumors are always circulating about economic collapse. How the stoic philosopher Seneca would handle these predictions of calamity.
- [224: Mastering the Market Cycle - Howard Marks](https://moneyfortherestofus.com/224-mastering-market-cycle-howard-marks/) - How to position your investment portfolio based on market cycles. Investing principles from Howard Marks' new book Mastering the Market Cycle.
- [53: Should You Invest In Bitcoin?](https://moneyfortherestofus.com/mny053-bitcoin/) - How bitcoin works, how its created and should you buy some.
- [310: Why the Stock Market and Economy Are Rebounding So Quickly](https://moneyfortherestofus.com/310-quickly-rebounding-markets/) - How the current global recession differs from the Great Financial Crisis and why the recession is probably over.
- [391: How to Survive a Bear Market](https://moneyfortherestofus.com/391-how-to-survive-a-bear-market/) - There are three things investors can do to survive this bear market and thrive in its aftermath.
- [389: Is Airbnb Intensifying the Housing Crisis?](https://moneyfortherestofus.com/airbnb-housing-crisis/) - Long-term and short-term single-family home rentals are contributing to higher rent, home prices, and housing shortages. How and should we invest in this space?
- [388: Will Quantitative Tightening Lead To Even Greater Financial Losses?](https://moneyfortherestofus.com/388-quantitative-tightening/) - How markets and the economy performed last time the Federal Reserve took away the punch bowl by raising its policy rate and pursuing quantitative tightening.
- [148: Is Your Financial Advisor Loyal to You?](https://moneyfortherestofus.com/mny148-investment-advisor-loyal/) - Why some financial advisors must show undivided loyalty to you while others can have undisclosed conflicts of interest. How to tell the difference.
- [234: Index But Don't Herd](https://moneyfortherestofus.com/234-index-dont-herd/) - How and when to use passive indexing strategies without following the crowd.
- [385: Is It Time To Invest In Big Tech or Medium Tech Stocks?](https://moneyfortherestofus.com/385-tech-stocks/) - With many large tech stocks falling over 20% year-to-date, we analyze if now is the time to invest. Has the market changed to where tech investing is safe?
- [312: What the Federal Reserve's New Policies Mean For Your Finances](https://moneyfortherestofus.com/312-new-fed-policy/) - What the Fed’s New Policy Means For Your Finances
- [386: When Should You Pay a Premium?](https://moneyfortherestofus.com/386-when-to-pay-a-premium/) - Examples of when it makes sense to pay more than the usual price or fair value for an item or asset. Why we are willing to sometimes pay a premium.
- [384: Has a Commodities Bull Market Supercycle Started? If So, How Do You Invest in It?](https://moneyfortherestofus.com/384-commodity-supercycle/) - What causes secular bull and bear markets in commodities. What factors suggest a new commodities bull market has started and how investors can participate.
- [381: Investing in Business Development Companies (BDCs) and other Niche Assets That Trade on Stock Exchanges](https://moneyfortherestofus.com/381-business-development-companies/) - How to invest in business development companies, a small segment of the markets that has returned 9% annualized with dividend yields of 8%.
- [383: How to Be a Successful Contrarian Investor](https://moneyfortherestofus.com/383-contrarian-investing/) - How contrarians combine value and momentum to take positions opposite what the consensus believes. In today's financial markets contrarians are positioned to...
- [296: Why Negative Prices Exist and What Can They Teach Us](https://moneyfortherestofus.com/296-negative-prices/) - Why the oil price fell below zero and what are other examples of negative prices. What lessons can we learn from negative prices.
- [380: How Stories Drive Our Happiness and Financial Success](https://moneyfortherestofus.com/380-stories/) - Stories determine economic and financial outcomes, both our own and the world's. Here's how to craft and follow stories that lead to better financial outcomes.
- [266: Using Momentum Investing and Trend Following](https://moneyfortherestofus.com/266-momentum-investing/) - How momentum investing works, what are some of the challenges in implementing it, and how can individuals use momentum in their investment portfolios.
- [232: Is It Time To Invest In Commodities?](https://moneyfortherestofus.com/232-time-invest-commodities/) - What you need to know before you invest in commodities and why investing in commodities such as oil, gold, silver, livestock, and cocoa beans is so ...
- [366: Is There A Global Energy Crisis?](https://moneyfortherestofus.com/366-global-energy-crisis/) - With oil, natural gas, coal, and gasoline at the highest prices in eight years, we consider if there is an energy crisis due to an over-reliance on renewables.
- [379: Do We Even Need Leaders?](https://moneyfortherestofus.com/379-do-we-need-leaders/) - Societies have functioned without leaders, including leaderless megacities that survived over 800 years. Examples of leaderless societies and organizations ...
- [294: How Stories Go Viral and Drive Economic Events](https://moneyfortherestofus.com/294-narrative-economics/) - Narrative economics and how stories go viral and effect the economy.
- [343: Why the Productivity Slowdown Could Lead to Lower Living Standards](https://moneyfortherestofus.com/343-productivity/) - Why productivity growth is key to creating wealth. Why U.S. productivity growth is slowing and what can we do to increase business and personal productivity.
- [378: Is Stagflation Coming?](https://moneyfortherestofus.com/378-stagflation/) - Will the world experience both inflation and subpar economic growth at the same time? With skyrocketing inflation, we look at what is causing this and how ...
- [377: What If It's Different This Time?](https://moneyfortherestofus.com/377-russia-ukraine-war/) - How can we prepare financially in case the Russian-Ukraine war gets even worse. There is a lot of uncertainty in war and financial impacts are felt worldwide...
- [Portfolio Trade: Adding Private Debt Closed End Fund](https://moneyfortherestofus.com/portfolio-trade-adding-fixed-income-closed-end-fund-2/)
- [376: What Investment Style Fits Your Personality?](https://moneyfortherestofus.com/376-investment-personality/) - How can you decide the investing scale and timeframe that works best for your temperament? Here are examples of different scales and timeframes for investing.
- [375: Five Financial Lessons from Middlemarch](https://moneyfortherestofus.com/375-financial-lessons-from-middlemarch/) - Key takeaways from one of the greatest personal finance novels of all time. It is easier to keep doing the same old thing and debt can be suffocating ...
- [374: Lifecycle Investing, Risk Parity Portfolios, and Why Stocks Are Riskier in the Long Run](https://moneyfortherestofus.com/374-lifecycle-investing/)
- [372: When Should You Sell An Investment?](https://moneyfortherestofus.com/372-when-should-you-sell-an-investment/) - There are four reasons to sell assets like ETFs, Bitcoin, and equity REITs. Putting the current stock market sell-off into historical perspective...
- [370: Should You Invest in Small-Cap and Mid-Cap Stocks?](https://moneyfortherestofus.com/370-small-cap-and-mid-cap-stocks/) - Small and mid-cap stocks have underperformed large-cap stocks for over a decade. Is now the time to increase your allocation? You can invest by...
