As Baby Boomers continue to retire, some analysts expect financial markets to feel the strain. We examine whether demographic shifts truly shape stock and bond returns, or what other factors matter more. Topics covered include: Show Notes Zeihan Harry Dent Measuring the Natural Rate of Interest—Federal Reserve Bank of New York Distribution of Household Wealth in the U.S. since 1989—The Federal Reserve Episode Sponsors Gelt - Taxes Done Right Delete Me – Use … [Read more...]
506: Should You Retire Early and Live Outside Your Home Country? With Joshua Sheats
Joshua shares the pros and cons of living outside of your home country. He convinces David why he needs more than one passport. Finally, Joshua makes a strong case for not retiring, and if one does, under what circumstances. Show Notes https://www.radicalpersonalfinance.com Episode Sponsors Delete Me – Use code David20 to get 20% off Acorns Related Episodes 446: Die with Zero: Why You Should Start Spending Now 437: How to Live Like You Are Already Retired 371: … [Read more...]
497: How to Fix the Retirement Savings Crisis
Why 401k and other defined contribution schemes are flawed, leading to a generation of workers unprepared for retirement. What are the solutions to fix the mess. Topics covered include: Show Notes The Shift that Redefined Retirement Security by Shashwat Vidhu Sher—SSRN Was the 401(k) a Mistake? by Michael Steinberger—The New York Times Magazine Who Has Retirement Accounts? New Data Reveal Inequality in Retirement Account Ownership by Maria G. Hoffman, Mark A. Klee and … [Read more...]
446: Die with Zero: Why You Should Start Spending Now
How to balance saving, investing, and spending for a fulfilling life. Why you will probably reach your peak net worth sooner than you think and should start drawing down your nest egg earlier. Why we can't optimize for a fulfilling life but can still have one. Topics covered include: Show Notes Die with Zero: Getting All You Can with Your Money and Your Life by Bill Perkins The Pathless Path: Imaging a New Story for Work and Life by Paul Millerd Four Thousand Weeks: Time … [Read more...]
437: How to Live Like You Are Already Retired
How to create and sustain a life of freedom and happiness that you don't want to retire from. Topics covered include: Show Notes Politics by Aristotle How Much is Enough? Money and the Good Life by Robert Skidelsky and Edward Skidelsky—Penguin Random House Cormac McCarthy Had a Remarkable Literary Career. It Could Never Happen Now. by Dan Sinykin—The New York Times Soloing: Realizing Your Life's Ambition by Harriet Rubin—HarperCollins Saving Time: Discovering a Life … [Read more...]
425 Plus: Bank Contagion Update, Mid Cap Value ETFs, SEC Yields, and Deciding When to Retire
In Plus episode 425, we provide an update on the U.S. banking situation and the potential impact on financial markets and the economy. We look at mid-cap value investing and profile three mid-cap value ETFs. We also review a small-cap value with momentum ETF. We review what unsubsidized SEC yields are. Finally, we consider whether a member has enough to retire. Become a Member If you would like to listen to this episode of Money For the Rest of Us Plus, you can do so by becoming … [Read more...]
371: Find Your Retirement Investing and Living Style
What are the pros and cons of the four approaches to managing retirement savings. How to implement a bucketing or time segmentation retirement investing approach. Topics covered include: Show Notes Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success (The Retirement Researcher Guide Series) by Wade Pfau A Model Approach to Selecting a Personalized Retirement Income Strategy by Alejandro Murguia and Wade D. Pfau The Four Approaches to … [Read more...]
326: The New Math of Retirement Spending and Investing
How should individuals invest and spend in retirement with interest rates so low, stock valuations high, and inflation uncertain. Why retirement managed payout funds and income replacement funds failed. Topics covered include: How managed payout and income replacement funds compare to immediate annuitiesWhy Vanguard and Fidelity changed the objective of their retiree focused income replacement and managed payout fundsHow fixed annuities workHow retirees should combine annuities with … [Read more...]
306: Three Approaches to Asset Allocation
What are the three primary ways to allocate assets and build a portfolio when saving for retirement or living in retirement. Topics covered include Show Notes Jiro Dreams of Sushi—Magnolia Pictures Portfolio Charts Episode Sponsors NetSuite The Great Courses Plus Learn More 201: Is Your Portfolio Unbalanced? 229: Stop Maximizing Your Returns Using Modern Portfolio Theory 254: Should You Be 100% Invested In Stocks? 255: With Interest Rates Falling, … [Read more...]
288: Will Early Retirements Crash the Economy?
Almost half of Millennials want to retire early. Will that hurt economic growth? There were similar concerns in the 1920s that early retirement would wreck the economy. In fact, there was significant pushback against retiring at all due to fears retirements would destroy the economy. Yet, the Great Depression still came. In this episode, we consider what ended the Roaring Twenties, caused the Great Depression, and how early retirements impact the economy. Topics covered include: What is … [Read more...]
