Where Do-It-Yourself Investors Get Unbiased Guidance
Plus Membership has everything you need to feel supported and make better investment decisions: market analysis, model portfolios, and answers to your questions.
“Money for the Rest of Us Plus is one of the best investments I have ever made.” – Uzi Kilon, Plus Member
You want to invest confidently and retire securely, but the knowledge, time, and energy it demands are overwhelming
Each month there are thousands of data points to review. What’s actually important and what can you safely ignore?
You know you need to review your portfolio, but you aren’t sure where to start or how to rebalance
Sifting through media noise and hype is confusing. What is reliable information in an ever-shifting landscape of opinion?
Plus Membership gives you the consistent and independent support you need to keep up, stay level-headed, and confidently manage your financial future.
Money for the Rest of Us Plus
Markets Are Active. We Keep Watch and Report On What’s Important.
Reduce stressful searches for market news and economic data points.
David’s Monthly Investment Conditions and Strategy Report gives you professional economic analysis and top-tier market data that help you make informed, measured decisions.
Model Portfolios That Inspire a Better Investment Plan
Help design and manage your investments with nine dynamic ETF model portfolios, tested through nearly a decade of real-world market cycles.
Plus, learn from David’s personal portfolio, trades, and his rationale for changes.
Access a Trusted Guide for Your Investment Journey
Don’t get turned in circles by media noise and investor hype.
Plus Podcast episodes, livestreams, and member forums provide access to a reliable investing mentor and network of fellow investors.
Pick Your Membership
Monthly
$50/month
–
- Access all Money for the Rest of Us Plus tools and content, including:
- Monthly Investment Strategy Reports
- Model Portfolios
- Plus Podcast Episodes
- Investment Lessons
- Exclusive Livestreams
- And More
Annual
$450/year
($37.50/month, billed annually)
- Access all Money for the Rest of Us Plus tools and content, including:
- Monthly Investment Strategy Reports
- Model Portfolios
- Plus Podcast Episodes
- Investment Lessons
- Exclusive Livestreams
- And More
- Save $150/year over Monthly
- Renews automatically; we’ll remind you first
Join Now and Your Membership Price Will Never Increase
The price for new Money for the Rest of Us Plus memberships periodically increases. By joining now, your membership rate will never change as long as you continue as a Plus member.
“This membership is the gift that keeps on giving whenever I receive a new Plus episode of the podcast, an investment report, or an interesting new forum post. I have never regretted joining!” – Ryan S., Plus Member
Your Investment Guide
David Stein is the founder of Money for the Rest of Us and has helped thousands of investors make better decisions over the past decade. His work has been referenced by NASDAQ, Forbes, Business Insider, Investopedia, and more.
Previously, David spent nearly two decades as an institutional investment advisor and portfolio manager. He was a managing partner at FEG Investment Advisors, a $15 billion investment advisory firm. At FEG, David served as Chief Investment Strategist and Chief Portfolio Strategist.
He is the author of Money for the Rest of Us: 10 Questions to Master Successful Investing, which was published by McGraw-Hill.
“I enjoy the way David explains how markets and financial concepts work and how to apply common sense ideas to investing. David has a soothing style that interjects thought-provoking ideas, concepts, and entertaining stories on broader topics that intertwine with life and investing.” – Max Wexler, Plus Member
Full List of Tools and Features ▼
A full list of Money for the Rest of Us Plus’ tools and features. You can also check out our introductory video.
- Monthly Investment Conditions and Strategy Report
- 9 model portfolios with specific ETF holdings and weights ranging from Ultra-Conservative to Aggressive
- Step-by-step video lessons on building and managing an institutional-quality investment portfolio
- Spreadsheets and calculators that help you analyze your existing portfolio and plan for the future
- Detailed monthly snapshot of David Stein’s personal investment portfolio, including his asset allocation weights, holdings, trades, and candid insights
- Your questions answered on the weekly Plus Podcast episodes, along with unlimited access to over 300 back episodes
- Ad-free access to the regular Money for the Rest of Us podcast
- Member forum where you can get your investing questions answered.
- Free access to Money for the Rest of Us standalone paid courses.
- Mobile access to audio and video content on the Money for the Rest of Us app
- Premium audio feed on your preferred podcasting app
- Written transcripts for regular and Plus podcast episodes
FAQ ▼
Q. Who is the target market?
A. Money for the Rest of Us Plus is for individuals who are serious about managing and growing their net worth by accessing professional-grade portfolio tools and training. Members are asset-class-focused and not interested in gimmicks or the latest hot stock picks. Members’ portfolio sizes range from less than $100,000 to over $5 million. More than 50% of members have investable assets greater than $1 million. Money for the Rest of Us Plus has a global membership that lives in the U.S., Canada, Europe, Australia, and elsewhere. Here is a demographic profile of Plus members.