- [367: What Investment Strategies Do Best During High Inflation Periods?](https://moneyfortherestofus.com/367-high-inflation-investing/) - Trend and momentum strategies have performed the best during periods of high inflation, but what are some of the challenges with implementing those strategies.
- [82: What Assets Return When The Fed Raises Rates](https://moneyfortherestofus.com/mny082-assets-return-fed-raises-rates-2/) - How have various asset classes performed when the Federal Reserve begins tightening by raising short-term interest rates.
- [114: Money Is Cheap, Freedom Is Expensive](https://moneyfortherestofus.com/mny114-money-cheap-freedom-expensive/) - Two outcomes from the Brexit is money got cheaper and politics got scarier. Plus we profile a man who never retired and was still working at 87.
- [113: Brexit and the Economics of Immigration](https://moneyfortherestofus.com/mny113-brexit-economics-immigration/) - Does immigration harm or benefit a country's economy? Should the UK leave the European Union?
- [112: Your Retirement Depends On Robots](https://moneyfortherestofus.com/mny112-retirement-depends-robots/) - How productivity increases due to robots and other technology enhancements should lead to both higher wages and higher investment portfolio returns.
- [111: How To Be A Minimalist Investor](https://moneyfortherestofus.com/mny111-minimalist-investor-2/) - How to be a minimalist both in life and investing.
- [110: How To Protect Yourself From Bail Ins](https://moneyfortherestofus.com/mny110-protect-bail-ins/) - What are bail ins and how to protect yourself from them.
- [108: Investing in Real Estate On Crowdfunding Platforms](https://moneyfortherestofus.com/mny108-investing-real-estate-crowdfunding-platforms/) - What to consider when investing in commercial real estate via crowdfunding platforms.
- [107: Work, Freedom and Leaving A Legacy](https://moneyfortherestofus.com/mny107-work-freedom-financial-peril/) - How to find the balance between work, freedom, meaning and leaving a legacy.
- [105: How Corporate Profits Drive Stock Returns](https://moneyfortherestofus.com/mny105-corporate-profits-drive-stock-returns-2/) - What drives corporate profits over time and how do they contribute to long-term stock returns.
- [104: Is It Possible To Win At Trade?](https://moneyfortherestofus.com/mny104-possible-win-trade-2/) - When a country runs a trade deficit is that a good or bad thing? It depends. Learn why in this episode.
- [50: Navigating Early Retirement](https://moneyfortherestofus.com/mny050-early-retirement/) - Navigating early retirement is less about money and more about allowing space and time for your true path to emerge. Learn how ...
- [103: How To Reenter the Stock Market](https://moneyfortherestofus.com/mny103-reenter-stock-market-2/) - Three things you need to coax yourself back into the stock market, and predicting short-term market declines and bear market declines.
- [101: Why Markets and Economies Are Ceaselessly Creative and Radically Unpredictable](https://moneyfortherestofus.com/mny101-markets-economies-radically-unpredictable-ceaselessly-creative-2/) - How memes, stories, people, systems, goods and services mix and create an expanding economic web that is ceaselessly creative and radically unpredictable.
- [211: How To Navigate A Housing Bubble](https://moneyfortherestofus.com/211-navigate-housing-bubble/) - Why housing bubbles can last such a long time and what to do if you really need or want to buy a house in a frothy market.
- [188: Should You Pay Off Debt or Invest?](https://moneyfortherestofus.com/188-pay-debt-invest/) - Should you pay off debt or invest? Why stocks are not less risky over time and why younger investors should have more. How to invest a lump sum payment.
- [339: How To Make Money with BlockFi, Dai, and the Evolving DeFi Ecosystem](https://moneyfortherestofus.com/339-defi/) - What is decentralized finance and how it is seeking to solve the shortcomings of centralized finance. How to earn up to a 9% yield with cryptocurrency lending.
- [319: Here Come Central Bank Digital Currencies](https://moneyfortherestofus.com/319-central-bank-digital-currency/) - How central bank digital currencies would work, what is the motivation to create them, and what are the risks.
- [297: How To Protect Your Savings](https://moneyfortherestofus.com/297-protect-your-savings/) - How to protect your savings from monetary threats like devaluation. Why do high yield savings accounts exist and are they worth it.
- [99: Money Is Story](https://moneyfortherestofus.com/mny099-money-story-2/) - How money originated and why our relationship with money is driven by the stories we tell.
- [98: Why You Need A Lifestyle Business](https://moneyfortherestofus.com/mny098-need-lifestyle-business/) - How a lifestyle business can offset the impact of lower investment returns and contribute to a more sustainable economy.
- [97: The Great Financial Crisis](https://moneyfortherestofus.com/mny097-great-financial-crisis/) - What caused the great financial crisis and how the lessons learned apply to our own financial lives.
- [95: Keep Investing Simple](https://moneyfortherestofus.com/mny095-keep-investing-simple-2/) - Steps to take to keep investing simple. Plus how changes in China are having spillover effects for global economic growth and asset class returns.
- [93: Capitalism, Complexity and Cuba](https://moneyfortherestofus.com/mny093-capitalism-complexity-cuba/) - Why uncertainty and failure is necessary for a functioning economy and why Cuba is embracing both in its struggle to reform its economy.
- [91: Demography Rules](https://moneyfortherestofus.com/mny091-demography-rules-2/) - How the number of retirees compared to workers impacts economic growth, inflation and stock returns.
- [89: How To Outperform The Market Without Predicting The Future](https://moneyfortherestofus.com/mny089-outperform-market-2/) - Why and how smart beta factor investing and timing economic regime changes can lead to market outperformance.
- [88: Are You A Stock Or A Bond?](https://moneyfortherestofus.com/mny088-stock-bond-2/) - Our total wealth includes both financial and human capital, which is the value of our future employment earnings. How to consider both in your asset allocation.
- [87: Is This Normal?](https://moneyfortherestofus.com/mny087-normal-2/) - How long-term trends in inflation, stocks and climate changed are hidden by short-term countertrends, creeping normalcy and myriad moving parts.
- [86: Don't Be A Commodity](https://moneyfortherestofus.com/mny086-commodity/) - How not to be a commodity even if you work in a commodity business. Plus, an update on commodities and master limited partnerships.
- [85: Are You Home Country Biased?](https://moneyfortherestofus.com/mny085-home-country-biased/) - Why you should invest outside of your home country.
- [84: Money Is Trust](https://moneyfortherestofus.com/mny084-money-trust/) - Why money requires trust and cooperation in order to function. What happens when trust disappears.
- [83: Please Save More](https://moneyfortherestofus.com/mny083-please-save/) - Why individuals need to save more for retirement and how to figure out how much more you should save.
- [81: When Booms Turn To Bust](https://moneyfortherestofus.com/mny081-booms-turn-bust-2/) - What are the early warning signs a boom has turned to a bubble or the boom / bubble is about to burst. Case study: Australia.
- [77: Does Ethical Investing Outperform the Market?](https://moneyfortherestofus.com/mny077-ethical-investing-generating-higher-returns/) - Why ethical investing will underperform the stock market unless consumer behavior changes.
