Money for The Rest of Us

Investment help and financial guidance for the rest of us.

  • Podcast
  • Guides
        • Asset Classes

        • A Complete Guide to Investing in I Bonds and TIPS (2025)
        • A Complete Guide to Equity REIT Investing
        • A Complete Guide to Mortgage REIT Investing
        • A Complete Guide to Investing in Gold
        • A Complete Guide To Investing In Convertible Bonds
        • Investing in Bitcoin, Oil, and Volatility ETFs
        • Carbon Investing and its Effect on Climate Change
        • Farmland Investing
        • The Opportunity and Risk of Frontier Markets
        • Investment Vehicles

        • A Complete Guide to Investment Vehicles
        • How to Invest in Closed-End Funds
        • What Are SPACs and Should You Invest in Them?
        • Economics and Strategy

        • A Complete Guide to Understanding and Protecting Against Inflation
        • Why You Should Rebalance Your Portfolio
        • What Is Risk vs Uncertainty?
        • Tail Events and Tail Risk
        • Understanding Web3 Investing
        • General

        • David's Most Influential Books
        • Topic Index
        • Glossary
  • Model Portfolios
        • Model Portfolios

        • Ultra Conservative Model Portfolio
        • Conservative Model Portfolio
        • Moderate Model Portfolio
        • Moderately Aggressive Model Portfolio
        • Aggressive Model Portfolio
        • Role-Based Model Portfolio
        • Equity Model Portfolio
        • Income Model Portfolio
        • Fixed Income Model Portfolio
        • Implementation

        • Model Portfolio Overview and FAQ
        • Model Portfolio Example Video
        • How to Select and Implement a New Portfolio Mix
        • Determining Whether To Sell A Taxable Holding
        • Portfolio Rebalancing
        • Calculating Investment Performance
        • Portfolio Resources

        • David’s Current Portfolio
        • David's Portfolio Trades
        • Model Portfolios Performance and Risk
        • Model Portfolio Holding Explanations
        • Model Portfolio Changes
        • Model Portfolio Alternatives for UCITS, TSP, and Others
        • Example Index Mutual Funds and ETFs
  • Members
        • General Resources

        • Plus Member Home
        • Member - Getting Started Guide
        • Member Forums
        • Submit A Question to the Plus Podcast
        • Member Tools and Downloads
        • Analysis Tools

        • Current Investment Strategy Report
        • Plus Premium Podcast
        • Categorizing Your Portfolio Spreadsheet
        • Asset Allocation Model (Spreadsheet)
        • Retirement Planning Calculator
        • Retirement Spending Calculator
        • All Investment Conditions Reports
        • Courses

        • Asset Allocation and Portfolio Lessons
        • Investing in Closed-End Funds
  • Join
  • Log In
You are here: Home / Most Influential Books

Most Influential Books

This is the list of financial books that have had the greatest impact on David’s thinking about money, investing, and the economy in the past decade.

Investing 

  • Adaptive Markets: Financial Evolution at the Speed of Thought – Andrew W. Lo
  • The Wisdom Of Finance: Discovering Humanity in the World of Risk and Return – Mihir Desai
  • The Misbehavior of Markets: A Fractal View of Financial Turbulence – Benoit Mandelbrot
  • Mastering the Market Cycle: Getting the Odds on Your Side – Howard Marks
  • The Missing Billionaires: A Guide to Better Financial Decisions by Victor Haghani and James White

Risk Management

  • An Economist Walks into a Brothel: And Other Unexpected Places to Understand Risk – Allison Schrager
  • Thinking in Bets: Making Smarter Decisions When You Don’t Have All the Facts – Annie Duke
  • Safe Haven: Investing for Financial Storms – Mark Spitznagel 
  • Antifragile – Nassim Nicholas Taleb
  • Optimal Illusions: The False Promises of Optimization – Coco Krumme

Central Banks and Money

  • Money: The True Story of a Made-Up Thing – Jacob Goldstein
  • The End of Alchemy: Money, Banking, and the Future of the Global Economy – Mervyn King
  • The Money Problem: Rethinking Financial Regulation – Morgan Ricks
  • Exorbitant Privilege: The Rise and Fall of the Dollar and the Future of the International Monetary System – Barry Eichengreen

Economics

  • Narrative Economics: How Stories Go Viral and Drive Major Economic Events – Robert Shiller
  • The End of Theory: Financial Crises, the Failure of Economics, and the Sweep of Human Interaction – Richard Bookstaber

Retirement Planning

  • Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement – Wade Phau
  • Are You a Stock or a Bond?: Identify Your Own Human Capital for a Secure Financial Future – Moshe A. Milevsky

Contact | Team | Topic Index


Darby Creek Advisors LLC
P.O. Box 68544 • Tucson, AZ • 85737

Copyright © 2026 • Disclosures, Privacy Policy, and Cookie Policy • Site by Tempora

Manage Cookie Consent

We use cookies to optimize our website, marketing, and services. 

Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
  • Manage options
  • Manage services
  • Manage {vendor_count} vendors
  • Read more about these purposes
View preferences
  • {title}
  • {title}
  • {title}
Manage Cookie Consent
We use cookies to optimize our website, marketing, and services. We never sell users' data.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
  • Manage options
  • Manage services
  • Manage {vendor_count} vendors
  • Read more about these purposes
View preferences
  • {title}
  • {title}
  • {title}