In Plus Episode 406, David provides more detail on why he sold the Simplify Volatility Premium ETF. We discuss how all bond investing involves some active decisions and why an investor would consider an active bond mutual fund. We compare two Vanguard mutual funds with different risk ratings. Does a conservative fund losing more money this year than a more aggressive fund signify Vanguard's risk ratings are wrong? Finally, we explore how to purchase real estate using the funds in an … [Read more...]
180 Plus: Stable Value Funds, Self Directed IRAs and Multi-manager Portfolios
This week November 11, 2017 on Money For the Rest of Us Plus, we look at how to decide between a stable value fund option and a bond fund within a tax deferred retirement plan. We review what to look for in a multi-manager advisor recommended portfolio service. Finally, we look at how self-directed individual retirement accounts can be used to invest in alternative investments such as real estate and what are some examples of prohibited transactions within self directed IRAs. … [Read more...]
169 Plus: Inflation and Trust, Self Directed IRAs and Reducing Stock Exposure as Retirement Approaches
This week August 18, 2017 on Money For the Rest of Us Plus, we see why the most important thing about any currency is whether it is trusted. We evaluate using a self-directed IRA to invest in the real estate crowdfunding platform Peer Street and how a member could go about investing $120,000 on the platform. Finally, we discuss how a member could approach the challenge of reducing stock exposure as he approaches retirement given his concerns about incurring capital gains tax. 169 … [Read more...]
MNY116 Plus: Gold-backed Currencies, Self-Directed IRAs and Age-Adjusting Portfolios
This week on Money For the Rest of Us Plus we look at whether the ruble and yuan are backed by gold as some claim. Also, what does it mean to be on the gold standard? We also answer a member's question regarding owning gold in a tax-deferred retirement account. Finally, we discuss how to adjust one's allocation as they age or approach a specific event such as the need to pay for college. The episode length is 21 minutes. … [Read more...]
