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You are here: Home / Archives for home equity

494: When to Sell Equity or Borrow: A Guide for Homeowners, Students, and Artists

September 18, 2024 by Camden Stein · Updated October 9, 2024

How home equity investments, income share agreements, and music royalties work, and how they have elements of equity and debt. Topics covered include: How a home equity investment differs from a home mortgage What is the cost of home equity investments How funding education through income share agreements has changed Why artists sell royalties to their work How individuals can invest in music royalties Show Notes Unlock Product Guide—Unlock Point and Atalaya … [Read more...]

Filed Under: Podcast Tagged With: debt, equity, home equity, home equity investment, income share agreements, royalties

350 Plus: Taking Out a Home Mortgage to Invest, Tax Loss Harvesting, and TIPS

July 24, 2021 by David Stein · Updated July 29, 2021

In Plus Episode 350, we compare reverse mortgages to home equity loans. What to consider when deciding to take a home mortgage to invest in other assets. We look at tax principles when it comes to investing and explore how tax-loss harvesting works. Finally, we review the pricing of Treasury Inflation Protection Securities and how to estimate their returns. … [Read more...]

Filed Under: Uncategorized Tagged With: asset location, cash out refinance, HELOC, home equity, leverage, reverse mortgage, tax-loss harvesting, taxes, TIPS, Treasury Inflation Protected Securities

159 Plus: A Few Stocks Usually Drive Benchmark Returns

May 27, 2017 by David Stein · Updated May 24, 2021

This week May 27, 2017 on Money For the Rest of Us Plus we profile a recent study by Ned Davis Research that shows in most years a handful of stocks contribute to more than 50% of returns for market capitalization indices such as the S&P 500 Index and the NASDAQ 100. We also discuss a member's asset allocation for an inherited investment account. Finally, we discuss whether buying a home is an investment. … [Read more...]

Filed Under: Uncategorized Tagged With: home equity, home purchase, indexes, market capitalization, member portfolio review

MNY062 Plus: What To Do When Too Much Of Your Net Worth Is In Your Home

June 27, 2015 by David Stein · Updated April 29, 2021

This week's Money For the Rest of Us Plus episode discusses a question raised by a Hub member who has 45% of his net worth in his Boston condo. He is worried about being too exposed to the Boston real estate market. We review his options and take a deep dive into futures contracts tied to the Case Shiller Home Price Index. The episode length is 17 minutes. … [Read more...]

Filed Under: Money Plus Tagged With: futures, home equity, real estate

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