How permanent life insurance can be an effective tool for retirement planning. Topics covered include: What is the difference between term and whole life insurance How many people let their life insurance policies lapse each year What are strengths that insurance companies have that are beneficial to individual investors What are the benefits of whole life insurance policies How the infinite banking concept works and who should it be used How asset allocation should … [Read more...]
239 Plus: February 2019 Portfolio Review and Whole Life Insurance Policies
In Plus episode 239 for the week of February 8, 2019 we review David's portfolio, discuss regret for not catching market bottom and evaluate a member's whole life policy to see if he should cash it in. … [Read more...]
172 Plus: Whole Life Insurance, Venture Capital and a Weird Portfolio
This week September 16, 2017 on Money For the Rest of Us Plus we look at how to evaluate whole life insurance. We see whether venture capital is still risky if the companies have "skin in the game" and their management teams are committed to be successful. Finally, we review JP Morgan's asset allocation assumptions over the next 10 to 15 years and a "weird" portfolio built from them. … [Read more...]
MNY146 Plus: Investing Buckets, Individual Bonds, Whole Life and Crowdfunding Real Estate
This week February 25, 2017 on Money For the Rest of Us Plus we look at using a bucket approach to retirement investing in terms of setting aside thee or four years of living expenses and how a laddered bond portfolio fits into such a strategy. A member shares a great comparison of individual bonds versus bond funds. We also look at what to consider if buying a whole life insurance policy. We revisit crowdfunding real estate platforms with a focus on Peer Realty, FundRise and Acquire Real … [Read more...]
79: Lump Sums and Life Insurance
Is it better to dollar cost average or invest a lump sum. And what type and how much life insurance should you buy. Photo by Thomas Hawk In this episode you'll learn: Should you invest large sums all at once, dollar cost average or go buy something.Why rational investors don't dollar cost average, but most investors do it anyway.How term insurance works.How much life insurance should you have.How insurance companies are organized and make money.Under what circumstances should you … [Read more...]
