Access professional-grade portfolio tools, training, and a community to help you stay on track, tune out the noise, and grow your wealth with confidence.
With your growing net worth, isn’t it time to invest like a professional?
Wealth is not built and preserved with hot stock tips, forex trades or by reading newsletters filled with doomsday scare tactics.
Serious investors follow the disciplined portfolio approach used by institutional investors and family offices who successfully manage billions in assets.
Elite Investors Focus On:
- Global multi-asset class portfolios
- Reasonable expected return and risk assumptions
- Achieving real net of inflation growth
- Strategic adjustments as markets and economies evolve
- Controlling fees and taxes
Money for the Rest of Us Plus is for those who choose to manage their own investments. It provides the tools and training to manage an institutional-quality investment portfolio, filter through the clutter, and make wise financial decisions.
We know you don’t need a leader because you are not a follower. But you may want a guide for your financial journey.
How Money For the Rest of Us Plus Can Help You
Better Performance
Successful investors did not get that way because they can accurately predict the future. They are successful because they have a decision-making process that gives them confidence when others are panicking. Money for the Rest of Us Plus has the professional-grade portfolio tools and training you need to successfully manage your money, including model portfolios that can jumpstart your investing and guide you as you grow your net worth.
Community
No more investing alone. As a Plus member, you will see how others, including David Stein, navigate the same investment and financial challenges you face. You’ll see David’s personal portfolio and when he makes changes. You will have access to a private member forum where you can get your questions answered. You will become a better investor.
Save Time, Gain Confidence
Get the critical insights you need to make prudent investment choices without spending hours on research. Stay up-to-date by listening to or reading critical investment strategy updates and training. Save time and gain confidence by accessing the same easy-to-understand tools David used as a professional portfolio manager and that he continues to use in managing his own investments.
Tools to Help You Become A Better, More Confident Investor
1. Portfolio Building Tools and Training
Money For the Rest of Us Plus is the premier investment education platform that can teach you to manage your financial assets like a professional. Membership gives you access to step-by-step video lessons, spreadsheets, and written materials to guide you as you build a diversified portfolio plan and adapt it as market conditions change.
Get Access to These Helpful Resources
- Best-in-class video lessons with downloadable transcripts on investment vehicles, asset classes, choosing an asset mix, implementation strategies and much more.
- Downloadable asset allocation model with 10-year expected return and risk assumptions for 24 asset classes to help you select an asset allocation target.
- Portfolio examples including over a dozen model portfolios ranging from ultra-conservative to aggressive with specific ETF and fund holdings.
- A detailed monthly snapshot of David Stein’s personal investment portfolio including his asset allocation weights, holdings, and trades.
2. Monthly Investment Conditions and Strategy Report
The Money For the Rest of Us Plus Investment Conditions and Strategy Report has the essential commentary and metrics you need to stick to your portfolio plan or make adjustments as risks change.
“The best money I have spent has been on becoming a Plus member.” – Stephen Joyce, Plus Member
This streamlined report contains the critical information that drives financial markets including market valuations, economic trends, and investor sentiment.
Not only does the report share David Stein’s investment insights based on nearly two decades of portfolio management experience but it draws from data provided by institutional investment and economic research services that typically cost tens of thousands of dollars per year to access.
Check out this sample investment conditions and strategy report.
3. Answers To Your Financial Questions
- If your goal is to oversee a multi-million dollar nest egg, doesn’t it make sense to get your questions answered by investors who are already doing that?
- Weekly premium Plus Podcast episode that provides analysis of members’ portfolios, answers your questions, and timely updates on investment conditions.
- Private member forum to get your questions answered and interact with other Plus members.
4. A Mobile Optimized Investment Education Platform
- Convenient access to audio content via leading podcast apps using a personalized RSS feed or via the iOS and Android apps
- Early release each week of an ad-free version of the Money For the Rest of Us podcast.
- Exclusive access to transcripts for the podcast and Plus episodes.
Apple Podcast
Overcast
What Money For the Rest of Us Plus Members Are Saying:
“Subscribing to Money For the Rest of Us Plus is one of the best investments I have ever made. The market conditions report and the weekly plus episodes provide me with the data I need to stay confident through rough times, or to tweak/protect my strategy when necessary, and ignore noise and emotional reactions.” – Uzi Kilon, Plus Member
“David’s focus on ensuring Money For the Rest of Us Plus members understands potential investment risks speaks volumes on his desire to provide a service that is focused on the customer. His passion for helping us understand the markets and invest wisely is greatly appreciated.” – Philip Cameron, Plus Member
“The work on the Money For the Rest of Us model portfolios – providing different ones for various risk tolerances – is just terrific. Together with the background info on how they are put together, the multiple models provide an excellent outline of how to view portfolio construction, expected return and risk aversion.” – Thomas Keane, Plus Member
“David’s monthly investment conditions snapshots give me peace of mind and allows me to ignore all of the financial noise we are bombarded with on a daily basis.” – Johnny Gabriele, Plus Member
“I have received much more in value and confidence than my annual fee.” – Ed Reed, Plus Member
Your Investing Guide
David Stein is the founder of Money For the Rest of Us. Since 2014, he has produced and hosted the Money For the Rest of Us investing podcast. The podcast reaches tens of thousands of listeners per episode and has been nominated for six Plutus Awards. David also leads Money for the Rest of Us Plus, a premium investment education platform that provides professional-grade portfolio tools and training to help individual investors manage their own investment portfolios. He is the author of Money for the Rest of Us: 10 Questions to Master Successful Investing, which was published by McGraw-Hill. Previously, David spent over a decade as an institutional investment advisor and portfolio manager. He was a managing partner at FEG Investment Advisors, a $15 billion investment advisory firm. At FEG, David served as Chief Investment Strategist and Chief Portfolio Strategist.
