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You are here: Home / Archives for bucket approach

496: Are You Taking Enough Aspirational Risk?

October 9, 2024 by Camden Stein · Updated November 1, 2024

Why we need distinct risk buckets: balancing our natural loss aversion with the allure of opportunities that offer the potential for massive upside. Topics covered include: What is modern portfolio theory, and what are some of its flaws Why so many people have gotten wealthy by being undiversified How to balance personal risk, market risk, and aspirational risk How prospect theory explains our attraction to positively skewed opportunities Why most people won't get wealthy … [Read more...]

Filed Under: Podcast Tagged With: aspirational risk, bucket approach, narrow framing, positive skewness, prospect theory, risk, risk management

371: Find Your Retirement Investing and Living Style

January 19, 2022 by David Stein · Updated June 21, 2023

What are the pros and cons of the four approaches to managing retirement savings. How to implement a bucketing or time segmentation retirement investing approach. Topics covered include: Why it takes time to find a retirement pattern that fits How retirement investing is a balance between safety-first and probability-based as well as maintaining optionality and committing. How total return investing differs from a safety-first approach What are products allow for a risk floor … [Read more...]

Filed Under: Podcast Tagged With: bucket approach, retirement, retirement investing, retirement spending, time segmentation

341: How to Overcome Investing Fears

May 5, 2021 by David Stein · Updated September 8, 2021

Investing without fear can be difficult. Here are seven ways to manage fear in order to improve your investing. As well as how fear can be beneficial. Topics covered include: Why fear can be both helpful and harmfulWhy expected investment returns are lower from a year agoWhat are the drivers of asset class returnsWhat is a bucket approach to investing and why it can be helpfulWhat are ways to automate investingWhy getting an investment second opinion can be valuableWhy we can never … [Read more...]

Filed Under: Podcast Tagged With: automated investing, bucket approach, fear

218 Plus: Are You A Stock or Bond, Accredited Investors and Treasury Bills

August 25, 2018 by David Stein · Updated May 10, 2021

This week August 25, 2018, we review whether entrepreneurs should have a different asset allocation than employees with steady jobs. We review whether new accredited investors should make changes to their investment strategy. Finally, we look at whether it makes sense to purchase individual U.S. Treasury bills. 218 Plus View and Listen To Other Plus Episodes Audio Download Download the audio file Transcript Download the transcript Welcome to Money For the Rest of Us Plus. This is Plus … [Read more...]

Filed Under: Uncategorized Tagged With: accredited investors, bucket approach, U.S. Treasury bonds

MNY146 Plus: Investing Buckets, Individual Bonds, Whole Life and Crowdfunding Real Estate

February 25, 2017 by David Stein · Updated May 24, 2021

This week February 25, 2017 on Money For the Rest of Us Plus we look at using a bucket approach to retirement investing in terms of setting aside thee or four years of living expenses and how a laddered bond portfolio fits into such a strategy. A member shares a great comparison of individual bonds versus bond funds. We also look at what to consider if buying a whole life insurance policy. We revisit crowdfunding real estate platforms with a focus on Peer Realty, FundRise and Acquire Real … [Read more...]

Filed Under: Uncategorized Tagged With: bucket approach, crowdfunding, real estate, whole life insurance

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