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You are here: Home / Archives for TIPS

429: Which Inflation Protection Strategies Worked and Which Didn’t? 

April 19, 2023 by David Stein · Updated November 7, 2024

With a total U.S. inflation rate of 14% in the past two years, we review how various inflation hedges performed over the past twenty-four months. Topics covered include: What were investors' and the Federal Reserve's inflation expectations two years ago What led to the big inflation increase Why was the Federal Reserve forced to raise its policy rate by almost 5% in a year How successful were inflation-index bonds, stocks, commodities, and real estate in beating inflation … [Read more...]

Filed Under: Podcast Tagged With: commodity futures, dividend investing, dividend stocks, INFL, inflation, inflation hedges, IVOL, Series I savings bonds, TIPS, Treasury Inflation Protected Securities

426 Plus: TIPS vs CDs, 1031 Exchange, and a Balanced Leveraged ETF Portfolio

April 1, 2023 by David Stein · Updated April 19, 2023

In Plus episode 426, we analyze how to decide between 5-year TIPS or 5-year certificates of deposit. We explore how real estate investors defer taxes through 1031 exchanges and investing in Delaware Statuatory Trusts. Finally, we compare two higher risk strategies: A balanced portfolio of 3x leveraged ETFs or a return stacking strategy that combines stock and long-term bond exposure. … [Read more...]

Filed Under: Uncategorized Tagged With: 1031 exchange, CDs, Delaware statuary trusts, DST, leveraged ETF, portable alpha, return stacking, TIPS, Treasury Inflation Protected Securities

422 Plus: A TIPS Trade, TIPS Taxes, Wash Sale Update, and Finding Alternative Investment Funds

February 25, 2023 by David Stein · Updated March 28, 2023

In Plus episode 422, we discuss a recent TIPS purchase David made. We review how TIPS are taxed, including what are original issue discounts. We look at examples of tax loss harvesting trades that Schwab Intelligent Portfolios made that they don't believe violate the wash sale rule. Finally, we discuss the challenge for individual investors in finding alternative investment managers in the venture capital and leveraged buyout areas. … [Read more...]

Filed Under: Money Plus Tagged With: alternative investments, OID, original issue discount, tax-loss harvesting, TIPS, wash sales

410 Plus: TIPS Auction Results, Normal Interest Rates, 90/10 Portfolios, and Financial Independence

November 19, 2022 by David Stein · Updated December 17, 2022

In Plus episode 410, we review the results from the recent TIPS auction that David participated in. We look at what determines interest rates and whether there is a normal level. We discuss Warren Buffett's recommended portfolio allocation for a trust he set up. Finally, we look at what financial independence means. … [Read more...]

Filed Under: Uncategorized Tagged With: Buffett (Warren), financial independence, interest rates, TIPS, Treasury Inflation Protected Securities

409 Plus: Buying TIPS at Auction, Building a TIPS Ladder, and Deciding Between Short-term and Long-term Bonds

November 12, 2022 by David Stein · Updated August 25, 2023

In Plus Episode 409, we introduce the Money For the Rest of Us affiliate program. We discuss the complexities of purchasing a Treasury Inflation Protection Security at a reopened U.S. Treasury auction. We consider why yields on newly issued TIPS are lower than the yield on TIPS that have been outstanding for a while, even though both bonds have the same maturity. Finally, we consider how to decide between owning short-term bonds versus long-term bonds. … [Read more...]

Filed Under: Uncategorized Tagged With: bond ladder, bonds (long duration), bonds (short-term), TIPS, Treasury auctions, Treasury Inflation Protected Securities, U.S. Treasury auctions

407: Worry-Free Retirement Investing

October 26, 2022 by David Stein · Updated November 29, 2022

How to use laddered inflation-indexed bonds (i.e., TIPS), CDs, fixed annuities, and fixed index annuities to meet retirement living expenses while worrying less about running out of money. Topics covered include: How individuals can use liability-driven investment strategies Why now is the best opportunity to buy Treasury Inflation Protection Securities in 15 years How to use bond ladders How deferred fixed and deferred variable annuities work How to analyze fixed index … [Read more...]

Filed Under: Podcast Tagged With: annuities, CDs, fixed annuities, fixed index annuities, immediate annuities, TIPS, Treasury Inflation Protected Securities

402 Plus: Buying TIPS, Taxes and Bonds, and Calculating Investment Returns

September 17, 2022 by David Stein · Updated June 13, 2024

In Plus Episode 402, we discuss purchasing individual Treasury Inflation Protection Securities versus TIPS ETFs. We look at how bonds are taxed and how to tax-adjust municipal and corporate bonds. Finally, we compare return on investment with time-weighted and dollar-weighted returns. … [Read more...]

Filed Under: Uncategorized Tagged With: dollar-weighted returns, IRR, municipal bonds, performance, performance calculation, return on investment, ROI, taxes, time-weighted returns, TIPS, Treasury Inflation Protected Securities

Portfolio Trade: Adding Individual Treasury Inflation Protection Security

September 14, 2022 by David Stein · Updated February 12, 2024

… [Read more...]

Filed Under: Portfolio Insights Tagged With: portfolio trades, TIPS, Treasury Inflation Protected Securities

400 Plus: Annuities Follow Up, TIPS Underperformance, and Rights and Warrants

September 3, 2022 by David Stein · Updated September 14, 2022

In Plus episode 400, we answer a follow-up question on annuities from Plus episode 398. We look at why Treasury Inflation Protection Securities have had a negative return year-to-date even though inflation has been high. Finally, we review what rights and warrants are and why companies and funds issue them. … [Read more...]

Filed Under: Uncategorized Tagged With: immediate annuities, rights offering, TIPS, Treasury Inflation Protected Securities, warrants

388 Plus: Expected Return Update, Direct Indexing, Strengthening Yen, and Two TIPS CEFs

May 28, 2022 by David Stein · Updated June 4, 2022

In Plus Episode 388, we look at how Money For the Rest of Us is seeking to improve its process for estimating long-term asset class returns. We analyze the two new direct indexing offerings from Schwab and Fidelity. We consider whether purchasing Japanese stocks when the yen is weak has led Japanese stocks to outperform the rest of the world as the yen strengthens. Finally, we analyze two closed-end funds that invest in Treasury Inflation Protection Securities (WIA and WIW). … [Read more...]

Filed Under: Uncategorized Tagged With: direct indexing, expected returns, Japanese yen, TIPS, WIA, WIW

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