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You are here: Home / Archives for money

The Decade So Far: September 2025 Live Market Update

September 27, 2025 by Camden Stein · Updated November 24, 2025

In this livestream, recorded on September 25, 2025, we review how the forces of money, trust, technology, and climate change have evolved and interacted to impact the economy and asset class returns over the past six years. We also answered member questions on a variety of topics, including the money supply, mortgage-backed securities, private equity, and the public stock market, among others. Become a Member If you would like to listen to this episode of Money For the Rest of Us … [Read more...]

Filed Under: Money Plus Tagged With: climate change, livestream, money, technology, trust

533: How To Better Navigate Money, Time, Risk, and Uncertainty with Carl Richards

July 30, 2025 by Camden Stein · Updated August 7, 2025

David converses with renowned illustrator and financial philosopher Carl Richards on the abstraction of money, attentional capital, distinguishing risk from uncertainty, and the importance of taking microactions. Show Notes Behavior Gap Your Money: Reimagining Wealth in 97 Simple Sketches by Carl Richards Episode Sponsors Asset Camp Money for the Rest of Us Plus Related Episodes 496: Are You Taking Enough Aspirational Risk? 394: How to Get Better at Risk … [Read more...]

Filed Under: Podcast Tagged With: attention, decisions, money, risk, risk management, time, uncertainty, wu-wei

462: Now Should You Buy a Bitcoin ETF?

January 17, 2024 by David Stein · Updated February 2, 2024

We explore reasons for buying Bitcoin using one of the new Bitcoin ETFs. We also consider the risks. Topics covered include: Show Notes Statement on the Approval of Spot Bitcoin Exchange-Traded Products by Chair Gary Gensler—SEC Coinbase at the Center of Bitcoin ETF Draws Envy and Risks by Yueqi Yang and Olga Kharif—Bloomberg Federal Reserve Balance Sheet: Factors Affecting Reserve Balances - H.4.1—US Federal Reserve Episode Sponsors Long Angle is a private … [Read more...]

Filed Under: Podcast Tagged With: Bitcoin, Bitcoin futures, cryptocurrency, gold, money, money supply

392: What Is Money and How to Use It

June 29, 2022 by David Stein · Updated March 15, 2023

David and his son Camden hold a conversation about money, its attributes, how it's created, and how money differs from investments. Topics covered include: Part One Part Two Episode Sponsors Policygenius LinkedIn – Post your job for free Real Vision Related Episodes 424: Are More Bank Runs Coming? The Collapse of Silicon Valley Bank Transcript Download Episode 392 Part 1 Transcript Download Episode 392 Part 2 Transcript Part 1 David … [Read more...]

Filed Under: Podcast Tagged With: bank runs, cash, money, private money, public money

387: Why Most Money Fails

May 18, 2022 by David Stein · Updated October 28, 2025

How you should approach money given most of it either collapses or loses its purchasing power due to inflation. Topics covered include: Show Notes Intellabridge Power Women: Maria Eagleton, Mastercard-incubated Blockchain Company, is setting An Example For Women in Cryptocurrency by Shruti Sood—Morning Lazziness @kashdefi, Twitter post, May 7th, 2022 7:54 AM @kashdefi, Twitter post, May 8th, 2022 10:42 AM Terra Cryptocurrency TerraUSD Plunges as Investors Bail by … [Read more...]

Filed Under: Podcast Tagged With: Beanstalk, BlockFi, Kash, luna, money, stablecoins, Terra, Tether

316: Paper, Rocks, or Digits—What Makes the Best Money

September 30, 2020 by David Stein · Updated October 27, 2025

What are the elements of a successful monetary system. Topics covered include: Show Notes The island of stone money : Uap of the Carolines by William Henry Furness The Gold Standard, Deflation, and Financial Crisis in the Great Depression: An International Comparison by Ben Bernanke and Harold James The history (and future) of inflation ... by Jim Reid, Craig Nicol, Nick Burns, and Sahil Mahtani—Deutsche Bank Money: The True Story of a Made-Up Thing by Jacob … [Read more...]

Filed Under: Podcast Tagged With: cryptocurrency, deflation, gold, inflation, money, money history, money types

308: Coins and Cash: Shortages, Hoarding, and Threats

August 5, 2020 by David Stein · Updated October 26, 2021

What is the cause of the current U.S. coin shortage and when have there been other shortages. Why is there a push to get rid of both the penny and the hundred dollar bill. Topics covered include: How many coins does the U.S. Mint produce each year and why hasn't it been enough to avert a coin shortage in 2020.How the U.S. coin shortage in the early 1960s differs from today.How much profit does the U.S. Mint make producing coins even though it loses money minting both pennies and … [Read more...]

Filed Under: Podcast Tagged With: coin shortage, gold, hoarding, money, negative interest rates, seigniorage

300: Ray Dalio and the Changing World Order

May 27, 2020 by David Stein · Updated May 1, 2023

What are the forces that lead to the rise and fall of nations. Why does the U.S. appear to be in decline and what investors can do to prepare. Topics covered include: < Show Notes The Changing World Order: Where We Are and Where We're Going—Ray Dalio Episode Sponsors LinkedIn Learning Related Episodes 142: Why Are Some Countries Wealthier Than Others? 224: Mastering The Market Cycle 231: What Determines How Much You Make 260: Is This Why Interest Rates … [Read more...]

Filed Under: Podcast Tagged With: Dalio (Ray), Federal Reserve, money, productivity, reserve currency, wealth

285: Money is Debt

January 29, 2020 by David Stein · Updated May 19, 2021

Money can be used to purchase things now or saved to purchase things later. If individuals want to save their money to purchase things in the not too distant future, they can invest in what are known as cash equivalents. These include savings accounts at banks or money market mutual funds. Cash equivalents pay a little bit of interest while also having price stability in that the value of deposits varies little from day-to-day. Money Is Debt Backed By Debt Gary Gorton, Professor of … [Read more...]

Filed Under: Podcast Tagged With: bank runs, counterfeit money, debt, financial crisis, money, money creation, money market funds, money market operations, U.S. Treasuries, U.S. Treasury bonds

281: Four Forces That Will Shape The Next Decade

December 18, 2019 by David Stein · Updated October 27, 2025

This decade that is coming to a close has been rewarding for investors. The 2010s were marked by a slow but prolonged economic recovery following the Great Financial Crisis of 2008 and 2009. The U.S. began the decade with an unemployment rate of 10%. Now it is 3.5%. The current U.S. economic expansion is the longest in U.S. history. Stock and Bond Return Expectations Against that backdrop, global stock markets as measured by the MSCI All Country World Index in U.S. dollar terms … [Read more...]

Filed Under: Podcast Tagged With: change, climate change, money, money creation, renewable energy, technology, trust

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