- [73: Why You Shouldn't Trade](https://moneyfortherestofus.com/mny073-shouldnt-trade/) - How trading differs from allocating and why traders have lost their edge to trading bots.
- [287: What Causes Hyperinflation and How To Prepare For It](https://moneyfortherestofus.com/287-hyperinflation-and-how-to-prepare-for-it/) - What factors lead to hyperinflation, why is it so devastating, how hyperinflation can be overcome and what can individuals do to be prepared ...
- [80: Investing Means Getting Lost](https://moneyfortherestofus.com/mny080-investing-means-getting-lost/) - Don't be overwhelmed or play it too safe when it comes to investing and living.
- [78: What If the Economy Permanently Stopped Growing](https://moneyfortherestofus.com/mny078-economy-stopped-growing-permanently-2/) - How a zero-growth economy would impact investing, employment and lifestyle.
- [76: Should You Lend To Your Peers?](https://moneyfortherestofus.com/mny076-lend-peers/) - How peer-to-peer lending works and what annualized return should you expect.
- [75: We Have To Invest Somewhere](https://moneyfortherestofus.com/mny075-invest-somewhere-2/) - How to allocate your assets in order to retire.
- [72: Will A Robot Take Over Your Job?](https://moneyfortherestofus.com/mny072-will-robot-takeover-job/) - How robots and information technology are changing the nature of employment and what humans can do about it.
- [71: Please Don't Panic](https://moneyfortherestofus.com/mny071-please-dont-panic/) - When the stock market is falling, understanding market history and current conditions can help us make objective, less fear-driven investment decisions.
- [70: Rule #1 and the Investor's Journey](https://moneyfortherestofus.com/rule-1-investors-journey/) - How your temperament, experiences, interests and skills influence how you invest.
- [365: Why Some Asset Bubbles Don't Burst](https://moneyfortherestofus.com/365-asset-bubbles/) - What conditions need to be in place for an asset bubble to continue and how that applies to stocks, cryptocurrency, and houses. Topics covered include: How to determine if there is an asset bubble What are microbubbles and anti-bubbles How the cannabis stock bubble burst What is required to sustain an asset bubble How the
- [67: When Investments Lose Money](https://moneyfortherestofus.com/mny067-investments-lose-money/) - What questions to answer to help decide whether you should sell, hold or buy more of an underperforming investment.
- [63: Alarmists and the Economics of Collapse](https://moneyfortherestofus.com/mny063-alarmists-economics-collapse/) - Economic alarmists suffer from both confirmation bias and recency bias, making them unreliable as forecasters. Economic collapse occurs at a glacial pace
- [60: Are You Hoarding Or Investing?](https://moneyfortherestofus.com/mny060-hoarding-investing/) - What is the difference between hoarding and investing.
- [69: Do You Feel Financially Trapped?](https://moneyfortherestofus.com/mny069-feeling-financially-trapped-2/) - What to do when you feel financially hopeless.
- [68: Why The Middle Class Is Stagnating](https://moneyfortherestofus.com/mny068-middle-class-2/) - How technology and too much free stuff is undermining the middle class and stagnating wages. What can be done about it? Tax policy and personal decisions ...
- [66: Impermanence and Winning by Not Losing](https://moneyfortherestofus.com/mny066-impermanence-winning-losing/) - Why focusing too much on the future and too little on the present can be dangerous.
- [62: What Dying Bees Can Teach Us About Asset Bubbles and Income Inequality](https://moneyfortherestofus.com/mny062-income-inequality/) - The link between honey bee colony collapse, asset bubbles and income inequality.
- [202: Will Your Next Car Be Electric?](https://moneyfortherestofus.com/202-will-next-car-electric/) - What are the impediments to the mass adoption of electric vehicles.
- [346: Should You Buy an Electric Car or Truck?](https://moneyfortherestofus.com/346-should-you-buy-an-electric-car-or-truck/) - What are the pros and cons of owning an electric vehicle (EV) compared with an internal combustion engine (ICE) vehicle? Are electric vehicles worth it?
- [226: How To Spot Asset Bubbles and What To Do About Them](https://moneyfortherestofus.com/226-spot-bubble/) - What are the characteristics of an asset bubble and how to invest when one exists. Are cannabis stocks in a bubble?
- [209: Why Bother Investing Internationally?](https://moneyfortherestofus.com/209-bother-investing-internationally/) - Is it worth investing outside your home country? Should you hedge currency risk? Impact of Chinese "A" share listed companies to emerging market indices.
- [56: Why We Need Volatility](https://moneyfortherestofus.com/mny056-volatility/) - How we can thrive amidst volatility and not become complacent due to a false sense of stability.
- [55: Are You Financially Fragile or Antifragile?](https://moneyfortherestofus.com/mny055-antifragile/) - The dangers of being short volatility in an unpredictable world.
- [54: Do You Work To Live Or Live To Work?](https://moneyfortherestofus.com/mny054-live-work/) - What it takes to have more freedom and happiness. Certainly not money.
- [49: Is Money Dying?](https://moneyfortherestofus.com/mny049-money-dying/) - Is monetary collapse imminent as some pundits are saying? Plus gold, complexity and the national debt.
- [46: Discover Your Investment Style](https://moneyfortherestofus.com/mny046-investment-style/) - How to begin investing and discover your investment style
- [45: Funding the Startup of You](https://moneyfortherestofus.com/mny045-education/) - There are better methods to fund your college education other than student loans.
- [44: Should You Pay Off Your Mortgage?](https://moneyfortherestofus.com/mny044-mortgages/) - How having a mortage can help you build real wealth
- [42: All Countries Are Insolvent and That's A Good Thing](https://moneyfortherestofus.com/mny042-insolvency/) - Why the desire for households and businesses to save causes federal governments to run perpetual budget deficits
- [41: The Cult of Overwork](https://moneyfortherestofus.com/mny041-overwork/) - Why overworking is so dangerous and why leisure is on a completely different plane from work.
- [40: Should You Invest In Commodities?](https://moneyfortherestofus.com/mny040-commodities/) - How commodities futures work and what you should consider before investing.
- [36: How Wealthy Are You?](https://moneyfortherestofus.com/mny036-wealthy/) - Wealth can be measured in more than money. Wealth is also time and mobility.
- [35: Investment Performance - What You Need To Know](https://moneyfortherestofus.com/mny035-investment-returns/) - Power laws, fractals and investor psychology. Why security prices behave like they do.
- [34: Investing Rules of Thumb](https://moneyfortherestofus.com/mny034-rules-of-thumb/) - Why simple investment rules are more accurate than complex formulas.
- [363: Why Most Cities Thrive and What We Can Learn From Them](https://moneyfortherestofus.com/363-why-cities-thrive/) - Why do some cities thrive while others devolve into chaos and how we can develop the resiliency of thriving cities. Cities experienced economic shock when ...
- [30: Are You Sure You're Diversified](https://moneyfortherestofus.com/mny030-diversification/) - How to tell if your investment porfolio is really diversified.
