In Plus episode 563, we explore use cases for long-term Treasury securities today. We analyze the new iShares iBonds 1-5 Year TIPS Ladder ETF (LDRI). I explain why I continue to hold cash in my portfolio, sometimes referred to as dry powder. Finally, why we don't have a dedicated bank loan ETF in the model portfolios. Become a Member If you would like to listen to this episode of Money For the Rest of Us Plus, you can do so by becoming a Money For the Rest of Us Plus member. Learn … [Read more...]
483 Plus: Private Credit, BDCs, CLOs, Cash Balances and Is This Portfolio Too Aggressive
In Plus episode 483, we analyze the Virtus Private Credit ETF (VPC), which invests in business development companies (BDCs), leveraged loans, and collateralized loan obligations (CLOs). We review the characteristics of all those asset categories. We also discuss the appropriate cash balance for retirees and consider whether a retired member's portfolio has too much in stocks. Become a Member If you would like to listen to this episode of Money For the Rest of Us Plus, you can do so by … [Read more...]
483: Don’t Lose Access to Your Cash: Comparing Banks, Neobanks, and Fintech Platforms for Cash Savings
Millions of fintech app users have lost access to their cash. In this episode, we explain why this happened and show you how to protect yourself when placing cash with traditional banks, neobanks, and fintech platforms. Topics covered include: Show Notes CHAPTER 11 TRUSTEE’S INITIAL STATUS REPORT BY UNITED STATES BANKRUPTCY COURT CENTRAL DISTRICT OF CALIFORNIA SAN FERNANDO VALLEY DIVISION—CourtListener Fintech platform Synapse raises $33M to build ‘the AWS of banking’ by … [Read more...]
443 Plus: U.S. Debt Downgrade, Vanguard Cash Plus Account, and Crowdstreet Fraud
In Plus episode 443, we consider the repercussions of Fitch downgrading U.S. government debt and how to monitor the debt situation. We analyze Vanguard's new cash options. Finally, we review the recent fraud accusations for one of the real estate investments hosted on the Crowdstreet real estate platform. Become a Member If you would like to listen to this episode of Money For the Rest of Us Plus, you can do so by becoming a Money For the Rest of Us Plus member. Learn More About … [Read more...]
412: Where to Invest Your Cash Savings for Higher Yields
What are the best options for safely investing cash. Topics covered include: Show Notes a16z-backed Tellus wants to offer consumers a much better savings rate. Here’s how. by Mary Ann Azevedo—TechCrunch Factors Affecting Reserve Balances—U.S. Federal Reserve Liabilities and Capital: Liabilities: Earnings Remittances Due to the U.S. Treasury: Wednesday Level—FRED What if the Federal Reserve books losses because of its quantitative easing? by William B. English and Donald … [Read more...]
392: What Is Money and How to Use It
David and his son Camden hold a conversation about money, its attributes, how it's created, and how money differs from investments. Topics covered include: Part One Part Two Episode Sponsors Policygenius LinkedIn – Post your job for free Real Vision Related Episodes 424: Are More Bank Runs Coming? The Collapse of Silicon Valley Bank Transcript Download Episode 392 Part 1 Transcript Download Episode 392 Part 2 Transcript Part 1 David … [Read more...]
294 Plus: Mid Month Update, Is Cash Safe and Investing in Oil
In Plus episode 294 for the week of April 18, 2020, we review financial market performance and investment conditions as of mid-April. We also review what investment conditions were at the market bottom in March 2009 during the Great Financial Crisis. We discuss the rationale behind adding investment-grade corporate bonds at this time. We consider the safety of bank savings account and money market mutual funds. Finally, look at ways to speculate in oil and whether it is worth it. … [Read more...]
MNY108 Plus: REITs versus Crowdfunding, and Raising Cash
This week on Money For the Rest of Us Plus we discuss the differences between investing in real estate investment trusts and real estate deals on crowdfunding sites. I also answer member questions on raising cash to fund retirement expenses and raising cash based on market conditions. Finally, we discuss portfolios for a three to five year timeframe. The episode length is 15 minutes. … [Read more...]
