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You are here: Home / Archives for Bengan (William P.)

326: The New Math of Retirement Spending and Investing

January 6, 2021 by David Stein · Updated October 26, 2022

How should individuals invest and spend in retirement with interest rates so low, stock valuations high, and inflation uncertain. Why retirement managed payout funds and income replacement funds failed. Topics covered include: How managed payout and income replacement funds compare to immediate annuitiesWhy Vanguard and Fidelity changed the objective of their retiree focused income replacement and managed payout fundsHow fixed annuities workHow retirees should combine annuities with … [Read more...]

Filed Under: Podcast Tagged With: annuities, Bengan (William P.), fixed annuities, immediate annuities, income replacement funds, inflation, managed payout funds, mortgage REITs, retirement, retirement investing, retirement spending, retirement withdrawal rates, safety first retirement, Shadow Stats, spending rates in retirement

MNY124 Plus: Small Cap Stocks and Retirement Withdrawal Rates

September 17, 2016 by David Stein · Updated April 29, 2021

This week on Money For the Rest of Us Plus we look at the characteristics of small cap stocks and how their presence in a portfolio has impacted historically safe withdrawal rates. We also look at why small cap stocks are not included in the model portfolios. … [Read more...]

Filed Under: Money Plus Tagged With: Bengan (William P.), retirement withdrawal rates, small cap stocks, spending rates in retirement

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