- [29: Quantitative Easing—A Big, Fat Placebo](https://moneyfortherestofus.com/mny029-quantitative-easing/) - Why quantitative easing was a flawed policy.
- [31: The Role of Luck In Success](https://moneyfortherestofus.com/mny031-role-luck-success/) - How luck and skill intertwine.
- [28: Live By Your Own Financial Rules](https://moneyfortherestofus.com/mny028-own-rules/) - Why there are no hard-and-fast financial rules other then don't cause yourself irreparable financial harm.
- [26: Why Are Stocks Falling? - A Story](https://moneyfortherestofus.com/mny026-stories/) - How stories drive the financial markets and why markets are currently declining.
- [27: What Is The Right Price?](https://moneyfortherestofus.com/mny027-right-price/) - The right price for something is dependent on our state of mind. Anchoring, mental accounts and other behavioral tricks we rely on when buying.
- [362: Should You Invest in a Bitcoin ETF?](https://moneyfortherestofus.com/362-bitcoin-etf/) - Why the new U.S. based Bitcoin ETFs are a bad idea and will underperform. The US has only authorized Bitcoin ETFs that invest in Bitcoin futures even though ...
- [43: What Drives Home Prices](https://moneyfortherestofus.com/mny043-home-prices/) - What are the factors that contribute to housing booms and busts.
- [216: Avoid This Investment: P2P Lending](https://moneyfortherestofus.com/216-avoid-this-investment/) - What is p2p lending and why should you avoid it? While peer to peer lending is enticing there are many dangers with this investment and investors should ...
- [251: Impact Investing and Intentionality](https://moneyfortherestofus.com/251-impact-investing/) - Individuals can have a positive impact while still earning a good return in investing with impact investing. The following are examples of socially responsible and impact investments and platforms that...
- [308: Coins and Cash: Shortages, Hoarding, and Threats](https://moneyfortherestofus.com/308-coin-shortage/) - What is the cause of the current U.S. coin shortage and when have there been other shortages. Why is there a push to get rid of both the penny and the hundred ...
- [352: Is This the Key to Wealth, Freedom, and Happiness?](https://moneyfortherestofus.com/352-wealth-and-freedom/) - How owning fewer, more permanent things can lead to greater freedom and continued economic growth.
- [361: How to Buy and Sell a Timeshare Vacation Rental](https://moneyfortherestofus.com/361-how-to-buy-and-sell-a-timeshare/) - How the economics of timeshare vacation rentals work, and why they can be a great fit for some individuals. There are different timeshare ownership models...
- [25: Are You A Materialist?](https://moneyfortherestofus.com/mny025-materialist/) - Why paying more for what you buy not only helps the economy but enriches your life.
- [24: Timeshares, Preppers and Permanent Portfolios](https://moneyfortherestofus.com/mny024-permanent-portfolios/) - The economics of timeshares and investing in a permanent portfolio.
- [23: Smart Beta - What Is It and Should You Use It?](https://moneyfortherestofus.com/mny023-smart-beta/) - What is the different between beta, smart beta and alpha and which should you use?
- [20: How To Allocate Your Assets](https://moneyfortherestofus.com/mny020-asset-allocation/) - Most investors take the wrong approach to asset allocation. Plus why modern portfolio theory is flawed.
- [17: Why China Matters To Your Pocketbook](https://moneyfortherestofus.com/mny017-china/) - How China grew thirty times over in thirty years and why it matters.
- [16: The World Is Getting More Risky](https://moneyfortherestofus.com/mny016-risk/) - What is risk and how do we manage it so we can protect against the downside and capture the upside? Why it's important to build pockets of independence from ...
- [15: Stop Worrying About the Next Market Crash](https://moneyfortherestofus.com/mny015-market-crash/) - How to stop worrying about financial calamities.
- [10: You'll Never Be Rich, But You Can Live Like You Are](https://moneyfortherestofus.com/mny010-rich/) - How to live like your rich without having the money.
- [7: Predicting The Economy and the Stock Market - Can It Be Done?](https://moneyfortherestofus.com/mny007-predicting/) - Is it possible to predict economic growth and the direction of the stock market?
- [6: Why You Should Care About the Economy](https://moneyfortherestofus.com/mny006-care-about-economy/) - Why you shoould care about the economy and the quality of economic growth.
- [57: Live Like A Local When Traveling](https://moneyfortherestofus.com/mny057-travel/) - Hacks to live like a local when traveling including how to rent homes using Airbnb.com.
- [359: Why Are There So Many Shortages?](https://moneyfortherestofus.com/359-shortages/) - What is causing the shortage of goods and workers? Why there are so many job openings and people quitting their jobs? What should we do about it?
- [331: Why Do We Work So Much?](https://moneyfortherestofus.com/331-overwork/) - Why do we work so much? And how should we structure employment so workers are more creative, productive, and happier?
- [2: What Causes Inflation and Deflation?](https://moneyfortherestofus.com/what-causes-inflation-and-deflation-002/) - What causes inflation and deflation? Inflation is similar to how athletes have unpleasant side effects when they run faster than their aerobic capacity ...
- [1: What Is Money?](https://moneyfortherestofus.com/what-is-money-001/) - Money is created out of thin air. How is this possible? The history of money is long, and today money can be created or destroyed simply by ...
- [341: How to Overcome Investing Fears](https://moneyfortherestofus.com/341-investing-fears/) - Investing without fear can be difficult. Here are seven ways to manage fear in order to improve your investing. As well as how fear can be beneficial.
- [354: Now Is the Best Time Ever to Be an Individual Investor](https://moneyfortherestofus.com/354-individual-investors/) - What are the advantages and disadvantages of being an individual investor? Here's how you can capitalize on those advantages without being overwhelmed.
- [235: What If Home Prices Always Declined](https://moneyfortherestofus.com/235-home-prices-always-declined/) - How to evaluate the purchase of a depreciating asset such as buying a house in Japan where prices have declined 23 out of the past 29 years.
- [313: No One Is Entirely a Buy and Hold Investor](https://moneyfortherestofus.com/313-buy-and-hold-investing/) - What are the numerous decisions individuals have to make in managing their investment portfolios and why even buy and hold investors make portfolio changes.
- [214: Should You Trade Currencies (Forex) Like Soros?](https://moneyfortherestofus.com/214-trade-currencies-forex/) - George Soros made $1 billion on Forex by shorting the British pound in 1992. How does the foreign exchange market work and can you trade like George Soros.
- [217: Rebalancing, Overvaluation, Market Timing, and Stock Splits](https://moneyfortherestofus.com/217-rebalancing-overvaluation-market-timing-stock-splits/) - Should you bother rebalancing your investment portfolio with how overvalued the U.S. stock market is? If so, then what is the best strategy to rebalance ...
- [335: Are Non-Fungible Tokens (NFTs) Good Investments?](https://moneyfortherestofus.com/335-nft/) - How do non-fungible tokens (NFTs) work, what are the risks, and how do NFTs fit within the landscape of investments? Is cryptoart a good investment?
