How to evaluate the purchase of a depreciating asset such as buying a house in Japan where prices have declined 23 out of the past 29 years. Photo by Manki Kim In this episode you’ll learn: There are no magical solutions to dealing with a housing bubble.Why Japanese home prices have declined for decades and why the houses are so cold in the winter.Why buy a house even if it will fall in price and how to go about doing so. Show Notes Designing Your Life: How To … [Read more...]
211: How To Navigate A Housing Bubble
Why housing bubbles can last such a long time and what to do if you really need or want to buy a house in a frothy market. In this episode you’ll learn: How big is the housing bubble in Australia and Canada.Why home prices can’t disengage from economic gravity in terms of household income and rent.What drives housing price bubbles.How algorithms have changed stock investing and increased risks. Show Notes Episode 81: When Booms Turn To Bust Australia Residential Property … [Read more...]
188 Plus: Home In Retirement, FEEX.com and Blockchain ETFs
This week January 20, 2018 on Money For the Rest of Us Plus, we discuss what percent should one's primary residence comprise of their retirement assets or net worth. We review the website FEEX.com that provides recommendations for funds and ETFs with lower expense ratios. Finally, we analyze two new blockchain ETFs (BLOK and BLCN) as well as a crytpocurrency index and index fund. … [Read more...]
154: Do Homeowner Tax Breaks Cause Homelessness?
How a transitioning economy, government regulation and tax policy have contributed to stagnating wages, rising housing costs, and homelessness. Photo by Mike Gabelmann In this episode you'll learn: How many people are homeless in the U.S. What is moral hazard. To what extent has household income stagnated while home prices have risen. What contributes to rising home prices. What low income housing programs are available and how much is spent on them versus tax breaks … [Read more...]
MNY099 Plus: Timing Housing Cycles
This week on Money For the Rest of Us Plus we discuss housing cycles and why supply and demand matters. We also address why we should never consider the current worst case scenario as a level that can never be breached. Finally, we explore why we need to look at objective data to make less emotional investment decisions and find the right balance between the excessive fear of losing money and the fear of missing out on a rally. The episode length is 19 minutes. … [Read more...]
