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You are here: Home / Archives for money creation

484 Plus: ETF Family Size and a Review of QE’s Impact on Inflation and Asset Prices

June 29, 2024 by David Stein · Updated July 10, 2024

In Plus episode 484, we answer a member's question on whether it is better to invest in larger ETFs and with larger ETF families. We also review quantitative easing and quantitative tightening. We look at how the per capita increase in the money supply due to QE led to a big jump in inflation and asset prices, including for houses and stocks. We also look at the per capita increase in the national debt. … [Read more...]

Filed Under: Money Plus Tagged With: ETF analysis, ETF sponsors, inflation, money creation, money supply, quantitative easing, quantitative tightening

355: Which Money Is Crazier: The U.S. Dollar or Bitcoin?

August 25, 2021 by David Stein · Updated November 12, 2021

We compare the U.S. Dollar with Bitcoin on their key attributes to determine which is better for transactions and preserving wealth, which is most absurd and which has serious flaws. Topics covered include: How are new U.S. Dollars and Bitcoin createdHow much has the supply of each currency grownHow both the dollar and Bitcoin have had rule changesWhy Bitcoin transactions are faster than non-cash U.S. dollar transactionsWhy both the dollar and Bitcoin require add-on layers to … [Read more...]

Filed Under: Podcast Tagged With: Bitcoin, cryptocurrency, cryptocurrency energy use, legal tender, money creation, money supply, U.S. dollar

336 Plus: A Simple Money Supply, Money Creation Analogy

March 27, 2021 by David Stein · Updated April 29, 2021

In Plus Episode 336 for the week of March 27, 2021, we discuss some new site additions for Plus members. We also explore an analogy to explain under what circumstances the money supply and purchasing power increase and under what circumstances they don't. We use the analogy to explain what is happening currently and under what circumstances it could lead to higher inflation. Finally, we review why Hoisington Investment Management Company believes inflation will stay low and interest … [Read more...]

Filed Under: Uncategorized Tagged With: bank lending, central banks, Federal Reserve, Hoisington Investment Management, inflation, money creation, money printing, money supply, quantitative easing

336: Own What Is Real

March 24, 2021 by David Stein · Updated April 19, 2023

There has never been this much money in the world. Now is the time to own real property. Topics covered include: How to buy something with Bitcoin How cryptocurrencies are similar and different from fiat currencies What is legal tender Why there has never been this much money in the world Why central banks can control interest rates but not inflation What real property should investors own Show Notes The Power of Gold: The History of an Obsession by Peter … [Read more...]

Filed Under: Podcast Tagged With: central banks, collectibles, Federal Reserve, inflation, modern monetary theory, money creation, money supply, quantitative easing

285: Money is Debt

January 29, 2020 by David Stein · Updated May 19, 2021

Money can be used to purchase things now or saved to purchase things later. If individuals want to save their money to purchase things in the not too distant future, they can invest in what are known as cash equivalents. These include savings accounts at banks or money market mutual funds. Cash equivalents pay a little bit of interest while also having price stability in that the value of deposits varies little from day-to-day. Money Is Debt Backed By Debt Gary Gorton, Professor of … [Read more...]

Filed Under: Podcast Tagged With: bank runs, counterfeit money, debt, financial crisis, money, money creation, money market funds, money market operations, U.S. Treasuries, U.S. Treasury bonds

281: Four Forces That Will Shape The Next Decade

December 18, 2019 by David Stein · Updated May 19, 2021

This decade that is coming to a close has been rewarding for investors. The 2010s were marked by a slow but prolonged economic recovery following the Great Financial Crisis of 2008 and 2009. The U.S. began the decade with an unemployment rate of 10%. Now it is 3.5%. The current U.S. economic expansion is the longest in U.S. history. Stock and Bond Return Expectations Against that backdrop, global stock markets as measured by the MSCI All Country World Index in U.S. … [Read more...]

Filed Under: Podcast Tagged With: change, climate change, money, money creation, renewable energy, technology, trust

206 Plus: The Upcoming Swiss Vote To Radically Change Money

May 26, 2018 by David Stein · Updated May 12, 2021

This week May 26, 2018, we look at the upcoming national referendum in Switzerland to change the constitution so commercial banks can no longer create money. All money creation would reside with the Swiss National Bank. We analyze the potential consequences of this action if it is implemented. 206 Plus View and Listen To Other Plus Episodes Audio Download Download the audio file Notes Switzerland Campaign For Monetary Reform Transcript Welcome to Money For the Rest of Us Plus. This is … [Read more...]

Filed Under: Uncategorized Tagged With: central banks, currencies, money creation, Switzerland

205: Is The Federal Reserve Really Printing Money?

May 16, 2018 by David Stein · Updated March 22, 2021

If the Federal Reserve has printed over $2 trillion dollar and given it to banks to lend, why is U.S. inflation still low? Photo by Pepi Stojanovski In this episode you’ll learn: How banks create money and how reserves factor into banks' lending decisions.How much has the money supply increased as a result of bank lending and Federal Reserve action.How Federal Reserve bond buying increased liquidity but not national wealth.Why we haven't seen higher inflation. Show … [Read more...]

Filed Under: Podcast Tagged With: bank lending, central banks, Federal Reserve, money creation, money printing, money supply

199: What Kind of Money Is It?

April 4, 2018 by David Stein · Updated May 27, 2021

How a bank panic led to the creation of the Federal Reserve, and why having diversified sources of money can protect us in case we have a bank panic today and can't get access to our bank deposits. Photo by Annette Fischer In this episode you’ll learn: How a bank panic and economic crisis in 1907 led to the creation of the U.S. Federal Reserve in 1913.How U.S. currency evolved after the establishment of the Federal Reserve.How currency, bank deposits, gold and Bitcoin … [Read more...]

Filed Under: Podcast Tagged With: bank reserves, Bitcoin, central bank digital currency, central banks, cryptocurrency, Federal Reserve, gold, money, money creation, panics

157: The Most Important Economic Question of Our Time

May 10, 2017 by David Stein · Updated September 25, 2023

Why the likelihood of a future fiscal crisis sparked by the national debt depends on whether there is a limited or an unlimited supply of money. Is it possible the federal government's endless borrowing could crowd out the private sector and harm the economy? Photo by Cesar Marchan In this episode you’ll learn: How much is the U.S. national debt expected to increase. What is the financial concept of crowding out. How money is a zero-interest perpetual liability. How the … [Read more...]

Filed Under: Podcast Tagged With: budget deficit, Federal budget, Japan, money creation, national debt

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