- [220: Where Should You Invest Your Cash Savings?](https://moneyfortherestofus.com/220-invest-cash/) - Evaluate cash savings options. Why yields on cash savings are higher than a few years ago. How to tell if your bank is in experiencing financial difficulties.
- [180: Can You Outperform Harvard's Endowment?](https://moneyfortherestofus.com/180-can-outperform-harvards-endowment/) - Why have college endowments underperformed a simple three fund Vanguard portfolio?
- [39: What Drives Currency Exchange Rates](https://moneyfortherestofus.com/mny039-currency-exchange/) - What influences currency exchange rates and should you hedge your investment portfolio against currency changes.
- [219: The Incredible Shrinking Stock Market](https://moneyfortherestofus.com/219-incredible-shrinking-stock-market/) - Why the number of publicly listed companies, particularly small ones, is shrinking. And what is the impact of increased intangible assets held by businesses?
- [349: Forward and Reverse Mortgages: When To Take Them Out and When to Pay Them Off](https://moneyfortherestofus.com/349-mortgages/) - How to decide when to take out a home mortgage and whether to pay it off early. How reverse mortgages can be a helpful retirement tool.
- [328: Are You Underweight Chinese Stocks? Pros and Cons of Investing in China](https://moneyfortherestofus.com/328-underweight-chinese-stocks/) - Most global stock ETFs, funds, and indices underweight China. Should you? What are the pros and cons of increasing your allocation to Chinese stocks?
- [156: Your Job Or Half Your Business Could Be Gone Tomorrow](https://moneyfortherestofus.com/156-job-half-business-gone-tomorrow/) - How to gain a personal competitive advantage in an challenging job and business environment.
- [208: The Biggest Market Crash Is Recyclables](https://moneyfortherestofus.com/208-market-crash-recyclables-2/) - How a Chinese ban and careless recycling habits by households and businesses led to a market collapse in recyclables.
- [221: Should You Prepare For The Next Financial Crisis?](https://moneyfortherestofus.com/221-prepare-next-financial-crisis/) - How the Great Financial Crisis changed how individuals and institutions invest, and why we shouldn't invest solely focused on the next crisis.
- [260: Is This Why Interest Rates Are Falling and the Global Economy Slowing?](https://moneyfortherestofus.com/260-dollar-shortage/) - The Federal Reserve may have lost its ability to control interest rates and conduct monetary policy as it sees fit. The Federal Reserve is puzzled and ...
- [Adaptive Model Portfolio Changes: Increasing Value Equity Exposure, Lowering Bonds, and Reducing Duration](https://moneyfortherestofus.com/adaptive-model-portfolio-change-increasing-value-equity-exposure-lowering-bonds-and-reducing-duration/)
- [128: Is There Too Much Savings?](https://moneyfortherestofus.com/mny128-much-savings/) - How holding onto goods longer before replacing them and a global savings glut impact the economy, interest rates and stock returns.
- [131: Is This The Creepiest Investment Ever?](https://moneyfortherestofus.com/mny131-creepiest-investment-ever/) - Why it is better to keep your permanent life insurance rather than sell it as part of a life settlement.
- [Is the American Dream Dead?](https://moneyfortherestofus.com/mny137-american-dream-dead/) - How much has income inequality increased and are private equity buyouts helping it? What is the probability someone will make more money than their ...
- [147: Is Infrastructure A Good Investment?](https://moneyfortherestofus.com/mny147-infrastructure-good-investment/) - How to invest in infrastructure assets and why there is a perpetual infrastructure "crisis".
- [149: Do You Have Enough To Retire?](https://moneyfortherestofus.com/mny149-enough-retire/) - How to estimate how long your assets will last in retirement and the steps you can take to take make them last longer.
- [151: Amazon Impacts Everything](https://moneyfortherestofus.com/mny151-amazon-impacts-everything/) - The evolution of Amazon and how even index fund investors have a big stake in the Amazon revolution.
- [172: Equifax Aftermath—Should You Freeze Your Credit To Protect Against Identity Theft?](https://moneyfortherestofus.com/172-freeze-credit/) - A look at identity theft, how it works, and if you should freeze your credit to prevent it.
- [178: Japan and the Impact of A Shrinking Population](https://moneyfortherestofus.com/178-japan-impact-shrinking-population/) - How a country's working age population growth impacts economic growth and stock returns. What Japan can do about its population decline.
- [32: Die Broke](https://moneyfortherestofus.com/mny032-broke/) - How to deplete most of your assets before you die by using single premium immediate annuities.
- [244: Are You Spending Too Much? (FIRE Edition)](https://moneyfortherestofus.com/244-spending-much-fire-edition/) - Feel like you're spending too much? Here is how you can use filters to better manage how much you spend and make sure your spending has a meaningful ...
- [94: How Money Is Created and Destroyed](https://moneyfortherestofus.com/mny094-money-created-destroyed-2/) - Federal governments allow banks to create the vast majority of the world's money supply. A situation that causes the value of money to erode and ...
- [100: Navigating a Negative Carry World](https://moneyfortherestofus.com/mny100-navigating-negative-carry-world/) - What is positive and negative carry and what can Harrison Ford teach you about investing and living in a radically unpredictable low investment return world...
- [199: What Kind of Money Is It?](https://moneyfortherestofus.com/199-kind-money/) - How a bank panic led to the creation of the Federal Reserve, and why having diversified sources of money can protect us in case we have a bank panic today ...
- [200: The Great National Debt Debate](https://moneyfortherestofus.com/200-great-national-debt-debate/) - Joshua Sheats from the Radical Personal Finance podcast and I discuss our different views regarding the national debt and the severity of the U.S. government fiscal situation.
- [201: Is Your Portfolio Unbalanced?](https://moneyfortherestofus.com/201-portfolio-unbalanced/) - Why most conventional portfolios make huge and often unintended bets on the stock market. How role-based investing can lead to a more balanced portfolio ...
- [207: How Do The Mega Rich Invest?](https://moneyfortherestofus.com/207-mega-rich-invest/) - The mega rich don’t have magical investing powers, but there are some lessons we can learn from how the super wealthy invest that can improve our investment outcomes.
- [210: Are There Always Winners and Losers When Trading?](https://moneyfortherestofus.com/210-always-winners-losers-trading/) - Why fair markets require uncertainty for both the buyer and the seller, and why sellers don't need to disclose everything they know to the buyer.
- [213: Why Health Insurance Is A Mess](https://moneyfortherestofus.com/213-health-insurance-mess-2/)
- [218: Is China or the U.S. More Vulnerable?](https://moneyfortherestofus.com/218-china-u-s-vulnerable/)
- [222: Why We Overpay and How It Contributes To Income Inequality](https://moneyfortherestofus.com/222-overpay-leads-income-inequality/) - How asymmetric information, price discrimination and the stories we tell ourselves contribute to artificial profits and income inequality.
- [223: How To Invest When You Have Little Money](https://moneyfortherestofus.com/223-invest-little-money/) - How commission free ETFs, mobile apps and zero fee index funds make it easier to invest if you have little money. Examples of commission free ETFs and funds.
