Why market timing and time in the market are both practiced by most investors. Given the coronavirus pandemic threat why it is okay to reduce stock exposure. Topics covered include: What would a stock portfolio return that misses the best or worst days and how likely is that.How do rolling 30-year stock returns differ depending on the starting point.Why are stocks likely to outperform bonds over the next 30 years.What is sequence of return risk.What is market timing.Why long-term … [Read more...]
137 Plus: Sequence of Returns Risk, Gold and Solar Impact Investing
This week December 17, 2016 on Money For the Rest of Us Plus we look at how to mitigate sequence of return risks for retirees and near retirees. We explore the pros and cons of investing in gold through an ETF or physically by owning coins. We also look at my recent investment in Wunder Capital and how I evaluated the risks of solar impact investing. Audio duration: 21:09 … [Read more...]
61: How Much Should You Spend In Retirement?
Why your retirement spending rate should vary over time based on individual and market circumstances. In this episode, you'll learn: Show Notes MNY033: To Retire Early, Mind the Gap MNY032: Die Broke Reduce Stock Exposure in Retirement or Gradually Increase It by Michael Kitces and Wayne Phau Site to estimate single premium immediate annuity payouts - immediateannuities.com Risky Business: Living Longer Without Income For Life - life expectancy probabilities on page … [Read more...]
