Money for The Rest of Us

Investment help and financial guidance for the rest of us.

  • Podcast
  • Guides
        • Asset Classes

        • A Complete Guide to Investing in I Bonds and TIPS (2025)
        • A Complete Guide to Equity REIT Investing
        • A Complete Guide to Mortgage REIT Investing
        • A Complete Guide to Investing in Gold
        • A Complete Guide To Investing In Convertible Bonds
        • Investing in Bitcoin, Oil, and Volatility ETFs
        • Carbon Investing and its Effect on Climate Change
        • Farmland Investing
        • The Opportunity and Risk of Frontier Markets
        • Investment Vehicles

        • A Complete Guide to Investment Vehicles
        • How to Invest in Closed-End Funds
        • What Are SPACs and Should You Invest in Them?
        • Money and Economics

        • A Complete Guide to Understanding and Protecting Against Inflation
        • Understanding Web3 Investing
        • Strategy

        • Why You Should Rebalance Your Portfolio
        • What Is Risk vs Uncertainty?
        • Tail Events and Tail Risk
  • Resources
        • General Resources

        • Topic Index
        • Glossary
        • Most Influential Books
        • Member Tools

        • Member - Getting Started Guide
        • Asset Allocation and Portfolio Tools
        • Current Investment Strategy Report
        • All Investment Conditions Reports
        • Strategic and Adaptive Model Portfolios
        • Member Tools and Downloads
        • Member Resources

        • Plus Premium Episodes
        • Submit A Question to the Plus Podcast
        • Member Forums
        • David’s Current Portfolio
        • David's Portfolio Trades
        • Courses

        • Investing in Closed-End Funds
  • Members
  • Join
  • Log In
You are here: Home / Archives for early retirement

506: Should You Retire Early and Live Outside Your Home Country? With Joshua Sheets

January 8, 2025 by David Stein · Updated January 18, 2025

Joshua shares the pros and cons of living outside of your home country. He convinces David why he needs more than one passport. Finally, Joshua makes a strong case for not retiring, and if one does, under what circumstances. Show Notes https://www.radicalpersonalfinance.com Episode Sponsors Delete Me – Use code David20 to get 20% off Acorns Related Episodes 446: Die with Zero: Why You Should Start Spending Now 437: How to Live Like You Are Already … [Read more...]

Filed Under: Podcast Tagged With: early retirement, FIRE, internationalization, retirement

288: Will Early Retirements Crash the Economy?

February 26, 2020 by David Stein · Updated May 19, 2021

Almost half of Millennials want to retire early. Will that hurt economic growth? There were similar concerns in the 1920s that early retirement would wreck the economy. In fact, there was significant pushback against retiring at all due to fears retirements would destroy the economy. Yet, the Great Depression still came. In this episode, we consider what ended the Roaring Twenties, caused the Great Depression, and how early retirements impact the economy. Topics covered include: What … [Read more...]

Filed Under: Podcast Tagged With: 1920s, consumption, early retirement, paradox of thrift, retirement

243: Do You Have Enough to Retire? FIRE Edition

March 6, 2019 by David Stein · Updated May 26, 2021

What are the key metrics to determine if you have reached financial independence and can retire early. How major stock market losses can derail early retirement plans and what to do about it. Photo by Alicia Cleaver In this episode you’ll learn: What is the FI/RE movement and why is Suze Orman concerned about it.What is the simple formula to determine if you can retire early.How large stock market losses can lead to early retirement ruin and what to do about it. Show Notes Why … [Read more...]

Filed Under: Podcast Tagged With: early retirement, FIRE, Orman (Suze), retirement spending, retirement withdrawal rates, spending rates in retirement

156 Plus: Early Retirement, Income Portfolios and Taxes

May 6, 2017 by David Stein · Updated May 24, 2021

This week May 6, 2017 on Money For the Rest of Us Plus we profile a member who is contemplating early retirement and discuss whether he has enough assets. We discuss the use of income portfolios in retirement Finally, we develop a rule of thumb for whether an investor should sell an investment and take the tax hit versus continuing to hold the investment to defer taxes. … [Read more...]

Filed Under: Uncategorized Tagged With: early retirement, FIRE, income portfolio, investing rules, rules of thumb, taxes

50: Navigating Early Retirement

March 26, 2015 by David Stein · Updated February 16, 2022

Navigating early retirement is less about money and more about allowing space and time for your true path to emerge. Photo by J.D. Stein In this episode, you'll learn: Why there isn't a right answer to how much money you need to live.Why it's normal to feel lost when you retire early or quit your job.How to find your true identity apart from your job.What is the Buddhist mean or fusoku furi and why it's neccessary for a succesful retirement. Show Notes Small Is Beauitful by … [Read more...]

Filed Under: Podcast Tagged With: early retirement

33: To Retire Early, Mind the Gap

December 3, 2014 by David Stein · Updated October 28, 2020

The simple formula to sustain an early retirement without running out of money. Photo by Michael Keen In this episode, you'll learn: What is the mind the gap formula for early retirement.What is a reasonable rate of return to expect from investing during retirement.How losing money in the early years of retirement can significantly reduce how long your nest egg will last. Summary Article Mind The Gap First-time travelers to London often notice the spoken warning, … [Read more...]

Filed Under: Podcast Tagged With: early retirement

19: Live Like You’re Already Retired

August 27, 2014 by David Stein · Updated June 21, 2023

A traditional thirty year retirement will be out of reach for most people. How to live like you are already retired. Photo by Aurelien Glabas In this podcast, you'll learn: What is the average retirement length for a traditional retirement. Most individuals don't plan on a traditional retirement. What options are they considering. What exactly is retirement? The mental or philisophical aspect of living lke you're already retired. The mechanical or financial aspect of … [Read more...]

Filed Under: Podcast, Retirement Tagged With: early retirement

13: Are You Saving Enough To Retire Early?

July 16, 2014 by David Stein · Updated March 3, 2021

How to know if you are saving too much or too little for retirement. Get the free spreadsheet to calculate your own retirement numbers. In this podcast, you'll learn: What is inflation, what causes it and what is its impact.How is inflation calculated.What are the factors that determine how much you will have to live on in retirement.How the Am I Saving Enough To Retire spreadsheet works.Why you will need more than a million dollars to retire.Why I prefer spreadsheets … [Read more...]

Filed Under: Podcast Tagged With: early retirement

Contact | Team | Topic Index


Darby Creek Advisors LLC
P.O. Box 68544 • Tucson, AZ • 85737

Copyright © 2025 • Disclosures, Privacy Policy, and Cookie Policy • Site by Tempora

Manage Cookie Consent

We use cookies to optimize our website, marketing, and services. 

Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Manage options Manage services Manage {vendor_count} vendors Read more about these purposes
View preferences
{title} {title} {title}
Manage Cookie Consent
We use cookies to optimize our website, marketing, and services. We never sell users' data.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Manage options Manage services Manage {vendor_count} vendors Read more about these purposes
View preferences
{title} {title} {title}