Money For the Rest of Us Plus – A Trusted Guide To Manage Your Own Money
Lifetime Plus Membership
$1200 one-time payment
- Tools to help you set your long-term asset allocation including 10-year asset class return and risk assumptions.
- Five categories of model portfolios with specific ETF and fund holdings and weights ranging from Ultra-Conservative to Aggressive
- Concise and simplified analysis of current market conditions that save you time including valuations, market internals, and economic and central bank trends
- Candid insight into my own investment strategy, decisions, and holdings and the adjustments I make as the market environment changes
- Unlimited access to over 250 Money For the Rest of Us Plus premium podcast episodes where I answer your questions on investing and personal finance
- Member forum where you can get your investing questions answered.
- Mobile access to audio content and the ad-free version of the podcast.
- Access to written transcripts for the podcast and Plus episodes.
- Full refund within the first 30 days if you are not satisfied
This comprehensive educational platform will help you deepen your financial know-how and make better investment decisions
Annual Plus Membership
$450.00 per year
- Tools to help you set your long-term asset allocation including 10-year asset class return and risk assumptions.
- Five categories of model portfolios with specific ETF and fund holdings and weights ranging from Ultra-Conservative to Aggressive
- Concise and simplified analysis of current market conditions that save you time including valuations, market internals, and economic and central bank trends
- Candid insight into my own investment strategy, decisions, and holdings and the adjustments I make as the market environment changes
- Unlimited access to over 250 Money For the Rest of Us Plus premium podcast episodes where I answer your questions on investing and personal finance
- Member forum where you can get your investing questions answered.
- Mobile access audio content and the ad-free version of the podcast.
- Access to written transcripts for the podcast and Plus episodes.
- Full refund within the first 30 days if you are not satisfied
- 25% off the monthly subscription rate.
This comprehensive educational platform will help you deepen your financial know-how and make better investment decisions
Prefer Monthly?
Monthly Plus Membership
$50 per month
- Includes the same features as Annual and Lifetime Memberships
- Refunds not available with Monthly Membership
Frequently Asked Questions
Q. What will I get with my Money For the Rest of Us Plus membership?
A. The best way to get a sense of what is included with your Money For the Rest of Us Plus membership is to watch this introductory video.
Q. Who is the target market?
A. Money For the Rest of Us Plus is geared toward individuals who are serious about managing and growing their net worth by accessing professional-grade portfolio tools and training. Members are asset class focused and not interested in gimmicks or the latest hot stock picks. Members’ portfolio sizes range from less than $100,000 to over $5 million. More than 50% of members have investable assets greater than $1 million. Money For the Rest of Us Plus is globally-focused and has members that live in the U.S., Canada, Europe, Australia, and other areas around the globe. Here is a demographic profile of Plus members.
Q. How often is new content added to Money For the Rest of Us Plus?
A. New content is added weekly. There is a new member-only Plus podcast episode every week. Additional content added throughout the month includes the investment conditions and strategy report and audio commentary, mid-month strategy update, portfolio profile with audio commentary, and additional video and audio lessons as needed. Model portfolios are monitored and updated on an ongoing basis. The long-term asset allocation assumptions are updated every six months.
Q. How much content is currently on the Money For the Rest of Us Plus?
A. Money For the Rest of Us Plus opened in December 2014. Currently, there are over 250 audio lessons, video tutorials, and Plus episodes along with model portfolios, asset class return assumptions, monthly investment condition reports, and portfolio profiles. Upon joining Money For the Rest of Us Plus, new members receive an email series that serves as a tutorial to how the site is organized and highlights important content.
Q. Can I listen to the Plus episodes and other audio content on my mobile device or in my car while commuting?
A. Yes. Money For the Rest of Us Plus is optimized for mobile devices as more than 50% of members access content via their mobile phones or tablets. There is a member-only RSS feed for all audio content including the ad-free version of the regular podcast. There is also a Money for the Rest of Us Plus mobile app for iOS and Android.
