“This cohort was a game-changer for me! It clarified my portfolio’s risk profile, set realistic expectations, and helped me explore the key scenarios in my retirement plan. I now have a clearer picture of the gaps, and what my portfolio needs to deliver.”
– J. Hammond
Portfolio Reviews Are Complex, Intimidating, and Easy to Put Off.
I Want to Fix That.
You already know you need to review or rebalance your portfolio from time to time.
What stops you likely isn’t a lack of information.
It’s uncertainty in the face of complexity: too many accounts, conflicting holdings, uncertainty regarding taxes, which assets in which account type.
Second-guessing so many choices can lower confidence that the final portfolio is right for your goals, risk tolerance, and stage of life.
Money for the Rest of Us
Live Portfolio Cohort
Work with me, David Stein, host of the Money for the Rest of Us podcast, in real time to build a revised portfolio you can explain and defend, overcoming complexity with live guidance and feedback. End with a better portfolio, a clear implementation plan and a review framework for the rest of your investing life.
Who Is It For?
This cohort is for individual investors who are retired, or plan to retire soon, and want to:
- Clean up your portfolio, but haven’t done it yet
- Be able to explain the portfolio holdings you own
- Stop sitting on portfolio decision you keep deferring
- Be more confident in your portfolio strategy
- Have a simple, repeatable process for making updating your holdings
What Will We Do Together?
Together we will walk through and make specific decisions for your portfolio and process. You will:
- Calculate and confirm you are on track with your retirement goals
- Find your loss capacity and loss aversion, applying it to your portfolio
- Learn how to build expected return and volatility assumptions
- Evaluate current risks to, and opportunities for, you in the markets
- Learn and decide which assets should be in which accounts
- Assess making sell or hold calls on your taxable holdings
- Leverage AI systems to improve and simplify your portfolio process
- And more
Work With and Learn From a Proven Investment Mentor
Our last session was a big success.
Led by an institutional investor who managed billions
David Stein spent nine years as Chief Investment Strategist and Chief Portfolio Strategist at FEG Investment Advisors, a $15 billion institutional advisory firm where he advised and managed investments for endowments, foundations, and high-net-worth families.
For the past 12 years, he has done the same work in public through the Money for the Rest of Us podcast (over 25 million downloads), a McGraw-Hill book, and a membership community that has helped thousands of investors
David strategized and invested through the Asian financial crisis, the dot-com bubble, the 2008 financial crisis and Great Recession, the 2020s’ COVID-19 pandemic and its subsequent market volatility, and every other economic moment that mattered between 1995 and today. The work you’ll see in Plus Membership is the same work he did for institutional clients, now built for serious individuals.
Live Portfolio Cohort Dates and Structure
Approximate Dates: August 3rd–20th 2026
All sessions will be recorded for later viewing.
The days below are examples. Exact weekdays/dates will be decided soon.
Mondays: Aug. 3, 10, 17
12:00PM–1:30PM ET
Hands-on instruction and examples as we work through the portfolio rebalancing process.
There will be time for questions.
Thursdays: Aug. 6, 13, 20
12:00PM–1:00PM ET
A review of portfolio work done on your own, with ample opportunities for questions and discussions with me and other cohort members.
Work Days
This cohort expects that you will be completing personal portfolio work on your own between sessions.
There will also be access to, and expectations for some participation in, discussions and posts on our Circle community platform.
Get a Taste in Our Retirement Investing Q&A Webinar
August 3rd–20th 2026
Live Retirement Portfolio Cohort
- Join me, David Stein, over 3 weeks while we work on your retirement portfolio and learn the ins and outs of rebalancing your asset mix.
- Over 7 hours of live mentorship and opportunities to ask your direct questions
- Access exclusive cohort tools and a dynamic online community hub
- Includes full-access, one-year subscriptions to Money for the Rest of Us Plus and Asset Camp
This Cohort Is Capped At 10 Participants.
Join the Waitlist to get early registration, a $200 discount, and an exclusive email series about retirement investing.
The cohort includes a one-year subscription to Money for the Rest of Us Plus and Asset Camp, a $2450 value.
FAQ ▼
Q. What is your refund policy?
A. Because Live Cohorts take place in real time and participant seats are limited, seats vacated after a cohort begins generally cannot be filled by new participants. Accordingly, participants understand and agree that no refunds will be given once the cohort start date has passed. Any exception to this policy shall be made solely at the discretion of Money for the Rest of Us.
Q. What happens if I can’t attend a session?
A. All of our live sessions will be recorded and available to cohort participants for later viewing. You can also ask follow up questions on our online community platform, Circle.
Q. Do I need to share sensitive personal information in this cohort?
A. No. Live Cohorts can be completed without disclosing sensitive personal financial information. We strongly discourage participants from sharing, posting, requesting, or pressuring others to reveal sensitive personal financial information.
Q. I’m not retired. Can I still register and attend?
A. Yes, though you may find the experience less attuned to your situation and needs. We intend to do future Live Cohorts focused on different groups of investors as well.
Q. The price is too steep for me. Do you have scholarships?
A. Not for this specific cohort. We are sensitive to the fact that this price won’t be a fit for all of our community members. We are committed to the ideals of “the rest of us” and, in future cohorts, intend to provide scholarship opportunities.
Q. Are there discounts for current Plus Members and Asset Camp subscribers?
A. Yes. We appreciate members and subscribers of our other services. This Live Cohort also gives access to both Plus Membership and Asset Camp, so participants with one or both services will be given the discounts listed here.
Q. Will I be penalized in some way for not completing the tasks in the cohort or attending every session?
A. No. This is a volunteer cohort that offers you professional mentorship and structure for your portfolio review. Completion of tasks and attendance at sessions is completely up to you.
“[David] is knowledgeable, practical, mathematical, plain spoken and sometimes funny and philosophical.“
– Podcast Listener
Important Disclosures
Money for the Rest of Us Live Cohorts are educational programs offered by Darby Creek Advisors LLC dba Money for the Rest of Us. These Live Cohorts, including live online meetings, discussions, recordings, worksheets, files, replays, community discussions, and related materials, are considered part of our Products and are subject to our Disclosures, Privacy Policy, and Cookie Policy, including the General Education policy, Disclaimer, Refunds and Cancellation policy, and all other applicable terms on that page.
The Live Cohorts are provided for informational and educational purposes only and should not be construed as personalized investment advice, investment recommendations, legal advice, tax advice, or an offer to buy or sell securities. Participation in a cohort does not create an advisory, fiduciary, coaching, partnership, employment, or client relationship between you and Money for the Rest of Us, Darby Creek Advisors LLC, or any of its team members. The information provided in the cohort does not consider the economic status, tax situation, investment holdings, risk profile, or objectives of any specific participant. Participants remain solely responsible for their own financial, legal, tax, and investment decisions and should consult their own qualified advisers as needed. The model asset allocations, model portfolios, examples, worksheets, and discussions used in a cohort are hypothetical, educational, and general in nature and are not investment recommendations.
Any information, opinions, views, analyses, expectations, and return assumptions shared during a Live Cohort are subject to the same limitations that apply elsewhere on Money for the Rest of Us. We do not guarantee the accuracy or completeness of information obtained from third parties, assume no obligation to update such information, and do not represent or warrant that any investment or portfolio will achieve any particular result or avoid losses. It is your responsibility to independently verify any information you choose to rely upon or act upon.