Q. How often is new content added to Money for the Rest of Us Plus?
A. New content is added weekly. There is a new member-only Plus podcast episode on most weeks. Additional content added throughout the month includes the Investment Conditions and Strategy Report with audio commentary, David’s portfolio profile with audio commentary, and additional video and audio lessons as needed. Model portfolios are monitored and updated on an ongoing basis. The long-term asset allocation assumptions are updated on an as-needed basis, usually at least every six months.
Q. What happens after I purchase a membership?
As soon as you purchase your membership you will have immediate access to the full Money for the Rest of Us website. You’ll be taken to an introductory video that will give you an orientation of the plus content and how to get the most out of your membership. At the same time, you will also be sent two emails. One will be a receipt of your purchase. The other will be the first email in a series that will highlight different parts of your plus membership. If you have any questions you can reply to these emails and we will be happy to help.
Q. Will my membership automatically renew?
Monthly and annual Money for the Rest of Us memberships are set up to renew automatically. Monthly memberships will automatically renew each month. Annual memberships will renew each year (we’ll send you a reminder 7 days before). You can turn off auto-renew at any time and your membership will stay active until the end of your membership.
Q. What are your cancellation and refund policies?
A. You can cancel your monthly or annual membership anytime. Monthly memberships are not eligible for refunds.
For annual memberships, you can get a full refund if you cancel in the first 30 days by emailing us at member@moneyfortherestofus.com. No refunds are given for annual memberships after the first 30 days.
Q. Can I listen to the Plus episodes and other audio content on my mobile device or in my car while commuting?
A. Yes. Money for the Rest of Us Plus is optimized for mobile devices as more than 50% of members access content via their mobile phones or tablets. There is a member-only RSS feed for all audio content including the ad-free version of the regular podcast. This RSS feed can be added to most popular podcasting apps.
Q. Does Money for the Rest of Us Plus contain model portfolios for individuals with different goals, life stages, and risk profiles?
A. Yes. The site contains over a dozen model portfolios with specific ETF fund holdings weights ranging from “Ultra-Conservative” to “Aggressive” risk profiles. There are adaptive models that adjust based on market conditions and simple static models that do not change. Please note the model portfolios contain ETFs and mutual funds that trade on U.S. exchanges. There is a list of substitute UCITS holdings for European investors. The site also contains an asset allocation modeling spreadsheet so you can compare different asset allocation scenarios to evaluate their expected rates of return and risk of capital loss.
Q. Will I be able to see all of David Stein’s investment holdings?
A. Yes. You will also see his overall asset allocation weights and portfolio trades.
Q. Why does annual membership cost $450 per year?
A. Money for the Rest of Us Plus is not an investment newsletter. It is a comprehensive multi-media investment education platform with professional-grade portfolio tools and training. We draw upon institutional investment and economic research services that cost tens of thousands of dollars per year to access. To put it in perspective, an annual membership to Money for the Rest of Us Plus costs less than one credit hour at most U.S. 4-year colleges, which ranges from $230 to $1,150 according to the College Board.
Important Disclosures
The Information and opinions contained in Money for the Rest of Us are for educational purposes only. The Information does not consider the economic status or risk profile of any specific person.
The Information and opinions expressed should not be construed as investment/trading advice or investment recommendations and do not constitute an offer, or an invitation to make an offer, to buy and sell securities.
The Information and opinions contained on Money for the Rest of Us are for investment education and are considered general communications in the form of an online financial newsletter / broadcast video and audio shown to the general public.
The model asset allocations and model portfolios on the site are hypothetical examples and not investment recommendations. Individuals who are considering applying the model asset allocations and model portfolios to their individual situations should consider their other assets, income, and investments such as home equity, individual retirement plan assets, savings accounts, and interest in other qualified and non-qualified plans.
The Information on Money for the Rest of Us was obtained from various sources. Darby Creek Advisors LLC does not guarantee the accuracy or completeness of such Information provided by third parties. Money For the Rest of Us and Darby Creek Advisors LLC assumes no obligation to update this information or to advise on further developments relating to it.
Any return expectations provided for individual asset categories, model asset allocations, or model portfolios are not intended as, and must not be regarded as, a representation, warranty, or prediction that an investment will achieve any particular rate of return over any particular time period or those investors will not incur losses.