- [227: How To Teach Children About Money](https://moneyfortherestofus.com/227-teach-children-money/) - Here are four most important things to teach children about money and why showing is better than telling when it comes to kids and finances.
- [228: How Tokenization Will Radically Change Investing](https://moneyfortherestofus.com/228-tokenization-will-radically-change-investing/) - How distributed ledger technology & tokenized assets, increase liquidity, transparency & fractionalization, allowing investors to purchase very small, liquid positions in various markets.
- [229: Stop Maximizing Your Returns Using Modern Portfolio Theory](https://moneyfortherestofus.com/229-stop-maximizing-investments-using-modern-portfolio-theory/) - Why modern portfolio theory is a defective way to build out an investment portfolio. Instead, we look at a better approach to asset allocation that ...
- [231: What Determines How Much You Make](https://moneyfortherestofus.com/231-determines-much-make/) - Why how much you make depends on the occupation, the company, and the location.
- [237: Brexit Is A Mess - Lessons Learned](https://moneyfortherestofus.com/237-brexit-lessons-going/) - What can we learn from the UK negotiating an exit from the EU. What happens next? Why there is always a conflict between globalization and national sovereignty.
- [239: How to Be a Successful Trader](https://moneyfortherestofus.com/239-successful-trader/) - Why successful trading of commodities futures, foreign currencies and options depends on the exploitation of novice traders.
- [5: The True Cost of a Thing](https://moneyfortherestofus.com/mny005-true-cost-of-a-thing/) - The price of something does not always reflect its true cost, both to ourselves and to society.
- [90: The True Cost and What It Takes To Be Retired](https://moneyfortherestofus.com/mny090-trust-cost-takes-retired-2/) - Knowing what things truly cost can help us live like we are already retired.
- [241: Do Budget Deficits Matter? Modern Monetary Theory Explained](https://moneyfortherestofus.com/241-budget-deficits-matter-modern-monetary-theory-explained/) - Why modern monetary theory [MMT] isn't worried about federal budget deficits, why they never go away & what risks are involved. What else proponents of MMT believe.
- [243: Do You Have Enough to Retire? FIRE Edition](https://moneyfortherestofus.com/243-enough-retire-fire-edition/) - What are the key metrics to determine if you have reached financial independence and have enough to retire early? Major stock market losses can derail ...
- [79: Lump Sums and Life Insurance](https://moneyfortherestofus.com/mny079-lump-sums-life-insurance-2/) - Is it better to dollar cost average or invest a lump sum. And what type and how much life insurance should you buy.
- [247: More Indexes, ETFs and Manager Skill, but Less Alpha](https://moneyfortherestofus.com/247-indexes/) - How indexing leads to creation of more stock indexes, mostly used by active managers. how It's hard for managers to outperform even with more skills due to indexing.
- [252: How To Become Wealthy](https://moneyfortherestofus.com/252-become-wealthy/) - The three-step plan to become financially wealthy and how to be wealthy without the money. One of the most important things one can do to become wealthy ...
- [256: Will Artificial Intelligence Change Investing?](https://moneyfortherestofus.com/256-will-artificial-intelligence-change-investing/) - How does artificial intelligence and machine learning work and what are some examples of how individual investors can use AI in their investing.
- [257: It’s Not Just Wealth That Compounds](https://moneyfortherestofus.com/257-more-than-wealth/) - How the power of compounding applies not only to wealth, but influence, expertise, and creativity. How non-monetary investments can lead to greater monetary wealth and satisfaction.
- [259: Will The Libra Cryptocurrency Revolutionize Money?](https://moneyfortherestofus.com/259-libra-cryptocurrency/) - Will Facebook's Libra cryptocurrency transform money as we know it or is it a " invasive and dangerous form of surveillance?" How does Bitcoin compare ...
- [264: What Happens If U.S. Interest Rates Turn Negative?](https://moneyfortherestofus.com/264-negative-interest-rates/) - What are negative interest rates, what causes them, and could they come to the U.S.? If they do come to the U.S. investors should ...
- [265: Invest Like A Tesla](https://moneyfortherestofus.com/265-invest-like-a-tesla/) - How the composition of Tesla's autopilot software gives clues to how we should invest, recognizing there are no perfect algorithms for driving or investing.
- [267: How Capitalism Gets Off Track](https://moneyfortherestofus.com/267-capitalism-off-track/) - Inequitable business models like in the gig economy can lead to a financial crisis, more regulation, & doubts about the viability of the free-market system.
- [268: How To Better Manage Risk](https://moneyfortherestofus.com/268-better-manage-risk/) - David unpacks how to manage risk, how we can accurately identify and assess different types of risk, and how to focus on what we really want.
- [269: How the Public Sector Pension Crisis Will Impact You](https://moneyfortherestofus.com/269-pension-crisis/) - Most state and municipal public sector pension plans are underfunded and this could lead to higher taxes and reduced government services. Employees ...
- [271: Financial Independence Is a Choice](https://moneyfortherestofus.com/271-choose-financial-independence/) - Why true financial independence is a choice and means eliminating financial vulnerability including not being overly reliant on ...
- [272: Is Inflation Measured Wrong?](https://moneyfortherestofus.com/272-is-inflation-measured-wrong/) - Some analysts believe U.S. inflation is higher than what the CPI formula states while others think inflation is lower than what the Consumer Price Index ...
- [273: What is an ETN? Understanding Exchange-Traded Notes](https://moneyfortherestofus.com/273-what-is-an-etn/) - What is an ETN (exchange-traded note) and what are the benefits of investing in an ETN vs an ETF? An ETN can be dangerous if investors ...
- [276: Don’t Retire, Settle Instead](https://moneyfortherestofus.com/276-dont-retire-settle-instead/) - Don't retire. Instead, find your unique work that can bring satisfaction and income before and during the traditional retirement years. Learn how to ...
- [283: Why You Should Care About Carry Trades](https://moneyfortherestofus.com/283-why-you-should-care-about-carry-trades/) - What is a carry trade and how do investors make money with? Why central banks encourage carry trades and what are the dangers to financial markets when ...
- [284: We Are All Financially Vulnerable](https://moneyfortherestofus.com/284-we-are-all-financially-vulnerable/) - We're all financially vulnerable. How can you protect against financial vulnerability and help others who face economic hardships? Immigration has been on ...
- [285: Money is Debt](https://moneyfortherestofus.com/285-money-is-debt/) - Money is debt backed by debt and a loss of confidence in money leads to bank runs and other financial crises. Also, how does counterfeit currency ...
- [286: Coronavirus and the Financial Impact of Pandemics](https://moneyfortherestofus.com/286-coronavirus-the-financial-impact-of-pandemics/) - Coronavirus is spreading, so how is the economy affected by pandemics? Is coronavirus related to the falling stock market and what should you do about ...
- [288: Will Early Retirements Crash the Economy?](https://moneyfortherestofus.com/288-will-early-retirements-crash-the-economy/) - Almost half of Millennials want to retire early. Will that hurt economic growth? There were similar concerns in the 1920s that early retirement would harm...
