“David has a soothing style that interjects thought-provoking ideas, concepts, and entertaining stories on broader topics that intertwine with life and investing.” – Max Wexler
Portfolio Reviews Are Complex, Intimidating, and Easy to Put Off.
I Want to Fix That.
You already know you need to review or rebalance your portfolio from time to time.
What stops you likely isn’t a lack of information.
It’s uncertainty in the face of complexity: too many accounts, conflicting holdings, uncertainty regarding taxes, which assets in which account type.
Second-guessing so many choices can lower confidence that the final portfolio is right for your goals, risk tolerance, and stage of life.
Money for the Rest of Us
Live Portfolio Cohort
Work with me, David Stein, host of the Money for the Rest of Us podcast, in real time to build a revised portfolio you can explain and defend, overcoming complexity with live guidance and feedback. End with a better portfolio, a clear implementation plan and a review framework for the rest of your investing life.
Who Is It For?
Our initial cohort is for individual investors who plan to retire in the next 5 to 10 years and want to:
- Clean up your portfolio, but haven’t done it yet
- Be able to explain the portfolio holdings you own
- Stop sitting on portfolio decision you keep deferring
- Be more confident in your portfolio strategy
- Have a simple, repeatable process for making updating your holdings
What Will We Do Together?
Together we will walk through and make specific decisions for your portfolio and process. You will:
- Calculate and confirm you are on track with your retirement goals
- Find your loss capacity and loss aversion, applying it to your portfolio
- Learn how to build expected return and volatility assumptions
- Evaluate current risks to, and opportunities for, you in the markets
- Learn and decide which assets should be in which accounts
- Assess making sell or hold calls on your taxable holdings
- Leverage AI systems to improve and simplify your portfolio process
- And more
Work With and Learn From a Proven Investment Mentor
This cohort may be new, but I’ve already helped thousands of investors through the Money for the Rest of Us.
Your Investing Guide
As the founder of Money for the Rest of Us, I have helped thousands of investors make better decisions over the past decade. My work has been referenced by NASDAQ, Forbes, Business Insider, Investopedia, and more.
Previously, I spent nearly two decades as an institutional investment advisor and portfolio manager. I was a managing partner at FEG Investment Advisors, a $15 billion investment advisory firm. At FEG, I served as Chief Investment Strategist and Chief Portfolio Strategist.
I’m is also the author of Money for the Rest of Us: 10 Questions to Master Successful Investing, which was published by McGraw-Hill.
Over 22 million downloads
Money for the Rest of Us has over 500 standard podcast episodes, over 400 Plus premium episodes, and a collective 22+ million downloads.
Award Winning and Industry Recognized
Money for the Rest of Us is the recipient of two Plutus Awards and has been featured in Forbes, Business Insider, Investopedia and more!
Effective Resources
My resources work. For example, 95% of my premium level Plus Members feel they now better understand financial markets and economic trends.
Standards We Follow
I don’t teach anything that I don’t believe in and use myself. I take our investing resources seriously, and I’m using them right alongside you.
Live Portfolio Cohort Dates and Structure
Dates: May 5th–May 22nd, 2026
All sessions will be recorded for later viewing.
Tuesdays: May 5th, 12th, 19th
12:00PM–1:30PM ET
Hands-on instruction and examples as we work through the portfolio rebalancing process.
There will be time for questions.
Fridays: May 8th, 15th, 22nd
12:00PM–1:00PM ET
A review of portfolio work done on your own, with ample opportunities for questions and discussions with me and other cohort members.
Work Days
This cohort expects that you will be completing personal portfolio work on your own between sessions.
There will also be access to, and expectations for some participation in, discussions and posts on our Circle community platform.
May 2026
Live Portfolio Cohort
- Join me, David Stein, over 3 weeks while we work on your portfolio and learn the ins and outs of rebalancing your asset mix.
- Over 7 hours of live mentorship and opportunities to ask your direct questions
- Access exclusive cohort tools and a dynamic online community hub
- Includes full-access, one-year subscriptions to Money for the Rest of Us Plus and Asset Camp
Registration for this session has closed.
The cohort includes a one-year subscription to Money for the Rest of Us Plus and Asset Camp, a $2450 value.
FAQ ▼
Q. What is your refund policy?
A. Because Live Cohorts take place in real time and participant seats are limited, seats vacated after a cohort begins generally cannot be filled by new participants. Accordingly, participants understand and agree that no refunds will be given once the cohort start date has passed. Any exception to this policy shall be made solely at the discretion of Money for the Rest of Us.
Q. What happens if I can’t attend a session?
A. All of our live sessions will be recorded and available to cohort participants for later viewing. You can also ask follow up questions on our online community platform, Circle.
Q. Do I need to share sensitive personal information in this cohort?
A. No. Live Cohorts can be completed without disclosing sensitive personal financial information. We strongly discourage participants from sharing, posting, requesting, or pressuring others to reveal sensitive personal financial information.
Q. I’m not within 5 to 10 years of retirement. Can I still register and attend?
A. Yes, though you may find the experience less attuned to your situation and needs. We intend to do future Live Cohorts focused on different groups of investors, such as retirees or mid-career working professionals.
Q. The price is too steep for me. Do you have scholarships?
A. Not for this specific cohort. We are sensitive to the fact that this price won’t be a fit for all of our community members. We are committed to the ideals of “the rest of us” and, in future cohorts, intend to provide scholarship opportunities.
Q. Are there discounts for current Plus Members and Asset Camp subscribers?
A. Yes. We appreciate members and subscribers of our other services. This Live Cohort also gives access to both Plus Membership and Asset Camp, so participants with one or both services will be given the discounts listed here.
Q. Will I be penalized in some way for not completing the tasks in the cohort or attending every session?
A. No. This is a volunteer cohort that offers you professional mentorship and structure for your portfolio review. Completion of tasks and attendance at sessions is completely up to you.
But we will have rewards for those that do attend/view every session and complete every task 😁
“[David] is knowledgeable, practical, mathematical, plain spoken and sometimes funny and philosophical.“
– Podcast Listener
Important Disclosures
Money for the Rest of Us Live Cohorts are educational programs offered by Darby Creek Advisors LLC dba Money for the Rest of Us. These Live Cohorts, including live online meetings, discussions, recordings, worksheets, files, replays, community discussions, and related materials, are considered part of our Products and are subject to our Disclosures, Privacy Policy, and Cookie Policy, including the General Education policy, Disclaimer, Refunds and Cancellation policy, and all other applicable terms on that page.
The Live Cohorts are provided for informational and educational purposes only and should not be construed as personalized investment advice, investment recommendations, legal advice, tax advice, or an offer to buy or sell securities. Participation in a cohort does not create an advisory, fiduciary, coaching, partnership, employment, or client relationship between you and Money for the Rest of Us, Darby Creek Advisors LLC, or any of its team members. The information provided in the cohort does not consider the economic status, tax situation, investment holdings, risk profile, or objectives of any specific participant. Participants remain solely responsible for their own financial, legal, tax, and investment decisions and should consult their own qualified advisers as needed. The model asset allocations, model portfolios, examples, worksheets, and discussions used in a cohort are hypothetical, educational, and general in nature and are not investment recommendations.
Any information, opinions, views, analyses, expectations, and return assumptions shared during a Live Cohort are subject to the same limitations that apply elsewhere on Money for the Rest of Us. We do not guarantee the accuracy or completeness of information obtained from third parties, assume no obligation to update such information, and do not represent or warrant that any investment or portfolio will achieve any particular result or avoid losses. It is your responsibility to independently verify any information you choose to rely upon or act upon.
