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You are here: Home / Money For the Rest of Us Plus Episodes

Money For the Rest of Us Plus Episodes

Money For the Rest of Us Plus is a weekly premium podcast that answers questions from members on a variety of investing and finance-related topics. New episodes are released on Saturday. Members can submit a question here for consideration in an upcoming Plus episode.

Here is a list of all of the Plus Episodes:

434 Plus: Model Portfolios Overview, Why DFJ, and Icahn Enterprises Follow Up

June 3, 2023DFJ,Icahn (Carl),IEP,model portfolios
In Plus episode 434, we review the Money For the Rest of Us Plus model portfolios, their history and howGo to episode…
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433 Plus: Wealth Trackers Review, How Many Bond Funds, Inflation and the Trillion Dollar Coin

May 20, 2023bonds,DBLFX,DBLTX,debt ceiling,DoubleLine,quantitative easing,quantitative trading,trillion dollar coin,wealth trackers
In Plus episode 433, we compare Kubera to Exirio. We discuss bond portfolio structure and compare the DoubleLine Core FixedGo to episode…
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432 Plus: Where To Invest In Bonds Now and a Cockroach Role-Based Portfolio

May 13, 2023bonds,cockroach portfolio,fixed income,permanent portfolios,role-based portfolios
In Plus episode 432, we compare investing in CDs, municipal bonds, investment grade corporate bonds, U.S. Treasuries, or TIPS inGo to episode…
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431 Plus: May 2023 Investment Conditions Commentary

May 6, 2023
In Plus episode 431, we provide an update on the U.S. banking crisis and its potential impact on the globalGo to episode…
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430 Plus: Merriman Two Fund For Life Portfolio and Premium Income Barrier ETFs

April 29, 2023AVUV,DFSVX,Merriman (Paul),outcome based ETFs,small cap stocks,small cap value,target date funds,target outcome indices,value investing,VTTHX
In Plus episode 430, we analyze the risk and reward of combining a target date retirement fund with a smallGo to episode…
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429 Plus: Stocks and Inflation, Emerging Markets Bonds

April 22, 2023Argentina,emerging markets bonds,inflation,inflation hedge,profits
In Plus episode 429, we consider how stocks perform during periods of high inflation by looking at the example ofGo to episode…
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428 Plus: CMBS Risks, ETF Replacements for Money Market Mutual Funds, and Comparing Two Value ETFs

April 15, 2023CMBS,commercial real estate,DSTL,money market funds,SYLD,U.S. Benchmark Series
In Plus episode 428, we explore how commercial mortgage-backed securities work. We look at ETF options that are similar toGo to episode…
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427 Plus: April 2023 Investment Conditions Commentary

April 8, 2023
In Plus episode 427, we review economic trends, asset class valuations, and financial market trends in light of the bankingGo to episode…
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426 Plus: TIPS vs CDs, 1031 Exchange, and a Balanced Leveraged ETF Portfolio

April 1, 20231031 exchange,CDs,Delaware statuary trusts,DST,leveraged ETF,portable alpha,return stacking,TIPS,Treasury Inflation Protected Securities
In Plus episode 426, we analyze how to decide between 5-year TIPS or 5-year certificates of deposit. We explore howGo to episode…
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425 Plus: Bank Contagion Update, Mid Cap Value ETFs, SEC Yields, and Deciding When to Retire

March 18, 2023bank runs,mid cap stocks,retirement,retirement planning,small cap stocks
In Plus episode 425, we provide an update on the U.S. banking situation and the potential impact on financial marketsGo to episode…
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424 Plus: CLO ETF Trade, Bonds vs Stocks, Preferred Stock Dividends, and AI ETFs

March 11, 2023AI,artificial intelligence,bonds – why own,CLOA,IRBO,portfolio trades,preferred stocks,stock valuations
In Plus episode 424, we review a recent portfolio trade David made. We look at the valuations of stocks versusGo to episode…
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423 Plus: March 2023 Investment Conditions Commentary

March 4, 2023
In Plus episode 423, we review economic trends, asset class valuations, earnings expectations, and market internals as of early MarchGo to episode…
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422 Plus: A TIPS Trade, TIPS Taxes, Wash Sale Update, and Finding Alternative Investment Funds

February 25, 2023alternative investments,OID,original issue discount,tax-loss harvesting,TIPS,wash sales
In Plus episode 422, we discuss a recent TIPS purchase David made. We review how TIPS are taxed, including whatGo to episode…
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421 Plus: Follow Up to Hiring an Investment Advisor and DoubleLine’s New Bond ETF

February 18, 2023DBLTX,DBND,DFLEX,DoubleLine,financial advisors,investment advisors,TOTL
In Plus episode 421, we revisit a situation from Episode 389 in which a member was interviewing investment advisors toGo to episode…
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420 Plus: Member Case Study Follow-Up and AI Investing

February 11, 2023AI,artificial intelligence,member portfolio review,quantitative trading
In Plus episode 420, we follow up with two members featured in previous Plus episodes about what they chose toGo to episode…
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419 Plus: February 2023 Investment Conditions Commentary

