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You are here: Home / Archives for speculations

543: Hoarding, FOMO, and Zcash: A Private Bitcoin

October 29, 2025 by David Stein · Updated November 11, 2025

What’s the difference between hoarding and investing? There’s a reason markets built on productive assets—like stocks and bonds—are far larger than hoarding markets such as gold and cryptocurrency. In this episode, David explores why that is, and shares why he recently bought Zcash, and how it’s both similar to and different from Bitcoin. Show Notes Zcash CoinGecko The Largest Companies by Market Cap in October 2025—The Motley Fool (Accessed October 2025) DOJ Seizes $15 … [Read more...]

Filed Under: Podcast Tagged With: Bitcoin, cryptocurrency, hoarding, speculations, zcash

448 Plus: Speculations, Automating Investments DRIPS, and Purchasing Land in Mexico

September 23, 2023 by David Stein · Updated October 30, 2023

In Plus episode 448, we discuss speculations in marijuana stocks and AI. We explore how dividend reinvestment programs work, and the benefits of making sure there is congruence between one's personality and how one invests. Finally, we discuss what to consider when purchasing and developing a property in Mexico or another country. … [Read more...]

Filed Under: Money Plus Tagged With: AI, automated investing, DRIPs, marijuana stocks, real estate, speculations

263: Should You Invest In Gold?

August 7, 2019 by David Stein · Updated October 14, 2025

With gold at a six-year high, is now the time to invest? What determines the price of gold and what are ways one can invest in this precious metal? We also explore whether gold is an effective inflation hedge and store of value. In this episode you’ll learn: How has gold performed as an investment over different time periods. How gold has outperformed inflation, but has not been a great inflation hedge. What are the challenges to gold being a safe haven How gold's … [Read more...]

Filed Under: Podcast Tagged With: gold, gold performance, gold prices, inflation hedge, safe haven, speculations, store of value

193 Plus: Pensions, Bankruptcy Risk and Speculation

February 24, 2018 by David Stein · Updated July 17, 2023

This week February 24, 2018 on Money For the Rest of Us Plus, we clarify the importance of understanding a pension's funding status before choosing the pension via a lump sum payment. We also clarify the risk of investing in crowdfunding platforms in the case of bankruptcy. We explore how investments with positive expected returns can be speculative for individuals and how to manage that speculative risk. Finally, we discuss asset allocation for accounts designated for children. … [Read more...]

Filed Under: Uncategorized Tagged With: asset allocation, bankruptcy, children, crowdfunding, PeerStreet, speculations

191 Plus: Market Sell-Offs and Emotional Investors

February 10, 2018 by David Stein · Updated May 12, 2021

This week February 10, 2018 on Money For the Rest of Us Plus, we look at how frequently market corrections occur. We analyze how the current sell-off has impacted market internals, such as trend, momentum and the level of fear. Then we look at fundamental data such as earnings and inflation to see if there has been any deterioration to justify further market declines. We look at data from Jack Bogle's expected stock market return model to see that over a 10-year period the stock market … [Read more...]

Filed Under: Uncategorized Tagged With: closed-end funds, speculations, stock market losses, valuations

165: Why Do We Invest? It’s Not Just For Return

July 19, 2017 by David Stein · Updated March 12, 2024

How corporations evaluate and use investment capital provided by individuals. Why companies find it easier to buy back stock rather than invest in capital projects. In this episode you’ll learn: What is an autocallable contingent note. How do companies create value. What is a company's cost of capital. What is net present value and internal rate of return. What is the difference between finance and accounting. How stock buy-backs increase a firm's value. What is … [Read more...]

Filed Under: Podcast Tagged With: Desai (Mihir A.), speculations, structured note, value creation

143: Are You Investing, Speculating or Gambling?

February 1, 2017 by David Stein · Updated February 27, 2023

What is the difference between investing, speculating and gambling. Why binary options trading is gambling. In this episode you'll learn: What are effective theories. How do binary options work. What is the difference between investing, speculating and gambling. How can we identify our strengths. Show Notes Video of Campeche uphill climb Effective Theory - Lisa Randall - Edge Searching for particles on a benchtop - profile of Andrew Geraci - The … [Read more...]

Filed Under: Podcast Tagged With: binary options, effective theories, gambling, options, speculations

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