This week April 8, 2017 on Money For the Rest of Us Plus we look at the mechanics of calculating retirement spending rates. We also compared the Vanguard Life Strategy Funds to the model portfolios found on Money For the Rest of Us Plus. … [Read more...]
149: Do You Have Enough To Retire?
How to estimate how long your assets will last in retirement and the steps you can take to take make them last longer. In this episode you'll learn: Has a secular bear bond market started.How to determine a bond fund's interest rate risk.How to do a mind the gap analysis to estimate how long retirement assets will last.Why there is not a compelling benefit to adding U.S. small cap stocks to a portfolio in the current market environment. Show Notes Hoisington Investment … [Read more...]
61: How Much Should You Spend In Retirement?
Why your retirement spending rate should vary over time based on individual and market circumstances. In this episode, you'll learn: Show Notes MNY033: To Retire Early, Mind the Gap MNY032: Die Broke Reduce Stock Exposure in Retirement or Gradually Increase It by Michael Kitces and Wayne Phau Site to estimate single premium immediate annuity payouts - immediateannuities.com Risky Business: Living Longer Without Income For Life - life expectancy probabilities on page … [Read more...]
32: Die Broke
How to deplete most of your assets before you die by using single premium immediate annuities. In this episode, you'll learn: What are individuals top financial worry.How wealthy are pre-retirees.What are the traditional three-legs of retirement income.A way to create your own pension plan without having to rely on market returns.How do single premium immediate annuities work and how are they priced.What happens if an annuity provider goes bankrupt. Show Notes I mistakenly said … [Read more...]
