Money for The Rest of Us

Investment help and financial guidance for the rest of us.

  • Podcast
  • Guides
        • Asset Classes

        • A Complete Guide to Investing in I Bonds and TIPS (2025)
        • A Complete Guide to Equity REIT Investing
        • A Complete Guide to Mortgage REIT Investing
        • A Complete Guide to Investing in Gold
        • A Complete Guide To Investing In Convertible Bonds
        • Investing in Bitcoin, Oil, and Volatility ETFs
        • Carbon Investing and its Effect on Climate Change
        • Farmland Investing
        • The Opportunity and Risk of Frontier Markets
        • Investment Vehicles

        • A Complete Guide to Investment Vehicles
        • How to Invest in Closed-End Funds
        • What Are SPACs and Should You Invest in Them?
        • Economics and Strategy

        • A Complete Guide to Understanding and Protecting Against Inflation
        • Why You Should Rebalance Your Portfolio
        • What Is Risk vs Uncertainty?
        • Tail Events and Tail Risk
        • Understanding Web3 Investing
        • General

        • David's Most Influential Books
        • Topic Index
        • Glossary
  • Model Portfolios
        • Model Portfolios

        • Ultra Conservative Model Portfolio
        • Conservative Model Portfolio
        • Moderate Model Portfolio
        • Moderately Aggressive Model Portfolio
        • Aggressive Model Portfolio
        • Role-based Model Portfolio
        • Equity Model Portfolio
        • Income Model Portfolio
        • Fixed Income Model Portfolio
        • Implementation

        • Model Portfolio Overview and FAQ
        • Model Portfolio Example Video
        • How to Select and Implement a New Portfolio Mix
        • Determining Whether To Sell A Taxable Holding
        • Portfolio Rebalancing
        • Calculating Investment Performance
        • Portfolio Resources

        • David’s Current Portfolio
        • David's Portfolio Trades
        • Model Portfolios Performance and Risk
        • Model Portfolio Holding Explanations
        • Model Portfolio Changes
        • Model Portfolio Alternatives for UCITS, TSP, and Others
        • Example Index Mutual Funds and ETFs
  • Members
        • General Resources

        • Plus Member Home
        • Member - Getting Started Guide
        • Member Forums
        • Submit A Question to the Plus Podcast
        • Member Tools and Downloads
        • Analysis Tools

        • Current Investment Strategy Report
        • Plus Premium Podcast
        • Categorizing Your Portfolio Spreadsheet
        • Asset Allocation Model (Spreadsheet)
        • Retirement Planning Calculator
        • Retirement Spending Calculator
        • All Investment Conditions Reports
        • Courses

        • Asset Allocation and Portfolio Lessons
        • Investing in Closed-End Funds
  • Join
  • Log In
You are here: Home / Podcast / 168: Is Life More Difficult For Millennials?

168: Is Life More Difficult For Millennials?

August 9, 2017 by David Stein · Updated March 12, 2024

How being a millennial is both different and the same from young adults of earlier generations.

Image by rawpixel.com
Image by rawpixel.com

In this episode you’ll learn:

  • How do Millennials differ from young adults in earlier generations.
  • How large is the student loan debt burden
  • Why is housing more expensive today.
  • What is the paradox of choice.

Show Notes

Dollars and Sense LA – Money For the Rest of Us post

The Changing Economics and Demographics of Young Adulthood – U.S. Census Bureau

New US homes today are 1,000 square feet larger than in 1973 and living space per person has nearly doubled – Mark J. Perry – AEI

Exile Lifestyle by Colin Wright

Student Debt and the Class of 2015 – Institute for College Access & Success

$78,000 of Debt for a Harvard Theatre Degree – New York Times

The Paradox of Choice: Why More Is Less by Barry Schwartz

The Paradox of Choice, 10 Years Later – Pacific Standard

You’re Arrived – Seth Godin

Feels Risky – Seth Godin

Sponsors

Wunder Capital

Become a Better Investor With Our Investing Checklist

Become a Better Investor With Our Investing Checklist

Master successful investing with our Checklist and get expert weekly insights to help you build your wealth with confidence.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Related Episodes

307: Income Share Agreements—Good for Students or Investors?

327: Is Student Loan Forgiveness A Good Idea?

Transcript

Ready to get serious about your investing?

Access professional-grade portfolio tools, training, and a community to help you stay on track, tune out the noise, and grow your wealth with confidence.

Learn How

Filed Under: Podcast Tagged With: demographics, income inequality, millennials

Contact | Team | Topic Index


Darby Creek Advisors LLC
P.O. Box 68544 • Tucson, AZ • 85737

Copyright © 2025 • Disclosures, Privacy Policy, and Cookie Policy • Site by Tempora

Manage Cookie Consent

We use cookies to optimize our website, marketing, and services. 

Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
  • Manage options
  • Manage services
  • Manage {vendor_count} vendors
  • Read more about these purposes
View preferences
  • {title}
  • {title}
  • {title}
Manage Cookie Consent
We use cookies to optimize our website, marketing, and services. We never sell users' data.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
  • Manage options
  • Manage services
  • Manage {vendor_count} vendors
  • Read more about these purposes
View preferences
  • {title}
  • {title}
  • {title}