Interest rates have been sliding for seven centuries. Dive into the historical forces driving this trend and examine whether the recent interest rate spike is just a blip on the radar. Topics covered include: How the supply of savings and the demand to borrow impact interest rates Why have interest rates been falling for over 700 years, and what might have changed recently to propel rates higher How lower rates have helped households increase their net worth and reduce their … [Read more...]
412: Where to Invest Your Cash Savings for Higher Yields
What are the best options for safely investing cash. Topics covered include: High-yield savings accounts Certificates of Deposits Government Bonds Money Market Mutual Funds When should you invest in long-term bonds Why some savings apps try to look like banks but they are not What happens when central banks lose money Where not to deposit cash for safety Show Notes a16z-backed Tellus wants to offer consumers a much better savings rate. Here’s how. by … [Read more...]
191: Has The Bond Bear Market Begun?
Why interest rates are increasing and what could happen to bonds, stocks and the economy if rates returned to more normal levels. Photo by Jessica Weiller In this episode you’ll learn: How nominal interest rates can be decomposed into subcomponents such as the real yield, inflation expectations and the term premium.What would need to happen to the subcomponents of interest rates for nominal yields to rise.How supply and demand for bonds impacts interest rates.How to … [Read more...]