This lesson shows how to use the Plus membership tax breakeven spreadsheet to determine how long it would take for a new portfolio holding to exceed the balance of an old holding after paying capital gains taxes on the holding that was sold. Click Here To Download the Breakeven Tax Analysis Spreadsheet discussed in the video. https://vimeo.com/218024794 … [Read more...]

There are two versions of the Money for the Rest of Us Plus Retirement Planning Calculator. The online version can be found here. This version has additional graphs and the output can be saved as a PDF. The Retirement Planning Calculator can also be downloaded as a spreadsheet. Click Here to Download the Spreadsheet If you don't have Excel you can download the spreadsheet and then import it into a Google spreadsheet. Retirement Planning Calculator … [Read more...]

This lesson contains three components: The first audio lesson covers managed future strategies, which are active investments in futures contracts including commodities futures. The second audio lesson is Plus Episode 40 that discusses passive exposure to commodity futures. Part One: What Are Managed Futures? Download this audio lesson Part Two: MNY40 Plus on Passive Commodity Futures Notes An overview of the Powershares DB Commodity Index Tracking Fund.   … [Read more...]

This audio lesson is an introduction to private capital. Topics discussed include: What are the types of private capital such buyout funds, venture capital, and private real estate. How are private capital funds structured. Who can invest. Why do institutions and individual investors invest in private capital. What are the return expectations for private capital. The episode length is 12 minutes. Additional Resources Plus Episode 351 includes a discussion on how to … [Read more...]

This audio lesson discusses guaranteed investment contracts ("GICs") and stable value funds. Topics covered include: The difference between a traditional GIC and a synthetic GIC. Why stable value funds within defined contribution plans have switched to synthetic GICs from traditional GICs. An example of a traditional bond fund that tried to smooth out returns and limit volatility due to interest rate changes. Audio Download Download this audio lesson … [Read more...]

Portfolio Objective David’s investment objective is the preservation of capital. At a minimum, David’s return objective is that his portfolio keeps pace with inflation after living expenses. Living expenses are mostly funded through David’s business. Given David is not seeking significant growth, the portfolio is conservatively invested in a wide variety of asset classes, both public and private, using an asset garden approach. Why David’s Portfolio Differs From the Model … [Read more...]

This is the May 2025 investment strategy report. It includes both a written version and an audio commentary that is part of Plus Episode 523. Investment conditions reports from earlier periods can be found here. What Happened? A huge volatility spike. Global trade turmoil. Massive uncertainty. Yet, despite all that, global stocks, as measured by the MSCI All Country World Index, eked out a 0.9% gain in April in U.S. dollar terms. In local currency, global stocks returned -0.4% for the … [Read more...]

This video provides an overview of the Money For the Rest of Us Plus monthly investment conditions and strategy report. Topics covered include: The purpose of the report Major elements contained in the report Why market valuations are important Why economic trends are import Why market internals are important How to use the investment conditions and strategy report https://vimeo.com/481709171 Transcript Download the transcript This video provides an overview … [Read more...]

This video describes three approaches to asset allocation and provides an overview of the tools on Money For the Rest of Us Plus to help you choose a portfolio mix. https://vimeo.com/441323171/99ad6b0121 Transcript Download the transcript This video is on how to choose an asset mix. We start with the two investing stages—saving for retirement, and retirement living. Saving For Retirement Saving for retirement is focused on portfolio growth, investing in a way that we can … [Read more...]