This week November 10, 2018, we review the recent announcement that the crowdfunding real estate site RealtyShares is shutting down. We review how to evaluate private real estate deals including platform risk as it relates to opportunity funds. We also look at a comprehensive online financial planning site (New Retirement) that you can try for free. … [Read more...]
212 Plus: Laddered Short-term Treasuries versus Short Term Bond ETF
This week July 14, 2018, we compare investing in a short-term bond ETF versus buying and holding one and two year Treasury bonds. We answer a members question about hiring an outside money manager once he is married. We look at the new U.S. tax law on the price of real estate in New York City. 212 Plus View and Listen To Other Plus Episodes Audio Download Download the audio file Transcript Welcome to Money for the Rest of Us, Plus. This is the companion episode to episode 212. Trade wars … [Read more...]
191: Has The Bond Bear Market Begun?
Why interest rates are increasing and what could happen to bonds, stocks and the economy if rates returned to more normal levels. Photo by Jessica Weiller In this episode you’ll learn: How nominal interest rates can be decomposed into subcomponents such as the real yield, inflation expectations and the term premium.What would need to happen to the subcomponents of interest rates for nominal yields to rise.How supply and demand for bonds impacts interest rates.How to … [Read more...]
183 Plus: Real Estate, MLP Funds and an App Update
This week December 2, 2017 on Money For the Rest of Us Plus, we answer a member's question regarding what should be the maximum percent of one's net worth allocated to a specific real estate transaction apart from one's primary residence. We review the various options for investing in master limited partnerships. Finally, we discuss the challenges of mobile app development and maintenance. … [Read more...]
MNY146 Plus: Investing Buckets, Individual Bonds, Whole Life and Crowdfunding Real Estate
This week February 25, 2017 on Money For the Rest of Us Plus we look at using a bucket approach to retirement investing in terms of setting aside thee or four years of living expenses and how a laddered bond portfolio fits into such a strategy. A member shares a great comparison of individual bonds versus bond funds. We also look at what to consider if buying a whole life insurance policy. We revisit crowdfunding real estate platforms with a focus on Peer Realty, FundRise and Acquire Real … [Read more...]
MNY108 Plus: REITs versus Crowdfunding, and Raising Cash
This week on Money For the Rest of Us Plus we discuss the differences between investing in real estate investment trusts and real estate deals on crowdfunding sites. I also answer member questions on raising cash to fund retirement expenses and raising cash based on market conditions. Finally, we discuss portfolios for a three to five year timeframe. The episode length is 15 minutes. … [Read more...]
108: Investing in Real Estate On Crowdfunding Platforms
What to consider when investing in commercial real estate via crowdfunding platforms. Photo by Gunter Hentschel In this episode you'll learn: What are accredited investors and how many are there in the U.S.What are crowdfunding real estate platforms.What are the new rules for non-accredited to invest in crowdfunding investments.How fast is crowdfunding real estate growing.What are the risks of commercial real estate investing.What is the criteria for selecting a … [Read more...]
MNY104 Plus: Crowdsourced Private Real Estate Example
This week on Money For the Rest of Us Plus I walk through a recent investment I made in a preferred equity offering in a private hotel real estate transaction. I invested through the crowdsourced real estate platform Acquire Real Estate. I explain the process for opening an account at Acquire and how I analyzed and made the decision to move forward with the transaction. The episode length is 12 minutes. … [Read more...]
MNY100 Plus: Recognizing Losses and Private Real Estate Investing
This week on Money For the Rest of Us Plus we discuss criteria to consider when selling individual stock holdings that have lost money. We also look at the current environment for investing in private real estate deals. The episode length is 17 minutes. … [Read more...]
64: The Pitfalls of Private Real Estate Investing
Should you invest in a rental property? Here are some things to consider and pitfalls to avoid. Photo by Steven Martin In this episode you'll learn: Why you need an information edge when making active investments.What are reverse mortgages.The type of due diligence you need to do before buying property.What is the cap rate.How does real estate increase in value.What is value added real estate and how does it compare to core real estate. Show Notes There were no show … [Read more...]