- [289: Market Timing Versus Time in the Market](https://moneyfortherestofus.com/289-market-timing-versus-time-in-the-market/) - Why market timing and time in the market are both practiced by most investors. Given the coronavirus pandemic why it is okay to reduce stock exposure ...
- [291: How To Survive the Coronavirus (COVID-19) Shutdown](https://moneyfortherestofus.com/291-survive-covid-19-shutdown/) - As the economy shuts down to slow the spread of the coronavirus how can you avoid ruin, help others avoid ruin, and stay mentally and emotionally ...
- [292: Will Infinite Money Save the Economy?](https://moneyfortherestofus.com/292-infinite-money/) - Will infinite money be enough to save the economy? What are the risks of this massive monetary and fiscal stimulus and how to mitigate those risks.
- [298: The Stock Market Is Not the Economy](https://moneyfortherestofus.com/298-stock-market-economy/) - How the stock market is different than and can perform differently than the economy while remaining highly dependent on the economy for its success.
- [299: Has the Pandemic Changed You?](https://moneyfortherestofus.com/299-pandemic-changes/) - A look at growing patterns consumers and businesses are adopting as a result of the Covid-19 pandemic.
- [189: Should The Minimum Wage Be Raised?](https://moneyfortherestofus.com/189-minimum-wage-raised/) - Minimum wage is a complex topic and it's often asked if increasing the minimum wage help or harm workers and businesses. How many U.S. workers are paid at ...
- [181: Does Illegal Immigration Help or Hurt the Economy?](https://moneyfortherestofus.com/181-illegal-immigration-help-hurt-economy/) - What is the economic impact of illegal immigration, does it affect your wages, and what would be the cost and impact of mass deportation? An important look ...
- [225: How To Invest In Bonds and Other Fixed Income Securities](https://moneyfortherestofus.com/225-invest-fixed-income/) - How to evaluate interest rate risk, credit risk and other factors when investing in bonds.
- [126: Where Federal Money Flows](https://moneyfortherestofus.com/mny126-federal-government-money-flows/) - Why cutting federal spending and trying to lower the national debt reduces household income and spending, potentially causing a recession.
- [255: With Interest Rates Falling, Why Do You Own Bonds?](https://moneyfortherestofus.com/255-why-low-interest-bonds/) - How an asset class such as bonds can play different roles in your portfolio depending on your investment philosophy.
- [314: How to Not Have a Lost Decade](https://moneyfortherestofus.com/314-lost-decade/) - Here are four principles individuals can follow to achieve their financial and career goals this decade despite the rough start in 2020.
- [315: Are We Being Forced to Buy Stocks?](https://moneyfortherestofus.com/315-forced-stock-buying/) - Is there a stock market bubble? How ultra-low interest rates support higher stock market valuations but also make the investment environment more challenging.
- [320: Somebody Won the Election. Now What?](https://moneyfortherestofus.com/320-election/) - Somebody Won the Election. Now What?
- [205: Is The Federal Reserve Really Printing Money?](https://moneyfortherestofus.com/205-federal-reserve-really-printing-money/) - Is the Federal Reserve printing money? If the Federal Reserve has printed over $2 trillion dollars and given it to banks to lend, why is U.S. inflation still low?
- [13: Are You Saving Enough To Retire Early?](https://moneyfortherestofus.com/mny013-saving-enough/) - Are you saving enough to retire early? Learn how to know if you are saving enough or too much and get a free spreadsheet to help plan.
- [Portfolio Trade: Adding a SPAC ETF](https://moneyfortherestofus.com/portfolio-trade-adding-spac-etf/)
- [Portfolio Trade: Taking Some Profits in Bitcoin](https://moneyfortherestofus.com/portfolio-trade-taking-some-profits-in-bitcoin/)
- [64: The Pitfalls of Private Real Estate Investing](https://moneyfortherestofus.com/mny064-pitfalls-private-real-estate-investing-2/) - This podcast covers pitfalls to avoid when investing in a rental property and discusses whether you should invest in private real estate at all.
- [122: Why Negative Interest Rates Are Dangerous](https://moneyfortherestofus.com/mny122-negative-interest-rates-dangerous/) - How negative interest rates increase volatility and lower future returns. What can you do about it.
- [18: Which Investment Vehicles Should You Use?](https://moneyfortherestofus.com/mny018-investment-vehicle/) - What is the difference between closed end funds, open end funds, ETFs and ETNs and when should you use them
- [123: Why Health Insurance Premiums and Prescription Drug Prices Are Exploding](https://moneyfortherestofus.com/mny123-health-insurance-premiums-drug-prices-exploding/)
- [115: How To Get Financially Unstuck](https://moneyfortherestofus.com/mny115-get-financially-unstuck/) - Why we can't not invest due to fear and uncertainty. Plus how to tell if the stock market is overvalued and what to do about it.
- [106: How Worried Should You Be About the National Debt?](https://moneyfortherestofus.com/mny106-national-debt-2/) - Why some nations are at risk of default on their national debt and others are not. Plus why the U.S. national debt will never be repaid.
- [11: Bank Runs, Repos and Your Retirement](https://moneyfortherestofus.com/mny011-repo/) - What are repurchase agreements and how they contributed to the financial crisis.
- [4: Seesaws, Budget Deficits and the National Debt](https://moneyfortherestofus.com/seesaws-budget-deficits-and-the-national-debt-004/) - A personal finance podcast on how seesaws can help you understand why we need federal budget deficits and the national debt.
- [3: Should You Invest In Individual Stocks?](https://moneyfortherestofus.com/should-you-invest-in-individual-stocks-003/) - Why investing in individual stocks can be so intoxicating and dangerous.
- [125: Is the Economy Really Doing That Poorly?](https://moneyfortherestofus.com/mny125-economy-really-poorly/) - How to thrive in an ever changing, increasingly complex economy.
- [74: Capital Flows Where It Is Treated Best](https://moneyfortherestofus.com/mny074-capital-flows/) - How investment capital seeks out the most attractive opportunities, and why that is causing China to dump some of its U.S. Treasury bonds.
- [65: Greece - What Really Caused the Crisis and Why It Never Ends](https://moneyfortherestofus.com/mny065-greece-really-caused-crisis-never-ends/) - How the Greek depression and the euro crisis started with Greek citizens just wanting to buy a decent car
- [52: Why Are Interest Rates So Low, Even Negative In Some Places](https://moneyfortherestofus.com/mny052-interest-rates/) - What determines the level of interest rates.
- [51: Is Deflation Coming?](https://moneyfortherestofus.com/mny051-gdp-deflation/) - What causes deflation and are the conditions in place for it to occur?
- [58: Are ETFs and Indexing Becoming Too Popular?](https://moneyfortherestofus.com/mny058-etfs/) - What are the hidden risks of ETFs and passive investing.
- [47: Should You Invest For Income or Total Return?](https://moneyfortherestofus.com/mny047-income-total-return/) - What are some risks of exclusively focusing on income when investing.
