Money For the Rest of Us Plus is a weekly premium podcast that answers questions from members on a variety of investing and finance-related topics. New episodes are released on Saturday. Members can submit a question here for consideration in an upcoming Plus episode.
Here is a list of all of the Plus Episodes:
419 Plus: February 2023 Investment Conditions Commentary
In Plus episode 419, we review the current state of financial markets and the global economy. We also share our Go to episode…
418 Plus: Mortgage REIT Preferred Stock, Debt Ceiling Standoff, and Fallen Angel Bonds
In Plus episode 418, we review the current status of mortgage REITs and analyze the mortgage REIT preferred stock David Go to episode…
417 Plus: Which Assets Now, How Much in Real Estate, Disinflation, Foreign Taxes, and CEFs
In Plus Episode 417, we consider whether there is an optimal price to renter the S&P 500 Index or other Go to episode…
416 Plus: Updated Expected Return Assumptions, Will the Dollar Stay Strong, and More on Dollar Cost Averaging
In Plus Episode 416, we review the methodology Money For the Rest of Us uses to develop expected returns for Go to episode…
415 Plus: January 2023 Investment Conditions Commentary
In Plus episode 415, we review 2022 financial performance and discuss the current outlook based on year-end investment conditions. Go to episode…
414 Plus: Emerging Markets Latin America Stocks, Bank Safety and Investing Lump Sums
In Plus episode 414, we review the current valuations of Latin American stocks, deconstruct historical performance, and develop estimates for Go to episode…
413 Plus: December 2022 Investment Conditions Commentary
In Plus episode 413, we review why investment conditions were upgraded to low neutral YELLOW from RED. Go to episode…
411 & 412 Plus: Floating Rate Treasuries, TFLO, Real Yield Curves, Trust, and GBTC
In this combined Plus episode 411 and 412, we explore how U.S. Treasury Floating Rate Notes work, and why they Go to episode…
410 Plus: TIPS Auction Results, Normal Interest Rates, 90/10 Portfolios, and Financial Independence
In Plus episode 410, we review the results from the recent TIPS auction that David participated in. We look at Go to episode…
409 Plus: Buying TIPS at Auction, Building a TIPS Ladder, and Deciding Between Short-term and Long-term Bonds
In Plus Episode 409, we introduce the Money For the Rest of Us affiliate program. We discuss the complexities of Go to episode…
408 Plus: November 2022 Investment Conditions Commentary
In Plus episode 408, we explore current asset class valuations, economic trends, and market internals to see what if any Go to episode…
407 Plus: More on Annuities, Real Estate, Yield Curve, Strong Dollar, and Zombie Firms
In Plus Episode 407, we continue our discussion on fixed annuities and fixed index annuities. We discuss real estate crowdfunding Go to episode…
406 Plus: More on SVOL, Active Bond Funds, Vanguard Risk Rates, and Purchasing Real Estate in IRAs
In Plus Episode 406, David provides more detail on why he sold the Simplify Volatility Premium ETF. We discuss how Go to episode…
405 Plus: October 2022 Investment Conditions Commentary
In Plus episode 405, we review why overall investment conditions were downgraded to RED and whether investors should further reduce Go to episode…
404 Plus: More on Bonds, Interest Rates, Monetary Velocity, and Inflation
In Plus Episode 404, we discuss paying down a mortgage early now that interest rates are higher. We answer a Go to episode…
403 Plus: Is This Normal? Rate Increases, Negative Returns, and Owning Short-term versus Long-term Bonds
In Plus Episode 403, we consider whether the current market volatility is normal compared to earlier periods of rising interest Go to episode…
402 Plus: Buying TIPS, Taxes and Bonds, and Calculating Investment Returns
In Plus Episode 402, we discuss purchasing individual Treasury Inflation Protection Securities versus TIPS ETFs. We look at how bonds Go to episode…
400 Plus: Annuities Follow Up, TIPS Underperformance, and Rights and Warrants
In Plus episode 400, we answer a follow-up question on annuities from Plus episode 398. We look at why Treasury Go to episode…
399 Plus: Student Loan Forgiveness and Inflation, Building a Bond Ladder, a New High Yield Savings Account Offering
In Plus episode 399, we introduce the new Money For the Rest of Us glossary. We consider whether the Biden Go to episode…
398 Plus: Immediate Annuities, Mortality Credits, Leveraged ETFs, and Valuing Pensions
In Plus episode 398, we analyze how much immediate annuity payments have increased as interest rates have risen. We review Go to episode…
397 Plus: Wash Sales, Carried Interest, and Interval Funds
In Plus Episode 397, we look at what wash sales are and who polices them as it relates to tax Go to episode…
396 Plus: August 2022 Investment Conditions
In Plus Episode 396, we review asset class valuations, economic trends, and market internals. We discuss the geopolitical risk between Go to episode…
395 Plus: Is the U.S. in a Recession? and David’s Recent Portfolio Changes
In Plus Episode 395, we analyze the U.S. Q2 GDP report, and other leading economic indicators to assess recession risk. Go to episode…
