An analysis of the returns and risks of a cash advance company called DriverLoan Investor Club that promises to pay a 15% annual percentage yield. In addition, a look at different lending platform options including asset-based lending, unsecured peer-to-peer lending, and cryptocurrency lending. Jump to transcript Topics covered include DriverLoan Investor Club that promises a 15% guaranteed return U-haul Investors Club and other asset-based lending … [Read more...]
216: Avoid This Investment: P2P Lending
How peer-to-peer lending returns are falling for individual investors, yet the lending platforms like Lending Club and Upstart are still growing significantly because they package loans and sell them as asset-backed securities to institutional investors. In this episode you’ll learn: How peer-to-peer lending has evolved. What have returns been for peer-to-peer lending. How the structure of peer-to-peer lending market has changed What are asset-backed securities. How … [Read more...]
175 Plus: Can A Bond Fund Lose Money? Updates on Wunder and Peer-to-Peer Lending
This week October 6, 2017 on Money For the Rest of Us Plus, we look at how long it would take a long duration bond fund to recover losses from rising interest rates. We look at the unique structure of Wunder Capital's new fund. I provide an update on peer-to-peer lending performance and finally we look at an exchange traded note tied to the performance of closed end funds. … [Read more...]
MNY107 Plus: Timing Smart Beta, Lending Club Woes and the National Debt Size
This week on Money For the Rest of Us Plus we review a new academic paper on whether it is possible to time exposure to smart beta factors. I also discuss the departure of Lending Club's CEO and whether that should change our opinions on peer-to-peer lending. Finally, we look at different measures of U.S. national debt size and look at Brazilian economy to see why it is experiencing inflation and high interest rates even though it controls its own currency and is in a recession. The … [Read more...]
MNY103 Plus: Mortgage-backed Securities and More On Peer-to-Peer Lending
This week on Money For the Rest of Us Plus I provide an overview of mortgage-backed securities. What are they and how does one invest in them. We also look at how to evaluate an active fixed income manager. I also answer a question on what happens if a peer-to-peer lender such as Lending Club goes bankrupt. We also take another look at default rates and reasonable expected returns for peer-to-peer lending. The episode length is 22 minutes. … [Read more...]
MNY101 Plus: Survey Results and Peer-to-peer Lending Update
This week on Money For the Rest of Us Plus I share results of the Annual Hub Member survey. I also provide an update on my experiments and results with peer-to-peer lending. The episode length is 19 minutes. … [Read more...]
MNY076 Plus: More On Peer-to-peer Lending and MLPs
This week's Money For the Rest of Us Plus episode discusses how I am implementing peer-to-peer lending. I also discuss recent negative press regarding the death of the MLP business model. The episode length is 15 minutes. … [Read more...]
76: Should You Lend To Your Peers?
How peer-to-peer lending works and what annualized return should you expect. Photo by Heather In this episode you'll learn: How peer-to-peer lending has changed from the early days.What are member payment dependent notes.What is non recourse debt.What has been the historical and estimated returns from peer-to-peer lending.How peer-to-peer lending can serve as a bond substitute..An overview of lending on property within a self directed individual retirement account. Show … [Read more...]
