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You are here: Home / Archives for Plus Episodes

448 Plus: Speculations, Automating Investments DRIPS, and Purchasing Land in Mexico

September 23, 2023 by David Stein · Updated September 23, 2023

In Plus episode 448, we discuss speculations in marijuana stocks and AI. We explore how dividend reinvestment programs work, and the benefits of making sure there is congruence between one's personality and how one invests. Finally, we discuss what to consider when purchasing and developing a property in Mexico or another country. … [Read more...]

Filed Under: Money Plus Tagged With: AI, automated investing, DRIPs, marijuana stocks, real estate, speculations

447 Plus: The Tax Impact of Active Stock Funds, Municipal Bonds, and Balancing Cash and Longer-term Bonds

September 16, 2023 by David Stein · Updated September 16, 2023

In Plus episode 447, we discuss how to calculate the performance impact of capital gains tax distributions for an active stock mutual fund. We answer a member's question on what to do with a portfolio of individual municipal bonds selected by their previous investment advisor. Finally, we explore the decision between holding high-yielding cash or locking in higher coupon rates on longer-term bonds. … [Read more...]

Filed Under: Money Plus Tagged With: active management, bonds, cash equivalents, fixed income, municipal bonds, taxes

446 Plus: September 2023 Investment Conditions and Strategy Commentary

September 9, 2023 by David Stein · Updated September 13, 2023

In Plus episode 446, we review why the consensus believes the global economy can achieve a soft landing. We also consider why interest rates are rising. We look at how the stock market has performed since central banks began aggressively raising policy rates. We also review the performance of the model portfolios since we reduced risk in the adaptive models in June 2022. … [Read more...]

Filed Under: Money Plus

445 Plus: More on Estimating Bond Fund Returns and Spin-Off Investing

August 26, 2023 by David Stein · Updated September 9, 2023

In Plus episode 445, we reference an academic study as we try to better explain why the starting yield to maturity is a good estimate of a bond fund's or ETF's annualized return if the holding period is long enough. We also explore spin-off investing in which a parent company divests a division or subsidiary. We review how the parent and child companies perform. … [Read more...]

Filed Under: Money Plus Tagged With: bond duration, bonds, expected returns, spin-offs

444 Plus: Master Limited Partnerships, Differing Bond Yield Calculations, and AI Model Hallucinations

August 19, 2023 by David Stein · Updated September 13, 2023

In Plus episode 444, we provide an update on master limited partnerships. We look at the differing bond yield calculations for bond funds and ETFs, and why there can be a disconnect between yield to maturity and the SEC yield. Finally, David shares his bizarre experience trying to get ChatGPT 4 to correct a podcast transcript. … [Read more...]

Filed Under: Money Plus Tagged With: bond yields, master limited partnerships, MLPs, SEC yields, yields

443 Plus: U.S. Debt Downgrade, Vanguard Cash Plus Account, and Crowdstreet Fraud

August 12, 2023 by David Stein · Updated August 31, 2023

In Plus episode 443, we consider the repercussions of Fitch downgrading U.S. government debt and how to monitor the debt situation. We analyze Vanguard's new cash options. Finally, we review the recent fraud accusations for one of the real estate investments hosted on the Crowdstreet real estate platform. … [Read more...]

Filed Under: Money Plus Tagged With: cash, CrowdStreet, debt default, Fundrise, national debt, real estate, Vanguard

442 Plus: August 2023 Investment Conditions Commentary

August 5, 2023 by David Stein · Updated August 22, 2023

In Plus episode 442, we review economic trends, asset class valuations and market internals as of early August 2023. We consider how the consensus appears to expect a soft landing, but that it is not yet showing up in leading economic indicators. We review what determines the level of interest rates and why U.S. interest rates are rising. … [Read more...]

Filed Under: Uncategorized

441 Plus: Fixed Rate Debt, Japan and Yield Curve Control, Activist Short Sellers, Treasuries and Taxes

July 29, 2023 by David Stein · Updated August 14, 2023

In Plus episode 441, we consider the economic impact of private-sector fixed-rate debt versus variable-rate debt. We discuss the Bank of Japan's apparent abandoning of yield curve control. When Treasury bondholders have to pay capital gains tax. Finally, we analyze activist short sellers. … [Read more...]

Filed Under: Money Plus Tagged With: activist investing, debt, debt cycle, hedge funds, Japan, short selling, taxes, U.S. Treasuries, U.S. Treasury bonds, yield curve control

440 Plus: What Age to Rebalance, PIMCO Income Fund, Comparing Two Other Bond Funds, and Buying a Small Business

July 22, 2023 by David Stein · Updated August 8, 2023

In Plus episode 440, we revisit when and why to rebalance a portfolio. We analyze the PIMCO Income Fund to see if the dividend is sustainable. We compare the Dodge & Cox Income Fund to the DoubleLine Core Bond Fund. Finally, we consider whether owning a small business can help individuals live like they are already retired. … [Read more...]

Filed Under: Money Plus Tagged With: DBLFX, DODIX, PIMIX, rebalancing, small business

439 Plus: New Portfolio Trades, Market Temperature, Providing Investment Help, and TFLO

July 15, 2023 by David Stein · Updated August 2, 2023

In Plus episode 439, we continue discussing AI large-language models and how to think about them. David shares two AI-influenced trades in his portfolio. We review a recent editorial by Howard Marks on market timing and the market's temperature. We discuss how to help family members and friends with investment-related challenges. Finally, we discuss how ETF and mutual fund distributions impact the price, using TFLO as an example. … [Read more...]

Filed Under: Uncategorized Tagged With: AI, artificial intelligence, ETF prices, Marks (Howard), portfolio trades, TFLO

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J. David Stein
Darby Creek Advisors LLC
P.O. Box 68544 • Tucson, AZ • 85737

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