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You are here: Home / Archives for housing

493: The Housing Affordability Crisis: What Caused It and How to Fix It

September 11, 2024 by David Stein · Updated November 13, 2024

What caused the 40% price increase in houses and rents, and what are governments doing to try to fix the problem. Topics covered include: Why 50% of the global population is frustrated with the lack of affordable housing How the housing collapse as part of the Great Financial Crisis contributed to today's affordability crisis How central bank QE programs have magnified the housing crisis How restrictive zoning and short-term rentals contribute to the housing … [Read more...]

Filed Under: Podcast Tagged With: home prices, housing, housing crisis

452 Plus: TIPS Trade, TIPS Bullet Shares ETFs, and Housing Inflation

October 21, 2023 by David Stein · Updated October 30, 2023

In Plus Episode 452, we discuss the recent 5-year TIPS auction. We look at the new iShares TIPS bullet shares ETFs with fixed maturity. We also look at the impact of shelter on inflation and how higher interest rates impact home prices and apartment rents. … [Read more...]

Filed Under: Money Plus Tagged With: bullet ETFs, housing, housing shortage, TIPS, Treasury Inflation Protected Securities

450: How Higher Interest Rates Alter Our Financial Blueprint

October 4, 2023 by David Stein · Updated October 30, 2023

We explore six impacts of higher interest rates on housing, capital projects, stock buybacks, excess returns for stocks, bonds, and other asset classes, and individual opportunity costs. Topics covered include: Where current interest rates stand Central banker predictions for how long cash yields will stay this high Why housing is the least affordable since the early 1980s Why new apartment building construction has collapsed What has been the excess return for stocks, … [Read more...]

Filed Under: Podcast Tagged With: cash equivalents, equity risk premium, housing, interest rates, opportunity costs, risk premium, stock buybacks

389: Is Airbnb Intensifying the Housing Crisis?

June 1, 2022 by David Stein · Updated June 17, 2022

We explore whether long-term and short-term single-family home rentals are contributing to higher rents, higher home prices, and a housing shortage. What are the options for investing in this space and should we? Topics covered include: What is financializationWhat are examples of how financialization and government policy has impacted housingHow homeownership rates vary around the worldHow much of a presence do equity REITs have in the single-family home rental spaceHow a housing … [Read more...]

Filed Under: Podcast Tagged With: Airbnb, equity REITs, financialization, housing, housing shortage, vacation rentals

357: Is a Housing Crash Coming?

September 8, 2021 by David Stein · Updated June 7, 2023

What are the demand and supply drivers of home prices? What is the current status of those drivers and do they suggest a housing price crash is imminent, particularly given mortgage forbearance programs are ending? Topics covered include: How much have home prices appreciated in the past year compared to historical rates What has driven the demand shock for housing Why U.S. houses are so much more affordable compared to earlier periods How big is the housing shortage in the … [Read more...]

Filed Under: Podcast Tagged With: home prices, housing, housing bubble, housing crash

338: The National Debt, Inflation, and the U.S. Dollar—What Could Go Wrong?

April 14, 2021 by David Stein · Updated January 11, 2023

With a ballooning U.S. federal budget deficit, a growing national debt, and double digit increases in the money supply, is it time to bet against the dollar? Topics covered include: What is driving the double-digit increases in U.S. home prices Why hasn't inflation spiked in line with rising home prices What is the velocity of money and why is it falling What are three schools of thought regarding what causes inflation What is the average interest rate and maturity … [Read more...]

Filed Under: Podcast Tagged With: Bank of Amsterdam, central banks, housing, inflation, inflation theories, national debt, swap lines, U.S. dollar

317: How To Buy In A Hot Housing Market

October 14, 2020 by David Stein · Updated June 7, 2023

U.S. home prices are on fire and sales are skyrocketing. Here are 8 rules of thumb for buying a house in a hot housing market when there are multiple bidders over the asking price. Topics covered include: What are the latest metrics on U.S. home sales, prices, and valuations Why are homes sales increasing and prices soaring and how likely are they to fall Why David is buying a different house (again) in a hot housing market What are rules of thumb that can help us find the … [Read more...]

Filed Under: Podcast Tagged With: home mortgage, home prices, housing, housing bubble, mortgage

284: We Are All Financially Vulnerable

January 22, 2020 by David Stein · Updated May 19, 2021

How to protect against financial hardship and assist others who are struggling financially. Topics covered include: Why are so many families leaving Central America and seeking to enter the United States.How have U.S. immigration patterns changed.Why immigration leads to higher economic growth.Why unsheltered homelessness is increasing around the world and what strategies have been effective in reducing homelessness.What can individuals do to assist the homeless and others who are in … [Read more...]

Filed Under: Podcast Tagged With: asylum, Finland, homeless, housing, immigration

258: How Financialization Pushes Up Home Prices

June 26, 2019 by David Stein · Updated June 7, 2023

How the desire by corporations and individuals to turn single-family homes into rental units is pushing up home prices, making it more difficult for first-time homebuyers to purchase a house. In this episode you’ll learn: Why the United Nations is accusing certain countries and corporations of treating housing as a tradable financial commodity rather than a human right. Why Blackstone believes it is helping to solve the housing crisis by buying and renting single-family homes … [Read more...]

Filed Under: Podcast Tagged With: financialization, home prices, housing

256 Plus: Economic and Financial Cycles, Demographics, Private REITs and Long/Short ETFs

June 14, 2019 by David Stein · Updated December 13, 2022

In Plus episode 256 for the week of June 15, 2019, we consider the difference between economic and financial cycles. We review debt metrics for U.S. households and businesses. We look at investing themes based on U.S. demographic trends. We explore the pros and cons of private REITs versus public REITs. Finally, we analyze long/short stock investing as practiced by the WisdomTree Dynamic Long Short U.S. Equity ETF. … [Read more...]

Filed Under: Uncategorized Tagged With: BREIT, cycles, DYLS, home prices, housing, private REITs, REITs

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