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You are here: Home / Archives for central bank digital currency

373: Are Stablecoins Safe? Should You Own Them?

February 2, 2022 by David Stein · Updated February 26, 2025

How stablecoins are similar and different from other monetary assets. What are stablecoin risks. Why central bank digital currencies are one of the biggest threats to stablecoins. Topics covered include: Why the Federal Reserve and other central banks are exploring issuing their own digital currenciesWhat is the difference between public and private moneyHow deposit insurance and central bank actions prevent runs on private moneyHow money market mutual funds are a type of stablecoinHow … [Read more...]

Filed Under: Podcast Tagged With: Beanstalk, cbdc, central bank digital currency, cryptocurrency, stablecoins, Tether

319: Here Come Central Bank Digital Currencies

October 28, 2020 by David Stein · Updated February 2, 2022

How central bank digital currencies would work, what is the motivation to create them, and what are the risks. Topics covered include: What percentage of central banks are working on a digital currency and plan to issue one soonWhat are the two kinds of money that central banks currently issue and how would a central bank digital currency differHow central bank digital currencies would be similar and differ from Bitcoin and other cryptocurrenciesWhat are the benefits and risks of … [Read more...]

Filed Under: Podcast Tagged With: Bitcoin, cbdc, central bank digital currency, central banks, cryptocurrency, digital currency, money types

199: What Kind of Money Is It?

April 4, 2018 by David Stein · Updated May 27, 2021

How a bank panic led to the creation of the Federal Reserve, and why having diversified sources of money can protect us in case we have a bank panic today and can't get access to our bank deposits. Photo by Annette Fischer In this episode you’ll learn: How a bank panic and economic crisis in 1907 led to the creation of the U.S. Federal Reserve in 1913.How U.S. currency evolved after the establishment of the Federal Reserve.How currency, bank deposits, gold and Bitcoin … [Read more...]

Filed Under: Podcast Tagged With: bank reserves, Bitcoin, central bank digital currency, central banks, cryptocurrency, Federal Reserve, gold, money, money creation, panics

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