This video is on how to evaluate and invest in preferred stocks. Topics covered include: Stock-like and bond-like characteristics of preferred stocks How preferred stocks differ from common stocks Preferred stock pricing Preferred stocks sectors Preferred stocks risks Ways to invest in preferred stocks and what to consider when investing https://vimeo.com/473833111 Transcript Download the transcript Bond-like and Stock-like Characteristics of Preferred … [Read more...]

In role-based permanent portfolios, each asset class has a specific role in performing under certain economic conditions. Stocks, for example, are in the portfolio because they generally perform better during periods of economic growth. Bonds and cash are a part of the portfolio because they tend to do better during periods of recession and deflation. Gold and commodities are part of these permanent portfolios because they tend to do better during periods of higher inflation, particularly … [Read more...]

This video describes how the stock, bond, and income strategies expected return and risk assumptions are derived. https://vimeo.com/439316570/59a5ae4f4f Transcript Download the transcript This video is on how the asset class return and risk assumptions are developed on Money For the Rest of Us Plus.  Buildings Block Approach We use a building blocks approach, focused first on the cash flow, which is the income, dividends and rents, cash flow growth, how that income … [Read more...]

This lesson covers the benefits and risks of exchange-traded notes and how to use them in your portfolio. https://vimeo.com/427528380/6866e68d90 Transcript Download the transcript This lesson is on exchanged-traded notes or ETNs. An exchange-traded note is an unsecured debt security whose performance is tied to a specific financial index. An ETN is an indirect public investment vehicle.  An ETN differs from an ETF in that the exchange-traded fund the sponsor actually is … [Read more...]

The following are in-depth explanations of why each holding in the model portfolios has been chosen. Items in red are holdings that were previously held in the model portfolios and explain why they are no longer part of the models. The holdings listed are representative examples. Other ETFs and funds with similar characteristics could be used. Global Equity Vanguard Total World Stock Market ETF (VT) This is the default global equity ETF with both developed and emerging markets stock … [Read more...]

The Ultra Conservative Model is a hypothetical portfolio example containing publicly traded mutual funds and exchange-traded funds that trade on U.S. exchanges. The holdings listed are representative examples. Other ETFs and funds with similar characteristics could be used. Who Should Use An Ultra Conservative Portfolio? Investors in or nearing retirement / financial independence whose spending plans and lifestyle would be severely disrupted by a major market downturn. In other words, … [Read more...]

The Aggressive Model is a hypothetical portfolio example containing publicly traded mutual funds and exchange traded funds that trade on U.S. exchanges. The holdings listed are representative examples. Other ETFs and funds with similar characteristics could be used. Who Should Use An Aggressive Portfolio? Investors who are continuing to save toward retirement / financial independence and whose spending plans and lifestyle would not be disrupted by a major market downturn. Investors who … [Read more...]

The Moderately Aggressive Model is a hypothetical portfolio example containing publicly traded mutual funds and exchange traded funds that trade on U.S. exchanges. The holdings listed are representative examples. Other ETFs and funds with similar characteristics could be used. Who Should Use A Moderately Aggressive Portfolio? Investors who are continuing to save toward retirement / financial independence and whose spending plans and lifestyle would not be disrupted by a large market … [Read more...]

The Moderate Model is a hypothetical portfolio example containing publicly traded mutual funds and exchange-traded funds that trade on U.S. exchanges. The holdings listed are representative examples. Other ETFs and funds with similar characteristics could be used. Who Should Use A Moderate Portfolio? Investors who are continuing to save for retirement / financial independence and whose spending plans and lifestyle would not be majorly disrupted by a large market downturn. Investors who … [Read more...]

The Conservative Model is a hypothetical portfolio example containing publicly traded mutual funds and exchange traded funds that trade on U.S. exchanges. The holdings listed are representative examples. Other ETFs and funds with similar characteristics could be used. Who Should Use A Conservative Portfolio? Investors in or nearing retirement / financial independence whose spending plans and lifestyle would be disrupted by a major market downturn. In other words, investors who can't afford … [Read more...]