February 4, 2023
In Plus episode 419, we review the current state of financial markets and the global economy. We also share ourGo to episode…
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418 Plus: Mortgage REIT Preferred Stock, Debt Ceiling Standoff, and Fallen Angel Bonds

January 28, 2023debt ceiling,fallen angels,high yield bonds,mortgage REITs,national debt,non-investment grade bonds,preferred stocks,REIT preferreds
In Plus episode 418, we review the current status of mortgage REITs and analyze the mortgage REIT preferred stock DavidGo to episode…
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417 Plus: Which Assets Now, How Much in Real Estate, Disinflation, Foreign Taxes, and CEFs

January 21, 2023asset allocation,closed-end funds,disinflation,dividends,real estate,taxes
In Plus Episode 417, we consider whether there is an optimal price to renter the S&P 500 Index or otherGo to episode…
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416 Plus: Updated Expected Return Assumptions, Will the Dollar Stay Strong, and More on Dollar Cost Averaging

January 14, 2023dollar cost averaging,expected returns,U.S. dollar
In Plus Episode 416, we review the methodology Money For the Rest of Us uses to develop expected returns forGo to episode…
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415 Plus: January 2023 Investment Conditions Commentary

January 7, 2023
In Plus episode 415, we review 2022 financial performance and discuss the current outlook based on year-end investment conditionsGo to episode…
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414 Plus: Emerging Markets Latin America Stocks, Bank Safety and Investing Lump Sums

December 17, 2022banks,dollar cost averaging,emerging markets,expected returns,high yield savings,Latin America,lump sum
In Plus episode 414, we review the current valuations of Latin American stocks, deconstruct historical performance, and develop estimates forGo to episode…
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413 Plus: December 2022 Investment Conditions Commentary

December 10, 2022
In Plus episode 413, we review why investment conditions were upgraded to low neutral YELLOW from REDGo to episode…
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411 & 412 Plus: Floating Rate Treasuries, TFLO, Real Yield Curves, Trust, and GBTC

December 3, 2022floating rate bonds,floating rate Treasuries,GBTC,inverted yield curve,real yield curve,TFLO,yield curve
In this combined Plus episode 411 and 412, we explore how U.S. Treasury Floating Rate Notes work, and why theyGo to episode…
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410 Plus: TIPS Auction Results, Normal Interest Rates, 90/10 Portfolios, and Financial Independence

November 19, 2022Buffett (Warren),financial independence,interest rates,TIPS,Treasury Inflation Protected Securities
In Plus episode 410, we review the results from the recent TIPS auction that David participated in. We look atGo to episode…
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409 Plus: Buying TIPS at Auction, Building a TIPS Ladder, and Deciding Between Short-term and Long-term Bonds

November 12, 2022bonds (long duration),bonds (short-term),TIPS,Treasury auctions,Treasury Inflation Protected Securities,U.S. Treasury auctions
In Plus Episode 409, we introduce the Money For the Rest of Us affiliate program. We discuss the complexities ofGo to episode…
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408 Plus: November 2022 Investment Conditions Commentary

November 5, 2022
In Plus episode 408, we explore current asset class valuations, economic trends, and market internals to see what if anyGo to episode…
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407 Plus: More on Annuities, Real Estate, Yield Curve, Strong Dollar, and Zombie Firms

October 29, 2022annuities,crowdfunding,CrowdStreet,fixed income,fixed index annuities,Fundrise,international stocks,U.S. dollar,zombie firms
In Plus Episode 407, we continue our discussion on fixed annuities and fixed index annuities. We discuss real estate crowdfundingGo to episode…
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406 Plus: More on SVOL, Active Bond Funds, Vanguard Risk Rates, and Purchasing Real Estate in IRAs

October 15, 2022active bond funds,active vs passive investing,IRA,PUTW,real estate,self-directed IRA,SVOL,Vanguard,VIX
In Plus Episode 406, David provides more detail on why he sold the Simplify Volatility Premium ETF. We discuss howGo to episode…
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405 Plus: October 2022 Investment Conditions Commentary

October 8, 2022
In Plus episode 405, we review why overall investment conditions were downgraded to RED and whether investors should further reduceGo to episode…
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404 Plus: More on Bonds, Interest Rates, Monetary Velocity, and Inflation

October 1, 2022bonds,college savings,home mortgage,money supply,mortgage,velocity of money
In Plus Episode 404, we discuss paying down a mortgage early now that interest rates are higher. We answer aGo to episode…
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403 Plus: Is This Normal? Rate Increases, Negative Returns, and Owning Short-term versus Long-term Bonds

September 24, 2022bonds (long duration),bonds (short-term),Federal Funds rate,interest rates,monetary policy
In Plus Episode 403, we consider whether the current market volatility is normal compared to earlier periods of rising interestGo to episode…
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402 Plus: Buying TIPS, Taxes and Bonds, and Calculating Investment Returns

