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You are here: Home / Archives for mortgage REITs

457 Plus: Yield-to-maturity, Cumulative vs Annualized Returns, Number of Funds, DSU and AGNC

December 2, 2023 by David Stein · Updated June 13, 2024

In Plus episode 457, we explore how to calculate yield-to-maturity, cumulative returns, and annualized returns and how the measures differ. We explain why it is so challenging to identify an appropriate investment vehicle. We answer member questions on David's leverage loan holding (DSU) and preferred stock mortgage REIT with AGNC. … [Read more...]

Filed Under: Money Plus Tagged With: AGNC, DSU, mortgage REITs, performance, performance calculation, REIT preferreds, return calculation, yield to maturity

453 Plus: Investing in Mortgage Backed Securities and Mortgage REITs, Old 401k Plans

October 28, 2023 by David Stein · Updated November 10, 2023

In Plus episode 453, we explore the current environment for mortgage-backed securities and why mortgage REITs are struggling. We discuss the options of what to do with 401k plans held at former employers. … [Read more...]

Filed Under: Uncategorized Tagged With: 401k, 401k rollovers IRA, mortgage REITs, mortgage-backed securities, preferred stocks, REIT preferreds

418 Plus: Mortgage REIT Preferred Stock, Debt Ceiling Standoff, and Fallen Angel Bonds

January 28, 2023 by David Stein · Updated February 20, 2023

In Plus episode 418, we review the current status of mortgage REITs and analyze the mortgage REIT preferred stock David recently purchased. We consider whether investors should move assets out of cash until the debt ceiling standoff is resolved. We consider options the U.S. Treasury has to meet its obligations including minting a trillion-dollar coin. Finally, we look at two ETFs that invest in bonds that have recently been downgraded to non-investment grade from investment grade. … [Read more...]

Filed Under: Money Plus Tagged With: debt ceiling, fallen angels, high yield bonds, mortgage REITs, national debt, non-investment grade bonds, preferred stocks, REIT preferreds

326: The New Math of Retirement Spending and Investing

January 6, 2021 by David Stein · Updated October 26, 2022

How should individuals invest and spend in retirement with interest rates so low, stock valuations high, and inflation uncertain. Why retirement managed payout funds and income replacement funds failed. Topics covered include: How managed payout and income replacement funds compare to immediate annuitiesWhy Vanguard and Fidelity changed the objective of their retiree focused income replacement and managed payout fundsHow fixed annuities workHow retirees should combine annuities with … [Read more...]

Filed Under: Podcast Tagged With: annuities, Bengan (William P.), fixed annuities, immediate annuities, income replacement funds, inflation, managed payout funds, mortgage REITs, retirement, retirement investing, retirement spending, retirement withdrawal rates, safety first retirement, Shadow Stats, spending rates in retirement

315 Plus: Moving Out of Cash, Purchasing and Storing Cryptocurrencies, and Mortgage REITs

September 26, 2020 by David Stein · Updated March 21, 2022

In Plus Episode 315, we answer a member's question about how to move his portfolio back into the stock market. We review how to purchase and store cryptocurrencies. Finally, the episode includes the audio from a new video lesson on how to invest in mortgage real estate investment trusts. … [Read more...]

Filed Under: Uncategorized Tagged With: cryptocurrency, dollar cost averaging, mortgage REITs, mortgage-backed securities, regret

291 Plus: Mid Month Update, When to Increase Risk, Mortgage REITs and Covered Call Writing

March 21, 2020 by David Stein · Updated June 7, 2021

In Plus episode 291, for the week of March 21, 2020, we review market returns and the latest economic releases. We discuss the recent changes to the model portfolios. We also consider what needs to happen before we increase risk by investing more in stocks. We review what is going on in the mortgage REIT space where securities have gotten hit extremely hard. Finally, we answer a member's question about covered call writing on a stock that comprises a large percentage of his net worth. … [Read more...]

Filed Under: Uncategorized Tagged With: bear markets, covered calls, mortgage REITs, options, options writing, put options

258 Plus: July 2019 Portfolio Review, Hiring a Financial Advisor and Delaware Statutory Trusts

July 6, 2019 by David Stein · Updated April 29, 2021

In Plus episode 258 for the week of July 6, 2019, David discusses a recent mortgage REIT ETF addition to his portfolio. He also answers a member's question on hiring a financial advisor on a project basis. Finally, we discuss Delaware Statutory Trusts that hold real estate. … [Read more...]

Filed Under: Uncategorized Tagged With: Delaware statuary trusts, financial advisors, mortgage REITs

185 Plus: Mortgage REITs, Inverted Yield Curve, and TIPS

December 16, 2017 by David Stein · Updated April 29, 2021

This week December 16, 2017 on Money For the Rest of Us Plus, we answer a member's question on where to invest new IRA deposits. We look at the remarkable success of an inverted yield curve at predicting recessions. We explore investing in mortgage REITs both through their common shares, preferred shares or through a levered exchange traded note. Finally, we analyze why Treasury Protection Securities have underperformed traditional fixed income and what are expectations over the next … [Read more...]

Filed Under: Uncategorized Tagged With: 401k credit protection, 401k rollovers IRA, mortgage REITs, mortgage-backed securities, recession indicators

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