Money for The Rest of Us

Investment help and financial guidance for the rest of us.

  • Podcast
  • Guides
        • Asset Classes

        • A Complete Guide to Investing in I Bonds and TIPS (2025)
        • A Complete Guide to Equity REIT Investing
        • A Complete Guide to Mortgage REIT Investing
        • A Complete Guide to Investing in Gold
        • A Complete Guide To Investing In Convertible Bonds
        • Investing in Bitcoin, Oil, and Volatility ETFs
        • Carbon Investing and its Effect on Climate Change
        • Farmland Investing
        • The Opportunity and Risk of Frontier Markets
        • Investment Vehicles

        • A Complete Guide to Investment Vehicles
        • How to Invest in Closed-End Funds
        • What Are SPACs and Should You Invest in Them?
        • Economics and Strategy

        • A Complete Guide to Understanding and Protecting Against Inflation
        • Why You Should Rebalance Your Portfolio
        • What Is Risk vs Uncertainty?
        • Tail Events and Tail Risk
        • Understanding Web3 Investing
        • General

        • David's Most Influential Books
        • Topic Index
        • Glossary
  • Model Portfolios
        • Model Portfolios

        • Ultra Conservative Model Portfolio
        • Conservative Model Portfolio
        • Moderate Model Portfolio
        • Moderately Aggressive Model Portfolio
        • Aggressive Model Portfolio
        • Role-based Model Portfolio
        • Equity Model Portfolio
        • Income Model Portfolio
        • Fixed Income Model Portfolio
        • Implementation

        • Model Portfolio Overview and FAQ
        • Model Portfolio Example Video
        • How to Select and Implement a New Portfolio Mix
        • Determining Whether To Sell A Taxable Holding
        • Portfolio Rebalancing
        • Calculating Investment Performance
        • Portfolio Resources

        • David’s Current Portfolio
        • David's Portfolio Trades
        • Model Portfolios Performance and Risk
        • Model Portfolio Holding Explanations
        • Model Portfolio Changes
        • Model Portfolio Alternatives for UCITS, TSP, and Others
        • Example Index Mutual Funds and ETFs
  • Members
        • General Resources

        • Plus Member Home
        • Member - Getting Started Guide
        • Member Forums
        • Submit A Question to the Plus Podcast
        • Member Tools and Downloads
        • Analysis Tools

        • Current Investment Strategy Report
        • Plus Premium Podcast
        • Categorizing Your Portfolio Spreadsheet
        • Asset Allocation Model (Spreadsheet)
        • Retirement Planning Calculator
        • Retirement Spending Calculator
        • All Investment Conditions Reports
        • Courses

        • Asset Allocation and Portfolio Lessons
        • Investing in Closed-End Funds
  • Join
  • Log In
You are here: Home / Archives for asset-backed securities

Active Bond Management, TIPS Volatility, and a New Asset-backed Bond ETF

April 19, 2025 by David Stein · Updated May 1, 2025

In Plus episode 520, we examine why a greater percentage of bond managers outperform a passive index compared to active stock managers. We review why Treasury Inflation Protection Securities exhibit day-to-day price volatility. Finally, we review the new DoubleLine Asset-backed Securities ETF (DABS). … [Read more...]

Filed Under: Money Plus Tagged With: active bond funds, active ETFs, active management, asset-backed securities, DABS, TIPS

216: Avoid This Investment: P2P Lending

August 8, 2018 by David Stein · Updated October 26, 2021

How peer-to-peer lending returns are falling for individual investors, yet the lending platforms like Lending Club and Upstart are still growing significantly because they package loans and sell them as asset-backed securities to institutional investors. In this episode you’ll learn: How peer-to-peer lending has evolved. What have returns been for peer-to-peer lending. How the structure of peer-to-peer lending market has changed What are asset-backed securities. How … [Read more...]

Filed Under: Podcast Tagged With: asset-backed securities, LendingClub, overcollateralization, peer-to-peer lending, securitization, Upstart

155: Clues To The Next Financial Crisis

April 26, 2017 by David Stein · Updated September 25, 2023

How panic caused the great financial crisis and what to look for to see if it is happening again. Photo by Matthew Henry In this episode you’ll learn: What is commercial paper. What are shadow banks. How central banks stopped the 2008 financial panic. How financial indicators such as commercial paper-T-bill spreads, the Libor-OIS spread and the spread between credit default swaps and bond yields can help identify if the risk of financial panic is increasing. Show … [Read more...]

Filed Under: Podcast Tagged With: asset-backed securities, bank runs, commercial paper, Great Financial Crisis, panics, Ricks (Morgan), shadow banking, shadow banks

Contact | Team | Topic Index


Darby Creek Advisors LLC
P.O. Box 68544 • Tucson, AZ • 85737

Copyright © 2025 • Disclosures, Privacy Policy, and Cookie Policy • Site by Tempora

Manage Cookie Consent

We use cookies to optimize our website, marketing, and services. 

Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
  • Manage options
  • Manage services
  • Manage {vendor_count} vendors
  • Read more about these purposes
View preferences
  • {title}
  • {title}
  • {title}
Manage Cookie Consent
We use cookies to optimize our website, marketing, and services. We never sell users' data.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
  • Manage options
  • Manage services
  • Manage {vendor_count} vendors
  • Read more about these purposes
View preferences
  • {title}
  • {title}
  • {title}