Should you borrow money to magnify returns in your 401 (k), IRA, or other tax-deferred retirement account? We examine Basic Capital, which allows investors to leverage their retirement account investments. We also explore how the wealthy don't use debt to generate wealth but to manage it. Show Notes Basic Capital This 30-Year-Old’s Startup Is Bringing Leverage to 401(k) Savers by Suzanne Woolley—Bloomberg This startup is offering mortgages for 401(k)s by Liz … [Read more...]
406 Plus: More on SVOL, Active Bond Funds, Vanguard Risk Rates, and Purchasing Real Estate in IRAs
In Plus Episode 406, David provides more detail on why he sold the Simplify Volatility Premium ETF. We discuss how all bond investing involves some active decisions and why an investor would consider an active bond mutual fund. We compare two Vanguard mutual funds with different risk ratings. Does a conservative fund losing more money this year than a more aggressive fund signify Vanguard's risk ratings are wrong? Finally, we explore how to purchase real estate using the funds in an … [Read more...]
MNY116 Plus: Gold-backed Currencies, Self-Directed IRAs and Age-Adjusting Portfolios
This week on Money For the Rest of Us Plus we look at whether the ruble and yuan are backed by gold as some claim. Also, what does it mean to be on the gold standard? We also answer a member's question regarding owning gold in a tax-deferred retirement account. Finally, we discuss how to adjust one's allocation as they age or approach a specific event such as the need to pay for college. The episode length is 21 minutes. … [Read more...]
