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You are here: Home / Archives for bonds

404 Plus: More on Bonds, Interest Rates, Monetary Velocity, and Inflation

October 1, 2022 by David Stein · Updated October 22, 2022

In Plus Episode 404, we discuss paying down a mortgage early now that interest rates are higher. We answer a member's questions on how to invest college savings to be used in seven years or less. We revisit selling intermediate-term bond funds and ETFs. We revisit David's decision to buy and sell PFIX. Finally, we look at what monetary velocity is, why it is increasing and does that suggest inflation will stay high for longer. … [Read more...]

Filed Under: Uncategorized Tagged With: bonds, college savings, home mortgage, money supply, mortgage, velocity of money

378 Plus: A Frustrating Time To Invest and Did BulletShares Underperform?

March 12, 2022 by David Stein · Updated March 23, 2022

In Plus Episode 378, we discuss the fear, uncertainty, and frustration we can feel investing in the current environment. We also look at how to estimate the performance of BulletShare ETFs, which are ETFs that hold bonds and have fixed maturities. We consider why a member's BulletShare ETF fell well short of his expectations. … [Read more...]

Filed Under: Uncategorized Tagged With: bonds, bullet ETFs, investment philosophy, uncertainty

337: Why in the World Would You Own Bonds?

March 31, 2021 by David Stein · Updated January 25, 2023

With interest rates rising does it still make sense to own bonds? Yes. This episode explores the role of bonds including why they are more effective at hedging stock losses than protective put options. Topics covered include: David's business and investment philosophy How bond funds have performed in 2021 Three disparate views on the direction of interest rates from Capital Economics, Ray Dalio, and Hoisington Investment Management Company How to invest in China … [Read more...]

Filed Under: Podcast Tagged With: asset allocation, bonds, bonds - why own, call options, Capital Economics, China, China bonds, covered calls, Dalio (Ray), fixed income, hedging, Hoisington Investment Management, interest rates, options, put options

331 Plus: Member Profile, Tail Risk Protection, Rental Real Estate as Bond Substitute, and YYY ETF

February 13, 2021 by David Stein · Updated January 30, 2023

In Plus Episode 331, we profile a member in Bosnia who is deciding on a new asset allocation after selling a business. We consider whether investors in their thirties should seek tail risk protection against declining stock markets. We evaluate how rental real estate can be used as a bond substitute. Finally, we analyze the Amplify High Income Fund ETF (YYY) that invests in closed-end funds. We also discuss CEFL and CEFD that follow a similar strategy. … [Read more...]

Filed Under: Uncategorized Tagged With: asset allocation review, bond substitutes, bonds, closed-end funds, member portfolio review, real estate, tail risk, YYY

324 Plus: Currencies, Bond Convexity, and Support Levels

December 12, 2020 by David Stein · Updated April 29, 2021

In Plus episode 324, we discuss a new investor's question on how the currency can impact an investment's return. We explore bond duration and convexity and why the duration for bonds increases as interest rates fall. Finally, we consider support and resistance levels for stocks and whether they have any merit. … [Read more...]

Filed Under: Uncategorized Tagged With: bond convexity, bonds, convexity, duration, gold, reserve currency, resistance levels, support levels

308 Plus: August 2020 Investment Conditions and Model Portfolio Changes

August 8, 2020 by David Stein · Updated April 29, 2021

In this Plus episode, we review investment conditions as of early August 2020. We discuss the recent changes to the adaptive model portfolios to add core fixed income. Finally, we review recent and anticipated changes to David's portfolio. … [Read more...]

Filed Under: Uncategorized Tagged With: bonds, fixed income, model portfolio changes, model portfolios, portfolio change

306 Plus: Member Profile, Bond Investing, and Emerging Technology

July 25, 2020 by David Stein · Updated April 29, 2021

In this Plus episode, we profile a member who is transitioning his portfolio for retirement. We discuss fixed income options, fixed annuities and other challenges with a low interest rate environment. We also look at the viability of investing in individual emerging technology stocks, particularly companies focused on computer vision. … [Read more...]

Filed Under: Uncategorized Tagged With: bonds, emerging technology, fixed annuities, member portfolio review

302 Plus: Laddered Bonds, Portfolio Profile and Buying Your Employer’s Stock

June 20, 2020 by David Stein · Updated April 29, 2021

In Plus episode 302, we review recent trades in David's portfolio and discuss ways to construct a laddered bond portfolio. We analyze a portfolio managed by a financial advisor for a 71-year old woman. Finally, we discuss whether individuals should purchase their employer's stock as part of a promotion even if it leads to a highly concentrated position. … [Read more...]

Filed Under: Uncategorized Tagged With: bonds, bullet ETFs, laddered bonds, member portfolio review, portfolio trades, PUTW, volatility risk premium

279 Plus: December 2019 Portfolio Review, A Member Profile and Why Bonds

December 6, 2019 by David Stein · Updated April 29, 2021

In Plus episode 279 for the week of December 6, 2019, we review changes to David's portfolio and discuss why there haven't been changes to the model portfolios in the past year. We review a member's portfolio and discuss his 25% allocation to an actively managed separate account. We discuss the criteria the member uses to evaluate the manager. Finally, we review why investors would want to own bonds. … [Read more...]

Filed Under: Uncategorized Tagged With: bonds, bonds - why own, member portfolio review

255: With Interest Rates Falling, Why Do You Own Bonds?

June 5, 2019 by David Stein · Updated March 30, 2021

How an asset class such as bonds can play different roles in your portfolio depending on your investment philosophy. In this episode you’ll learn: What are bonds and how can they be used in investment portfolios.What is interest rate anticipation.Why individuals have an advantage over institutions because they don't have to worry about outperforming a benchmark when it comes to bonds.Why U.S. interest rates could rise and fall from current levels.Why China is unlikely to sell all … [Read more...]

Filed Under: Podcast Tagged With: bonds, China, Cloonan (James B.), dividends, fixed income, interest rates, Zhuangzi

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