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You are here: Home / Archives for asset allocation

MNY092 Plus: Hedges and Timing An Asset Allocation Shift

January 30, 2016 by David Stein · Updated April 29, 2021

This week on Money For the Rest of Us Plus I answer a member's questions regarding using bonds as a hedge against a market downturn. I also answer a member question regarding the timing of a shift to a new long-term asset allocation. The episode length is 16 minutes. … [Read more...]

Filed Under: Money Plus Tagged With: asset allocation, hedging

MNY090 Plus: Asset Allocation In A Low Return World

January 9, 2016 by David Stein · Updated April 29, 2021

This week on Money For the Rest of Us Plus I address some asset allocation issues raised in recent forum posts. In particular, I address why low real expected returns require investors to both save more and take on additional portfolio risk, which means having the patience to suffer through bad times like we experienced this past week in the stock market. The episode length is 16 minutes. … [Read more...]

Filed Under: Money Plus Tagged With: asset allocation

MNY089 Plus: Smart Beta and Asset Allocation Assumptions

January 2, 2016 by David Stein · Updated April 29, 2021

This week on Money For the Rest of Us Plus I discuss whether smart beta is the same as active management. I also share why rebalancing is an active investment strategy. Finally, I review a recent paper by Jack Bogle with evidence supporting the validity of the asset allocation assumption methodologies on the Hub. The episode length is 19 minutes. … [Read more...]

Filed Under: Money Plus Tagged With: asset allocation, smart beta

MNY084 Plus: Timing For Shifting From Stocks To Bonds

November 28, 2015 by David Stein · Updated April 29, 2021

This week on Money For the Rest of Us Plus I answer a Hub member's question about asset allocation. He wants to reduce his allocation to stocks in favor of bonds but is unsure whether he should do it all at once or average into bonds over time. I also answer a question about starting a business. Finally, I provide an update on my peer-to-peer lending activities and one strategy on Lending Club that doesn't work. The episode length is 17 minutes. … [Read more...]

Filed Under: Money Plus Tagged With: asset allocation

MNY082 Plus: Adding Asset Classes and Dealing With Underperformers

November 14, 2015 by David Stein · Updated April 29, 2021

This week's Money For the Rest of Us Plus episode discusses how to use some of the tools on the Hub to adjust your portfolio allocation. We also discuss how to handle underperforming asset classes, and look at some updated valuation data for MLPs. The episode length is 21 minutes. … [Read more...]

Filed Under: Money Plus Tagged With: asset allocation, MLPs

How Dividends and Their Growth Rate Equal Total Return

October 29, 2015 by David Stein · Updated June 23, 2020

This video goes through an example of how combining an investment's dividend yield with its dividend growth rate is a good estimate of an investment's total return. This is the approach used in developing expected returns for real estate investment trusts and master limited partnerships. … [Read more...]

Filed Under: Audio and Video Lessons, Video Tagged With: asset allocation

80: Investing Means Getting Lost

October 28, 2015 by David Stein · Updated November 23, 2021

Don't be overwhelmed or play it too safe when it comes to investing and living. In this episode you'll learn: Why having too many choices is overwhelming.Why being overly safe in your investing might actually be losing you money.How to keep investing from being overwhelming.Why we need to have doubt and uncertainty to prevent overconfidence.Why we sometimes need help with our investing. Show Notes Why Too Much Choice Is Stressing Us Out - The Guardian The … [Read more...]

Filed Under: Podcast Tagged With: asset allocation, asset classes, simplicity

MNY075 Plus: Asset Allocation Challenges

September 26, 2015 by David Stein · Updated April 29, 2021

This week's Money For the Rest of Us Plus episode discusses some of the challenges in coming up with reasonable asset allocation assumptions. The episode length is 15 minutes. … [Read more...]

Filed Under: Money Plus Tagged With: asset allocation

75: We Have To Invest Somewhere

September 23, 2015 by David Stein · Updated November 23, 2021

The biggest challenge facing Money For the Rest of Us listeners is how to allocate their assets in order to be able to retire. In this episode, I discuss how I am going to help you overcome that challenge. Photo by J.D. Stein In this episode you'll learn: How diversification can be misused.The big asset allocation mistake I made with a former university client.The current environment for non-investment grade bonds.Content I will be providing to help you with asset … [Read more...]

Filed Under: Podcast Tagged With: asset allocation

34: Investing Rules of Thumb

December 10, 2014 by David Stein · Updated November 2, 2021

Why simple investment rules are more accurate than complex formulas. Photo by Chris Perello In this episode, you'll learn: What determines where a hit baseball will land and how we use the gaze heuristic to catch it.Under what conditions are rules of thumb more accurate than manual calculations.How Harry Markowitz, Nobel Prize winner for his work on Modern Portfolio Theory, used a rule of thumb to determine the asset allocation for his retirement portfolio.Why dividing … [Read more...]

Filed Under: Podcast Tagged With: asset allocation

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