Money for The Rest of Us

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418 Plus: Mortgage REIT Preferred Stock, Debt Ceiling Standoff, and Fallen Angel Bonds

In Plus episode 418, we review the current status of mortgage REITs and analyze the mortgage REIT preferred stock David recently purchased. We consider whether investors should move assets out of cash until the debt ceiling standoff is resolved. We consider options the U.S. Treasury has to meet its obligations including minting a trillion-dollar coin. Finally, we look at two ETFs that invest in bonds that have recently been downgraded to non-investment grade from investment grade. … [Read more...]

417 Plus: Which Assets Now, How Much in Real Estate, Disinflation, Foreign Taxes, and CEFs

In Plus Episode 417, we consider whether there is an optimal price to renter the S&P 500 Index or other asset classes. We discuss what disinflation means. We consider what is a reasonable allocation to public and private real estate. We consider the impact of foreign withholding taxes on dividends. Finally, we look at the current closed-end fund landscape. … [Read more...]

416 Plus: Updated Expected Return Assumptions, Will the Dollar Stay Strong, and More on Dollar Cost Averaging

In Plus Episode 416, we review the methodology Money For the Rest of Us uses to develop expected returns for different asset classes. We review the latest expected returns and how they differ from six months ago. We discuss dollar cost averaging in the face of a potential recession. Finally, we discuss whether we should consider the current level of the dollar when investing outside of the U.S. … [Read more...]

414 Plus: Emerging Markets Latin America Stocks, Bank Safety and Investing Lump Sums

In Plus episode 414, we review the current valuations of Latin American stocks, deconstruct historical performance, and develop estimates for returns over the next decade. We review ETFs for investing in Latin American stocks and consider the risks. We also review how to decide if a high-yield savings account at a bank is safe and how to be protected. Finally, we review investing a lump sum payment all at once or dollar cost averaging. … [Read more...]

411 & 412 Plus: Floating Rate Treasuries, TFLO, Real Yield Curves, Trust, and GBTC

In this combined Plus episode 411 and 412, we explore how U.S. Treasury Floating Rate Notes work, and why they are cash equivalents. We discuss the iShares Treasury Floating Rate Bond ETF (TFLO) that invests in U.S. Treasury Floating Rate notes. We compare nominal and real inverted yield curves. We discuss how trust ebbs and flows. Finally, we explore why trust has lessened in the Grayscale Bitcoin Trust (GBTC). … [Read more...]

410 Plus: TIPS Auction Results, Normal Interest Rates, 90/10 Portfolios, and Financial Independence

In Plus episode 410, we review the results from the recent TIPS auction that David participated in. We look at what determines interest rates and whether there is a normal level. We discuss Warren Buffett's recommended portfolio allocation for a trust he set up. Finally, we look at what financial independence means. … [Read more...]

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