In Plus Episode 372, we look at the purpose of the model portfolios, how they have evolved, and the historical performance. We also answer some member questions about the model portfolio changes in early January to reduce equity REIT exposures and eliminate preferred stocks. Finally, we explore life insurance policies that are classified as modified endowment contracts. … [Read more...]
353: The Pros and Cons of Infinite Banking and Whole Life Insurance
How permanent life insurance can be an effective tool for retirement planning. Topics covered include: What is the difference between term and whole life insurance How many people let their life insurance policies lapse each year What are strengths that insurance companies have that are beneficial to individual investors What are the benefits of whole life insurance policies How the infinite banking concept works and who should it be used How asset allocation should … [Read more...]
319 Plus: A New Way to Interact with Plus Members, IVOL, and Leveraged Universal Indexed Life Insurance
In Plus episode 319, we discuss an experimental way to interact with other Plus members using Discord. We review David's recent trades to raise funds for a house closing. We examine the Quadratic Interest Rate Volatility and Inflation Hedge ETF (IVOL) ETF. Finally, we look at a life insurance strategy that involves index options and leverage. … [Read more...]