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You are here: Home / Archives for currencies

516 Plus: Ultra Short Term Bond ETFs, Intl Bond ETFs, and an Intl Equity Enhanced Closed End Fund

March 22, 2025 by David Stein · Updated April 1, 2025

This week on Plus episode 516, we analyze two new Vanguard Ultra Short Term Bond ETFs. We also look at two ETF options for investing in shorter-term non-U.S. bonds. Finally, we consider a closed-end fund that invests in non-U.S. dividend-paying stocks while writing covered call options. Please note the ticker symbol for the BlackRock Enhanced International Dividend Trust is BGY, not BGI, as was said several times in the episode. … [Read more...]

Filed Under: Money Plus Tagged With: BGY, bonds, cash equivalent funds, currencies, international bonds, VBIL, VGUS

475: Inflation’s Illusion: Debunking the Normalcy of Currency Debasement

April 17, 2024 by Camden Stein · Updated October 21, 2024

It is not normal to want prices to rise and currencies to lose their purchasing power. We look at the advantages of stable currencies and prices. Topics covered include: What's more normal, an inflationary or deflationary mindset? Why it is more normal for prices to fall due to productivity increases How central banks seek to overcome productivity-induced deflation by increasing the money supply How inflation and ongoing currency debasement encourage debt, the … [Read more...]

Filed Under: Podcast Tagged With: currencies, currency debasement, deflation, inflation, quantitative easing

462 Plus: Immediate Annuities, More on Closed-End Funds, and Currency ETFs

January 20, 2024 by David Stein · Updated February 2, 2024

In Plus episode 462, we review why one might want to buy an immediate annuity to help fund retirement expenses. We consider the Cohen & Steers Closed End Opportunity Fund (FOF). Finally, we discuss using an ETF to speculate on currencies. … [Read more...]

Filed Under: Money Plus Tagged With: annuities, closed-end funds, currencies, currency hedges, fund of funds, immediate annuities

404: Why Is the U.S. Dollar So Strong? Will It Continue?

September 28, 2022 by David Stein · Updated June 27, 2024

What has caused the U.S. dollar's currency exchange rate to be the strongest in twenty years? How a strong dollar leads to slower global economic growth and falling asset prices. Topics covered include: Why a strong dollar is a no-win situation for the rest of the world Why have inflation and interest rates increased Why recession risks are rising as central banks combat inflation Why asset prices fall when interest rates rise What would cause the U.S. dollar to weaken … [Read more...]

Filed Under: Podcast Tagged With: central banks, currencies, currency risk, dollar collapse, dollar peg, dollar shortage, Eurodollars, offshore dollars, reserve currency, U.S. dollar

380 Plus: Why the Japanese Yen Is Falling and a Follow Up on Simplify ETFs including PFIX

April 2, 2022 by David Stein · Updated April 23, 2022

In Plus Episode 380, we explore what is causing the Japanese yen to decline relative to the dollar and how that has hurt unhedged investments in the Japanese stock market including Japanese ETFs in the model portfolio examples. We consider if and what investors could do. We also revisit the Simplify Interest Rate Hedge ETF (PFIX) and whether investors should take profits. Finally, we look at some of the challenges stock ETFs that offer downside protection through options strategies. … [Read more...]

Filed Under: Uncategorized Tagged With: currencies, DFJ, DXJS, Japan, Japanese yen, PFIX, Simplify ETFs

364: Should You Hedge Your International Stock Exposure Against Currency Fluctuations?

November 3, 2021 by David Stein · Updated September 28, 2022

How to decide whether it is worth it to hedge currency exposure when investing outside of your home country. Topics covered include: How currency exchange rates impact investment returnsWhat factors impact currency exchange ratesWhat are carry trades and how do they influence exchange ratesHow currency forward contracts workHow ETFs and funds hedge currency exposureWhat to consider when deciding whether to hedge foreign currency exposure Show Notes Rising U.S. yields push yen … [Read more...]

Filed Under: Podcast Tagged With: carry, carry trades, currencies, currency hedges, international stocks

352: Is This the Key to Wealth, Freedom, and Happiness?

August 4, 2021 by David Stein · Updated October 26, 2021

How owning fewer, more permanent things can lead to greater freedom and continued economic growth. Topics covered include: How a railroad company issued a bond that matured in 999 yearsWhy land and gold are the most permanent investmentsWhat is the oldest currency in useWhy fiat and cryptocurrencies are potentially worthlessWhy permanence is freedom and constantly craving more things limits freedomWhy do quality goods cost moreHow the volume of trash generation and the number of … [Read more...]

Filed Under: Podcast Tagged With: currencies, impermanence, minimalism, Pawson (John), Schumacher (E.F.), simplicity, storage units

236 Plus: January 2019 Mid Month Update, Corporate Bonds and Retirement Currency Risk

January 19, 2019 by David Stein · Updated April 29, 2021

This Plus episode for the week of January 19, 2019 includes a mid month update on investment conditions. We consider how sharply corporate credit ratings can be downgraded to junk after a company runs into trouble rather than beforehand. Finally, we answer a member's question who has savings and earning in a currency that is different from where he tends to retire. … [Read more...]

Filed Under: Uncategorized Tagged With: currencies, currency risk, individual bonds

Is A Dollar Collapse Coming?

August 1, 2018 by David Stein · Updated September 28, 2022

Will stagflation cause the dollar to crash and be a bottomless pit when the next recession hits? That is what Peter Schiff is predicting. We look at where he is right and where he seems to be off the mark when it comes to the U.S. economy and a dollar collapse. In this episode you’ll learn: Is an economic recession overdue? Why running ongoing trade deficits leads to higher private sector debt balances. Why interest rates and savings is not too low. Why the U.S. … [Read more...]

Filed Under: Podcast Tagged With: currencies, currency collapse, currency devaluation, dollar collapse, hyperinflation, inflation, M2, money supply, Schiff (Peter), trade deficit, U.S. dollar

214: Should You Trade Currencies (Forex) Like Soros?

July 25, 2018 by David Stein · Updated August 31, 2021

How the foreign exchange market works and how George Soros made more than $1 billion shorting the British pound in 1992. Why currency trading today is more like gambling than when Soros made his billions. Why trading closed end funds can be more profitable than currency trading. Photo by Central European University In this episode you’ll learn: How does foreign exchange trading work and why is it like gambling.Who are the principal players in the foreign exchange market.How George … [Read more...]

Filed Under: Podcast Tagged With: closed-end funds, currencies, currency devaluation, currency trading, forex, Soros (George)

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