In Plus episode 443, we consider the repercussions of Fitch downgrading U.S. government debt and how to monitor the debt situation. We analyze Vanguard's new cash options. Finally, we review the recent fraud accusations for one of the real estate investments hosted on the Crowdstreet real estate platform. … [Read more...]
406 Plus: More on SVOL, Active Bond Funds, Vanguard Risk Rates, and Purchasing Real Estate in IRAs
In Plus Episode 406, David provides more detail on why he sold the Simplify Volatility Premium ETF. We discuss how all bond investing involves some active decisions and why an investor would consider an active bond mutual fund. We compare two Vanguard mutual funds with different risk ratings. Does a conservative fund losing more money this year than a more aggressive fund signify Vanguard's risk ratings are wrong? Finally, we explore how to purchase real estate using the funds in an … [Read more...]
390: Are BlackRock and Vanguard Too Big and Powerful?
How big index fund and ETF providers have increased their sway over publicly-traded companies while potentially discouraging competition. What can be done about it? Topics covered include: How market share for assets under management has become increasingly concentrated with big fund complexes like Vanguard and BlackRockWhat is a fiduciary relationship and how do asset managers serve as fiduciariesWhy do investors in index funds and ETFs have no input as to how fund sponsors vote on … [Read more...]
223 Plus: ETFs vs Index Funds, Vanguard vs Others and Collateralized Fund Obligations
This week September 29, 2018, we compare investing in ETFs to index mutual funds. We also look at whether Vanguard is a better choice than other brokerage options. Finally, we explore a collateralized fund obligation that is backed by private equity cashflows. … [Read more...]
MNY152 Plus: Calculating Spending Rates and Vanguard Life Strategy Funds
This week April 8, 2017 on Money For the Rest of Us Plus we look at the mechanics of calculating retirement spending rates. We also compared the Vanguard Life Strategy Funds to the model portfolios found on Money For the Rest of Us Plus. … [Read more...]