This video is on options strategies including protecting against portfolio losses and investing in volatility. Topics covered include: How options work Factors that determine option prices How put options are used to protect portfolios against losses Example ETFs that employ option strategies How to invest in volatility Example ETFs and ETNs for investing in volatility https://vimeo.com/452864123 What is Roll Yield and How It Impacts Commodity and VIX ETF … [Read more...]

This video is on how to evaluate and invest in preferred stocks. Topics covered include: Stock-like and bond-like characteristics of preferred stocks How preferred stocks differ from common stocks Preferred stock pricing Preferred stocks sectors Preferred stocks risks Ways to invest in preferred stocks and what to consider when investing https://vimeo.com/473833111 Transcript Download the transcript Bond-like and Stock-like Characteristics of Preferred … [Read more...]

In role-based permanent portfolios, each asset class has a specific role in performing under certain economic conditions. Stocks, for example, are in the portfolio because they generally perform better during periods of economic growth. Bonds and cash are a part of the portfolio because they tend to do better during periods of recession and deflation. Gold and commodities are part of these permanent portfolios because they tend to do better during periods of higher inflation, particularly … [Read more...]

This video describes how the stock, bond, and income strategies expected return and risk assumptions are derived. https://vimeo.com/439316570/59a5ae4f4f Transcript Download the transcript This video is on how the asset class return and risk assumptions are developed on Money For the Rest of Us Plus.  Buildings Block Approach We use a building blocks approach, focused first on the cash flow, which is the income, dividends and rents, cash flow growth, how that income … [Read more...]

This lesson covers the benefits and risks of exchange-traded notes and how to use them in your portfolio. https://vimeo.com/427528380/6866e68d90 Transcript Download the transcript This lesson is on exchanged-traded notes or ETNs. An exchange-traded note is an unsecured debt security whose performance is tied to a specific financial index. An ETN is an indirect public investment vehicle.  An ETN differs from an ETF in that the exchange-traded fund the sponsor actually is … [Read more...]

The following are in-depth explanations of why each holding in the model portfolios has been chosen. Items in red are holdings that were previously held in the model portfolios and explain why they are no longer part of the models. The holdings listed are representative examples. Other ETFs and funds with similar characteristics could be used. Global Equity Vanguard Total World Stock Market ETF (VT) This is the default global equity ETF with both developed and emerging markets stock … [Read more...]

This lesson shows how to use the Plus membership tax breakeven spreadsheet to determine how long it would take for a new portfolio holding to exceed the balance of an old holding after paying capital gains taxes on the holding that was sold. Click Here To Download the Breakeven Tax Analysis Spreadsheet discussed in the video. https://vimeo.com/218024794 … [Read more...]

There are two versions of the Money for the Rest of Us Plus Retirement Planning Calculator. The online version can be found here. This version has additional graphs and the output can be saved as a PDF. The Retirement Planning Calculator can also be downloaded as a spreadsheet. Click Here to Download the Spreadsheet If you don't have Excel you can download the spreadsheet and then import it into a Google spreadsheet. Retirement Planning Calculator … [Read more...]

This lesson contains three components: The first audio lesson covers managed future strategies, which are active investments in futures contracts including commodities futures. The second audio lesson is Plus Episode 40 that discusses passive exposure to commodity futures. Part One: What Are Managed Futures? Download this audio lesson Part Two: MNY40 Plus on Passive Commodity Futures Notes An overview of the Powershares DB Commodity Index Tracking Fund.   … [Read more...]