- [48: Do You Have Too Little Invested In Stocks?](https://moneyfortherestofus.com/mny048-secular-bull/) - Fear of another market crash may be causing you to keep your stock market allocation overly conservative.
- [21: Investing Without A Map](https://moneyfortherestofus.com/mny021-no-map/) - Most investors take the wrong approach to asset allocation. Plus why modern portfolio theory is flawed and how you can ...
- [33: To Retire Early, Mind the Gap](https://moneyfortherestofus.com/mny033-mind-the-gap/) - The simple formula to not run out of money during retirement.
- [38: How To Invest Like A Hedge Fund](https://moneyfortherestofus.com/mny038-hedge-funds/) - Principles you can learn from hedge funds to apply to your own portfolio.
- [22: Will Interest Rates Ever Increase?](https://moneyfortherestofus.com/mny022-interest-rates/) - What causes interest rates to rise and fall, and what can you do to adjust your investment portfolio when interest rates begin climbing.
- [14: Are You A Complacent Investor?](https://moneyfortherestofus.com/mny014-complacent-investors/) - How the Fed's low interest rate policies are causing investors to be complacent about risk.
- [12: Currency Trading, Petrodollars and Monetary Collapse](https://moneyfortherestofus.com/mny012-currency/) - What you need to know if you want to trade currencies. Also, will the dollar collapse?
- [9: What Investment Rate of Return Can You Expect?](https://moneyfortherestofus.com/mny009-expected-return/) - Expected portfolio returns are very low right now. Why that is and what should you do about it.

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- [What Are SPACs and Should You Invest in Them?](https://moneyfortherestofus.com/318-what-is-a-spac/) - How do SPACs work and are they worth investing in?
- [What You Need to Know About Carbon Investing and its Effect on Climate Change](https://moneyfortherestofus.com/carbon-investing/) - How the carbon emissions credits and carbon offset markets work and how to invest in them. The easiest method of carbon investing is with ETFs, but what are...
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- [A Complete Guide to Mortgage REIT Investing](https://moneyfortherestofus.com/mortgage-reit-investing/) - Mortgage REITs are indirect investment vehicles that invest in residential and commercial mortgages. Mortgage REITs pay some of the highest dividends in the ...
- [A Complete Guide to Investment Vehicles](https://moneyfortherestofus.com/investment-vehicles/) - Master the concept of various investment vehicles, such as direct and indirect investments, to help steer you toward greater profits and understanding.
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- [What Is Risk vs Uncertainty?](https://moneyfortherestofus.com/risk-vs-uncertainty/) - What is the difference between risk and uncertainty and how our decision-making approach should differ in each scenario. When investing it's important to ...
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- [Understanding Web3 Investing](https://moneyfortherestofus.com/web3-investing/) - Investing in Web3, DAOs, and the Metaverse can feel overwhelming. There is so much new informaton. But it doesn't have to be overwhelming; we'll show you how.
- [How to Invest in Closed-End Funds](https://moneyfortherestofus.com/closed-end-funds/) - Learn what a closed-end fund is and how you can identify attractive candidates to earn a profit and invest confidently. Plus, why are some CEFs discounted ...
- [The Opportunity and Risk of Frontier Markets](https://moneyfortherestofus.com/frontier-markets/) - Why frontier warkets are a worthy investment—with some strings attached. There are several ways to invest in frontier markets, including ETS, funds, and ...
- [What is Roll Yield and How It Impacts VIX, Commodity, and Bitcoin ETF Returns](https://moneyfortherestofus.com/roll-yield/) - Here is what you need to know before investing in oil or volatility exchange-traded funds. Commodity and VIX ETFs are complex and in order to invest confidently ...
- [A Complete Guide to Equity REIT Investing](https://moneyfortherestofus.com/equity-reit-investing/) - Equity REITs allow investors to benefit from a diversified portfolio of rent-generating commercial real estate. How do equity REITs work, and how can you ...
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## Lasso

- [Gladstone Land Corp (LAND)](https://moneyfortherestofus.com/gladstone-land/)
- [Farmland Partners Inc (FPI)](https://moneyfortherestofus.com/farmland-partners/)
- [SPDR Gold Trust (GLD)](https://moneyfortherestofus.com/spdr-gld/)
- [SPDR Gold MiniShares Trust (GLDM)](https://moneyfortherestofus.com/spdr-gldm/)
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- [iShares MSCI Global Gold Miners ETF (RING)](https://moneyfortherestofus.com/ring/)
- [iShares Mortgage Real Estate ETF (REM)](https://moneyfortherestofus.com/ishares-rem/)
- [KFA Global Carbon ETF (KRBN)](https://moneyfortherestofus.com/krbn-link/)
- [Schwab U.S. REIT ETF (SCHH)](https://moneyfortherestofus.com/schh/)
- [iShares Core U.S. REIT ETF (USRT)](https://moneyfortherestofus.com/usrt/)
- [iShares Global REIT ETF (REET)](https://moneyfortherestofus.com/reet/)
- [Vanguard Real Estate ETF (VNQ)](https://moneyfortherestofus.com/vnq/)
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- [iShares Convertible Bond ETF (ICVT)](https://moneyfortherestofus.com/icvt/)
- [SPDR Bloomberg Barclays Convertible Securities ETF (CWB)](https://moneyfortherestofus.com/cwb/)
- [Invesco CEF Income Composite ETF (PCEF)](https://moneyfortherestofus.com/pcef/)
- [Amplify High Income ETF (YYY)](https://moneyfortherestofus.com/yyy-etf/)
- [Saba Closed-End Funds ETF (CEFS)](https://moneyfortherestofus.com/cefs/)
- [Cambria Tail Risk ETF (TAIL)](https://moneyfortherestofus.com/tail/)
- [WisdomTree CBOE S&P 500 PutWrite Strategy Fund (PUTW)](https://moneyfortherestofus.com/putw/)
- [Global X MSCI Next Emerging & Frontier ETF (EMFM)](https://moneyfortherestofus.com/emfm/)
- [iShares MSCI Frontier 100 ETF](https://moneyfortherestofus.com/fm/)
- [VanEck Vectors Mortgage REIT Income ETF (MORT)](https://moneyfortherestofus.com/mort/)
- [Quadratic Interest Rate Volatility and Inflation Hedge ETF (IVOL)](https://moneyfortherestofus.com/ivol-etf/)
- [iShares TIPS Bond ETF (TIP)](https://moneyfortherestofus.com/tip-etf/)
- [Vanguard Short-Term Inflation-Protected Securities ETF (VTIP)](https://moneyfortherestofus.com/vtip-etf/)
- [AcreTrader](https://moneyfortherestofus.com/acretrader-farmland/)
- [FarmTogether - Invest in US Farmland](https://moneyfortherestofus.com/farmtogether/)
- [Money for the Rest of Us: 10 Questions to Master Successful Investing](https://moneyfortherestofus.com/amzn-money-for-the-rest-of-us-10-questions-to-master-successful-investing/)
- [Learn More About My Book](https://moneyfortherestofus.com/book-box/)
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