In Plus episode 474, we review what it means that investors who purchase stock through a brokerage firm don't really own the stock but are only entitled to the dividends. We explore a new closed-end fund, DXYZ, that invests in private technology companies like SpaceX. Finally, we review a Canadian cash equivalent ETF, HSAV, that allows investors to avoid paying income tax. … [Read more...]
211: How To Navigate A Housing Bubble
Why housing bubbles can last such a long time and what to do if you really need or want to buy a house in a frothy market. In this episode you’ll learn: How big is the housing bubble in Australia and Canada.Why home prices can’t disengage from economic gravity in terms of household income and rent.What drives housing price bubbles.How algorithms have changed stock investing and increased risks. Show Notes Episode 81: When Booms Turn To Bust Australia Residential Property … [Read more...]
209: Why Bother Investing Internationally?
Is it worth investing outside your home country given the risk? Should you hedge currency risk? What is the impact of Chinese "A" share listed companies being added to emerging market indices. Photo by Jacopo Marello In this episode you’ll learn: What are the risks of investing outside your home country.What is the main reason to invest internationally.How have valuations of stocks have changed since 1993.Why U.S. investors should consider hedging currency risk but … [Read more...]
201 Plus: April 2018 Mid Month Update and Should Canadian Investors Hedge
This week April 21, 2018, we review the latest in market conditions in terms of economic and market trends. We also review whether investors in Canada should hedge their foreign currency exposure when investing outside Canada. Finally, we look at how the equity return assumptions for Canada were developed. … [Read more...]
MNY114 Plus: Is Indexing Too Big, Currency Hedging and Bid/Ask Spreads
This week on Money For the Rest of Us Plus we look at the size of the indexing market and discuss whether there are too many indexers and not enough active managers. We also look at why hedging Canadian and Australian equity exposure actually increases volatility. I discuss what is a reasonable bid-ask spread when purchasing an ETF. And finally, we look at Canadian REITs and MLPs. The episode length is 26 minutes. … [Read more...]
MNY111 Plus: Equal Weighted Stock Portfolios and Regional Specific ETFs
This week on Money For the Rest of Us Plus we review the performance of equal weighted stock portfolios using ETFs as well as Personal Capital's use of individual stocks to implement the strategy. I also answer a member question as to why there are not regional equity specific ETF recommendations on the Hub. Finally, I address some follow up issues on Canadian investors and counter-cyclical indexing. The episode length is 29 minutes. … [Read more...]
MNY110 Plus: Taxes, Currency Hedging and Canadian Investors
This week on Money For the Rest of Us Plus we review the decision criteria of whether it make sense to rebalance your taxable portfolio after taking into account capital gains taxes. I also answer a question on how to use the Hub to simplify investing. Finally, I discuss how Canadian investors could implement portfolios similar to what is found on the Hub using Vanguard's Canadian offerings. We also look at the considerations for using Canadian dollar hedged ETFs. The episode length is … [Read more...]