September 17, 2022dollar-weighted returns,IRR,municipal bonds,return on investment,ROI,taxes,time-weighted returns,TIPS,Treasury Inflation Protected Securities
In Plus Episode 402, we discuss purchasing individual Treasury Inflation Protection Securities versus TIPS ETFs. We look at how bondsGo to episode…
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401 Plus: September 2022 Investment Conditions Review

September 10, 2022
In Plus episode 401, we review the latest investment conditions including economic trends, the outlook for inflation, and asset classGo to episode…
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400 Plus: Annuities Follow Up, TIPS Underperformance, and Rights and Warrants

September 3, 2022immediate annuities,rights offering,TIPS,Treasury Inflation Protected Securities,warrants
In Plus episode 400, we answer a follow-up question on annuities from Plus episode 398. We look at why TreasuryGo to episode…
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399 Plus: Student Loan Forgiveness and Inflation, Building a Bond Ladder, a New High Yield Savings Account Offering

August 27, 2022bond ladder,bullet ETFs,inflation,Save,student loans
In Plus episode 399, we introduce the new Money For the Rest of Us glossary. We consider whether the BidenGo to episode…
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398 Plus: Immediate Annuities, Mortality Credits, Leveraged ETFs, and Valuing Pensions

August 20, 2022bond ladder,ETFs,immediate annuities,leveraged ETF,mortality credits,pensions,Social Security
In Plus episode 398, we analyze how much immediate annuity payments have increased as interest rates have risen. We reviewGo to episode…
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397 Plus: Wash Sales, Carried Interest, and Interval Funds

August 13, 2022carried interest,Fundrise,Sweater,tax-loss harvesting,wash sales
In Plus Episode 397, we look at what wash sales are and who polices them as it relates to taxGo to episode…
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396 Plus: August 2022 Investment Conditions

August 6, 2022
In Plus Episode 396, we review asset class valuations, economic trends, and market internals. We discuss the geopolitical risk betweenGo to episode…
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395 Plus: Is the U.S. in a Recession? and David’s Recent Portfolio Changes

July 30, 2022PFIX,portfolio trades,recession indicators,recessions
In Plus Episode 395, we analyze the U.S. Q2 GDP report, and other leading economic indicators to assess recession riskGo to episode…
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394 Plus: Share Buyback Timing, Contango vs Backwardation, and the Fundrise Growth Tech Fund

July 23, 2022backwardation,buyback yields,commodities,commodity futures,contango,Fundrise,stock buybacks
In Plus Episode 394, we look at whether corporate management repurchases stock shares when the price is low or whenGo to episode…
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393 Plus: Interest Rates, Convertible Bonds, and a Speculative Case for Bitcoin and Ethereum

July 15, 2022Bitcoin,convertible bonds,cryptocurrency,Ethereum,Eurodollar futures,interest rates,mortgage
In Plus Episode 393, we consider current U.S. interest rates and whether a member should lock in a mortgage nowGo to episode…
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392 Plus: July 2022 Investment Conditions Commentary including Growth versus Value

July 9, 2022growth stocks,value stocks
In Plus Episode 392, we review economic trends, asset class valuations, and market internals as of early July 2022. WeGo to episode…
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391 Plus: Adaptive Model Portfolio Changes, Updated Return and Risk Assumptions, and the Peak Housing REIT

June 25, 2022equity REITs,expected returns,model portfolio changes,model portfolios,private REITs
In Plus episode 391, we review the recent adaptive model portfolio changes to reduce equity exposure and lower credit riskGo to episode…
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390 Plus: Why Stock Markets Rise, Analyzing Crowdfunded Real Estate, and Roofstock One

June 11, 2022crowdfunding,GDP,Roofstock,stock market returns
In Plus episode 390, we explore why stock markets generally appreciate over the long-term. We review how to analyze realGo to episode…
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389 Plus: June 2022 Investment Conditions Audio Commentary

June 7, 2022
In Plus Episode 389, we review investment conditions as of early June 2022Go to episode…
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388 Plus: Expected Return Update, Direct Indexing, Strengthening Yen, and Two TIPS CEFs

May 28, 2022direct indexing,expected returns,Japanese yen,TIPS,WIA,WIW
In Plus Episode 388, we look at how Money For the Rest of Us is seeking to improve its processGo to episode…
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387 Plus: BlockFi Trade, I Bonds, College Savings, and Comparing Funds and ETFs

May 21, 2022BlockFi,college savings,ETFs,savings bonds,Series I savings bonds,TIPS
In Plus episode 387, David explains why he closed his BlockFi Interest Account. We discuss how the level of realGo to episode…
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386 Plus: Outperforming the Market, Financial Condition Indices, and Reducing Gold Exposure

May 14, 2022closed-end funds,financial condition indices,gold,outperforming the market
In Plus episode 386, we explore what the phrase “outperform the market” means. We review several financial condition indices producedGo to episode…
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Money For the Rest of Us Plus launched in December 2014. Consequently, MNY029 Plus is the first Plus episode. There are no Plus episodes that correspond to earlier episodes of Money For the Rest of Us.

J. David Stein
Darby Creek Advisors LLC
P.O. Box 68544 • Tucson, AZ • 85737

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