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You are here: Home / Archives for sequence of returns risk

289: Market Timing Versus Time in the Market

March 4, 2020 by David Stein · Updated May 19, 2021

Why market timing and time in the market are both practiced by most investors. Given the coronavirus pandemic threat why it is okay to reduce stock exposure. Topics covered include: What would a stock portfolio return that misses the best or worst days and how likely is that.How do rolling 30-year stock returns differ depending on the starting point.Why are stocks likely to outperform bonds over the next 30 years.What is sequence of return risk.What is market timing.Why long-term … [Read more...]

Filed Under: Podcast Tagged With: COVID-19, investment returns, market timing, pandemics, sequence of returns risk, stock market returns, time

137 Plus: Sequence of Returns Risk, Gold and Solar Impact Investing

December 17, 2016 by David Stein · Updated May 20, 2021

This week December 17, 2016 on Money For the Rest of Us Plus we look at how to mitigate sequence of return risks for retirees and near retirees. We explore the pros and cons of investing in gold through an ETF or physically by owning coins. We also look at my recent investment in Wunder Capital and how I evaluated the risks of solar impact investing. Audio duration: 21:09 … [Read more...]

Filed Under: Uncategorized Tagged With: gold, impact investing, retirement investing, sequence of returns risk, Wunder Capital

61: How Much Should You Spend In Retirement?

June 17, 2015 by David Stein · Updated June 10, 2022

Why your retirement spending rate should vary over time based on individual and market circumstances. Photo by J.D. Stein In this episode, you'll learn: What are the unknowns that make determining a retirement spending rate so difficult.What are some issues with the 4% retirement spending rule.What is Monte Carlo analysis and what are some of its potential flaws.What is sequence of return risk.Why is it better to start with a low equity allocation in the early years of retirement … [Read more...]

Filed Under: Podcast, Retirement Tagged With: annuities, retirement spending, sequence of returns risk

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