In Plus Episode 388, we look at how Money For the Rest of Us is seeking to improve its process for estimating long-term asset class returns. We analyze the two new direct indexing offerings from Schwab and Fidelity. We consider whether purchasing Japanese stocks when the yen is weak has led Japanese stocks to outperform the rest of the world as the yen strengthens. Finally, we analyze two closed-end funds that invest in Treasury Inflation Protection Securities (WIA and WIW). … [Read more...]
387 Plus: BlockFi Trade, I Bonds, College Savings, and Comparing Funds and ETFs
In Plus episode 387, David explains why he closed his BlockFi Interest Account. We discuss how the level of real rates can help determine whether to buy a Series I Savings bond or a Treasury Inflation Protection Security. We consider how to invest college savings when the student is approaching the time when the funds need to be used. Finally, we look at expenses, tax efficiency, and tracking error to determine which of four S&P 500 ETFs/funds are preferred. … [Read more...]
370 Plus: Investing in Latin America Stocks, TIPS, and Single-Family Rental Homes
In Plus Episode 370, we review the inexpensive valuations for Latin American equities and what has driven the underperformance. We consider options for investing in Latin America and Brazil. We analyze the investment case for Treasury Inflation Protection Securities in the current interest rate environment. Finally, we analyze a single-family rental property on the Arrived Homes platform to determine if it is an attractive investment. … [Read more...]
350 Plus: Taking Out a Home Mortgage to Invest, Tax Loss Harvesting, and TIPS
In Plus Episode 350, we compare reverse mortgages to home equity loans. What to consider when deciding to take a home mortgage to invest in other assets. We look at tax principles when it comes to investing and explore how tax-loss harvesting works. Finally, we review the pricing of Treasury Inflation Protection Securities and how to estimate their returns. … [Read more...]
337 Plus: April 2021 Investment Conditions, Small Cap Stock Valuations and Evaluating TIPS
In Plus Episode 337, we review investment conditions as of early April 2021. We analyze valuations for small cap equity, including for the WisdomTree Small Cap Quality Dividend Growth ETF (DGRS) and for the WisdomTree Small Cap Dividend ETF (DFJ). Finally, we consider why TIPS ETFs have had a negative return year-to-date and how to evaluate them. … [Read more...]
A Complete Guide to Investing in I Bonds and TIPS (2025)
Learn how to invest in inflation-indexed bonds and protect against inflation. ARTICLE TABLE OF CONTENTS (Skip to Section) What Are Inflation-Indexed BondsInvesting in Series I Savings BondsI Bond Term and Early RedemptionI Bonds Denominations, Purchase Limits, and TaxesI Bonds Interest CalculationWhen to Purchase an I BondSeries I Savings Bonds Pros and ConsInvesting In Treasury Inflation-Protected SecuritiesTIPS Terms and Denominations TIPS Interest CalculationTIPS Tax … [Read more...]
292 Plus: Bear Market Rallies, FOMO, Bank Loans and Buying Individual TIPs
In Plus episode 292 for the week of March 28, 2020, we look at the magnitude and duration of market rallies within bear markets. We consider why the fear of missing out is normal and what to do about it. We consider the math behind bank loans with regard to rising defaults and why bank loans are not likely to fall to zero. Finally, we look at how to buy an individual Treasury Inflation Protection Security. … [Read more...]
262/263 Plus: August 2019 Portfolio Update, TIPs and a Long/Short Growth Value ETF
In Plus episode 262/263 for the week of August 8, 2019, we discuss a recent impact investment David made and several investments he chose not to make and why. We compare investing in Treasury Inflation Protection Securities (TIPs) versus investing in I-bonds. Finally, we analyze the Direxion Russell 1000 Value Over Growth ETF (RWVG). … [Read more...]
128: Is There Too Much Savings?
How holding onto goods longer before replacing them and a global savings glut impact the economy, interest rates and stock returns. Photo by Adam Wilson In this episode you'll learn: How a cartel and planned obsolescence impacted the lifespan of incandescent bulbs.Why consumers are holding on to their items longer and how that impacts the economy.How a global savings glut pushes down interest rates and what is causing it.How Treasury Inflation Protections Securities … [Read more...]
MNY127 Plus: TIPs, Individual Stocks and Investment Conditions
This week on Money For the Rest of Us Plus we start off by discussing a leading investment concern; what to do about rising asset class valuations driven by low interest rates. We also look at when inflation indexed bonds are attractive investments. Finally, we explore how to incorporate a portfolio of individual stocks into an asset allocation to determine an appropriate return. … [Read more...]