Q. Does Money For the Rest of Us Plus contain model portfolios for individuals with different goals, life stages, and risk profiles?
A. Yes. The site contains over a dozen model portfolios with specific ETF fund holdings weights ranging from Ultra-Conservative to Aggressive risk profiles. There are adaptive models that adjust based on market conditions and simple static models that do not change. Please note the model portfolios contain ETFs available to U.S. investors. The site also contains an asset allocation modeling spreadsheet so you can compare different asset allocation scenarios to evaluate their expected rates of return and risk of capital loss. Members can also download a spreadsheet to customize their own asset allocation using up to 24 asset classes.
Q. How do you decide what content to add to Money For the Rest of Us Plus?
A. Most of the content is based on member feedback and questions. This is your platform so my goal is to focus on adding content you find most helpful.
Q. Will I be able to see all of David Stein’s investment holdings?
A. Yes. You will also see his overall asset allocation weights and portfolio trades.
Q. Why does annual membership cost $300 per year?
A. Money For the Rest of Us Plus is not an investment newsletter. It is a comprehensive multi-media investment education platform with professional grade portfolio tools and training that draws upon institutional investment and economic research services that costs tens of thousands of dollars per year to access. To put it in perspective, an annual subscription to Money For the Rest of Us Plus costs less than one credit hour at most U.S. 4-year colleges, which ranges from $230 to $1,150 according to the College Board.
Q. What are your cancellation and refund policies?
A. You can cancel your annual subscription anytime. You can also get a full refund if you cancel in the first 30 days by emailing me. No refunds are given after the first 30 days. You can cancel your monthly membership at any time.
Join Now and Your Membership Price Will Never Increase
The price for new Money For the Rest of Us Plus memberships periodically increases so by joining now, your membership rate will never change as long as you continue as a Plus member.
Additional Insights From Plus Members
“I find that David’s philosophy and approach to managing investments resonate with me and is a useful guide for someone trying to manage their retirement assets. I especially appreciate the model portfolios and the expertise that David utilized to build them. As he suggests, I modify them to better fit my personal situation and believe the results are far better than what I would have developed on my own.” – Kent Baggett, Plus Member
“I do not have an investing background and so Money For the Rest of Us Plus has provided me with both the needed introductory and advanced information. The materials on the site somehow simplified investing (although, I do now realize how hard it can be.) Also, the customer support has been fantastic; David is so responsive to Plus members.” – Sharon Trocher, Plus Member
“I enjoy the way David explains how markets and financial concepts work and how to apply common sense ideas to investing. David has a soothing style that interjects thought provoking ideas, concepts and entertaining stories on broader topics that intertwine with life and investing.” – Max Wexler, Plus Member
“Your website design is fantastic and the information you are providing from all the resources gathered is really a boon to me.” – Tom Whitaker, Plus Member
“I’m a new member of the Money For the Rest of Us Plus and love the service you are providing. It’s an incredible value considering the amount of video & audio content.” – Curt Bagley, Plus Member
“The Money For the Rest of Us Plus mission of providing the education and tools necessary to understand financial markets is exactly what I was looking for. I now feel confident when evaluating different options and searching for the tools I need to learn more.” – Brad March, Plus Member
“The main reason I continue with Plus membership is the monthly investment conditions reports. David does a great job of summarizing the key information and presenting it in a way that can be easily understood. Listening to his reports helps me to filter out a lot of the noise and conflicting opinions that you see in the media and helps me not to panic during temporary downturns!” – Deborah Hilton, Plus Member
“I find myself eagerly awaiting new Money For the Rest of Us Plus content.” – Craig Roberts, Plus Member
Important Disclosures
The Information and opinions contained Money For the Rest of Us are for educational purposes only. The Information does not consider the economic status or risk profile of any specific person.
The Information and opinions expressed should not be construed as investment/trading advice or investment recommendations and does not constitute an offer, or an invitation to make an offer, to buy and sell securities.
The Information and opinions contained on Money For the Rest of Us is for investment education and considered general communications in the form of an online financial newsletter / broadcast video and audio shown to the general public.
The model asset allocations and model portfolios on the site are hypothetical examples and not investment recommendations. Individuals who are considering applying the model asset allocations and model portfolios to their individual situations should consider their other assets, income, and investments such as home equity, individual retirement plan assets, savings accounts, and interest in other qualified and non-qualified plans.
The Information on Money For the Rest of Us was obtained from various sources. Darby Creek Advisors LLC does not guarantee the accuracy or completeness of such Information provided by third parties. Money For the Rest of Us and Darby Creek Advisors LLC assume no obligation to update this Information, or to advise on further developments relating to it.
Any return expectations provided for individual asset categories, model asset allocations, or model portfolio are not intended as, and must not be regarded as, a representation, warranty, or predication that an investment will achieve any particular rate of return over any particular time-period or those investors will not incur losses.