394 Plus: Share Buyback Timing, Contango vs Backwardation, and the Fundrise Growth Tech Fund
In Plus Episode 394, we look at whether corporate management repurchases stock shares when the price is low or when Go to episode…
393 Plus: Interest Rates, Convertible Bonds, and a Speculative Case for Bitcoin and Ethereum
In Plus Episode 393, we consider current U.S. interest rates and whether a member should lock in a mortgage now. Go to episode…
392 Plus: July 2022 Investment Conditions Commentary including Growth versus Value
In Plus Episode 392, we review economic trends, asset class valuations, and market internals as of early July 2022. We Go to episode…
391 Plus: Adaptive Model Portfolio Changes, Updated Return and Risk Assumptions, and the Peak Housing REIT
In Plus episode 391, we review the recent adaptive model portfolio changes to reduce equity exposure and lower credit risk Go to episode…
390 Plus: Why Stock Markets Rise, Analyzing Crowdfunded Real Estate, and Roofstock One
In Plus episode 390, we explore why stock markets generally appreciate over the long-term. We review how to analyze real Go to episode…
389 Plus: June 2022 Investment Conditions Audio Commentary
In Plus Episode 389, we review investment conditions as of early June 2022. Go to episode…
388 Plus: Expected Return Update, Direct Indexing, Strengthening Yen, and Two TIPS CEFs
In Plus Episode 388, we look at how Money For the Rest of Us is seeking to improve its process Go to episode…
387 Plus: BlockFi Trade, I Bonds, College Savings, and Comparing Funds and ETFs
In Plus episode 387, David explains why he closed his BlockFi Interest Account. We discuss how the level of real Go to episode…
386 Plus: Outperforming the Market, Financial Condition Indices, and Reducing Gold Exposure
In Plus episode 386, we explore what the phrase “outperform the market” means. We review several financial condition indices produced Go to episode…
385 Plus: May 2022 Investment Conditions and Who Is Selling?
In Plus episode 385, we look at current investment conditions and why now is not the time to panic. We Go to episode…
384 Plus: Survey Follow Up, A Stablecoin Collapse, and Trying to Analyze Ripple
On Plus 384, we provide some feedback on the Plus member survey and seek additional insight on how best to Go to episode…
383 Plus: Analyzing ETFs, the Debt Cycle, and Investing When Retiring Outside Your Home Country
In Plus Episode 383, we review the criteria for selecting and comparing ETFs. We discuss how to invest near-term living Go to episode…
382 Plus: How High Will Interest Rates Go, A New Portfolio Holding, and Setting Limit Prices
In Plus Episode 382, we review previous Federal Reserve tightening cycles to see when and at what level longer-term interest Go to episode…
381 Plus: April 2022 Investment Conditions and How To Worry Less About Your Portfolio
In Plus Episode 381, we review the latest investment conditions and consider the risks of central banks overcorrecting and raising Go to episode…
380 Plus: Why the Japanese Yen Is Falling and a Follow Up on Simplify ETFs including PFIX
In Plus Episode 380, we explore what is causing the Japanese yen to decline relative to the dollar and how Go to episode…
379 Plus: Recent Portfolio Trades, Inverted Yield Curves, and Maintaining a Homestead
This week on Plus Episode 379, David discusses recent changes to his portfolio including the addition of the Barings Corporate Go to episode…
378 Plus: A Frustrating Time To Invest and Did BulletShares Underperform?
In Plus Episode 378, we discuss the fear, uncertainty, and frustration we can feel investing in the current environment. We Go to episode…
377 Plus: March 2022 Investment Conditions and Why Bonds
In Plus Episode 377, we review investment conditions as of early March 2022 given the heightened level of certainty arising Go to episode…
376 Plus: Russia, Ukraine, Oil and the Energy Sector
In Plus Episode 376, we further consider the ramifications of Russia’s invasion of Ukraine. We also review the pros and Go to episode…
375 Plus: ARKK vs SPY, Blockchain ETFs, and an Analysis of DSL
In Plus Episode 375, we expand on the discussion regarding choosing between the ARK Innovation ETF and an S&P 500 Go to episode…
374 Plus: Portfolio Trade, A New Risk Parity ETF, and the Moonfare Private Equity Platform
In Plus Episode 374, David reviews why he reduced his exposure to Ether by half. We analyze the Ultra Risk Go to episode…
373 Plus: February 2022 Investment Conditions, Morningstar Ratings, and a Closed-End Fund Case Study
In Plus Episode 373, we review investment conditions as of early February 2022. We consider the three ways Morningstar ranks Go to episode…
372 Plus: Model Portfolios History, Performance, and Modified Endowment Contracts
In Plus Episode 372, we look at the purpose of the model portfolios, how they have evolved, and the historical Go to episode…
371 Plus: The Market Sell-off and Two Tactical Asset Allocation Services
In Plus Episode 371, we review some recent commentary by Jeremy Grantham on superbubbles as it relates to the current Go to episode…
Money For the Rest of Us Plus launched in December 2014. Consequently, MNY029 Plus is the first Plus episode. There are no Plus episodes that correspond to earlier episodes of Money For the Rest of Us.
