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You are here: Home / Archives for Treasury Inflation Protected Securities

512/513 Plus: Exiting MCI and Comparing Conservative Fixed Income Options

February 22, 2025 by David Stein · Updated March 15, 2025

In Plus episode 512/513, David discusses why he sold his position in the Barings Corporate Investors Fund (MCI). We also compare the yields and tax rules of U.S savings bonds, nominal Treasuries, zero coupon bonds, TIPS, CDs, fixed annuities, and municipal bonds. … [Read more...]

Filed Under: Money Plus Tagged With: fixed annuities, fixed income, MCI, municipal bonds, savings bonds, TIPS, Treasury Inflation Protected Securities

459 Plus: TIPS Liquidity, a new MBS ETF, Closed-end Fund ETFs, and MLP Data

December 14, 2023 by David Stein · Updated January 18, 2024

In Plus episode 459, we discuss who is on the other side of the TIPS trade. We analyze the Simplify MBS ETF (MTBA) and learn what mortgage-backed TBAs are. We review the performance and risk of ETFs that invest in closed-end funds. Finally, we explain why MLP data is no longer included in the monthly investment conditions and strategy report. … [Read more...]

Filed Under: Money Plus Tagged With: CEFS, closed-end funds, ETFs, MLPs, mortgage-backed securities, MTBA, TIPS, Treasury Inflation Protected Securities

456 Plus: 4% Rule, TFLO, Personal Inflation Rates, Emerging Latin America, and GIM

November 18, 2023 by David Stein · Updated November 28, 2023

In Plus episode 456, we explore how to apply retirement spending rules when real estate properties will be sold during retirement. We consider the risks of investing in the iShares Floating Rate Treasury ETF (TFLO). We answer a question about the hoopla surrounding Treasury Inflation Protection Securities. Why has David not purchased a dedicated Latin America Emerging Markets Stock ETF. Update on the Templeton Global Income Fund (GIM). … [Read more...]

Filed Under: Money Plus Tagged With: GIM, inflation, Latin America, spending rates in retirement, TFLO, TIPS, Treasury Inflation Protected Securities

455: Easier Investing, Richer Life: TIPS Ladders to Annuities

November 8, 2023 by David Stein · Updated April 24, 2024

What are the pros and cons of partially funding retirement expenses with an inflation-indexed bond ladder versus an immediate annuity? There is a big downside to TIPS ladders that many investors don't realize. Topics covered include: Why the stock market is more risky than many people realize Is it too late to invest in TIPS as one advisor suggests How TIPS and TIPS ladders work How immediate annuities work The pros and cons of a TIPS ladder versus an immediate … [Read more...]

Filed Under: Podcast Tagged With: bond ladder, immediate annuities, simplicity, Spitznagel (Mark), TIPS, Treasury Inflation Protected Securities, volatility drag

452 Plus: TIPS Trade, TIPS Bullet Shares ETFs, and Housing Inflation

October 21, 2023 by David Stein · Updated October 30, 2023

In Plus Episode 452, we discuss the recent 5-year TIPS auction. We look at the new iShares TIPS bullet shares ETFs with fixed maturity. We also look at the impact of shelter on inflation and how higher interest rates impact home prices and apartment rents. … [Read more...]

Filed Under: Money Plus Tagged With: bullet ETFs, housing, housing shortage, TIPS, Treasury Inflation Protected Securities

429: Which Inflation Protection Strategies Worked and Which Didn’t? 

April 19, 2023 by David Stein · Updated November 7, 2024

With a total U.S. inflation rate of 14% in the past two years, we review how various inflation hedges performed over the past twenty-four months. Topics covered include: What were investors' and the Federal Reserve's inflation expectations two years ago What led to the big inflation increase Why was the Federal Reserve forced to raise its policy rate by almost 5% in a year How successful were inflation-index bonds, stocks, commodities, and real estate in beating inflation … [Read more...]

Filed Under: Podcast Tagged With: commodity futures, dividend investing, dividend stocks, INFL, inflation, inflation hedges, IVOL, Series I savings bonds, TIPS, Treasury Inflation Protected Securities

426 Plus: TIPS vs CDs, 1031 Exchange, and a Balanced Leveraged ETF Portfolio

April 1, 2023 by David Stein · Updated April 19, 2023

In Plus episode 426, we analyze how to decide between 5-year TIPS or 5-year certificates of deposit. We explore how real estate investors defer taxes through 1031 exchanges and investing in Delaware Statuatory Trusts. Finally, we compare two higher risk strategies: A balanced portfolio of 3x leveraged ETFs or a return stacking strategy that combines stock and long-term bond exposure. … [Read more...]

Filed Under: Uncategorized Tagged With: 1031 exchange, CDs, Delaware statuary trusts, DST, leveraged ETF, portable alpha, return stacking, TIPS, Treasury Inflation Protected Securities

410 Plus: TIPS Auction Results, Normal Interest Rates, 90/10 Portfolios, and Financial Independence

November 19, 2022 by David Stein · Updated December 17, 2022

In Plus episode 410, we review the results from the recent TIPS auction that David participated in. We look at what determines interest rates and whether there is a normal level. We discuss Warren Buffett's recommended portfolio allocation for a trust he set up. Finally, we look at what financial independence means. … [Read more...]

Filed Under: Uncategorized Tagged With: Buffett (Warren), financial independence, interest rates, TIPS, Treasury Inflation Protected Securities

409 Plus: Buying TIPS at Auction, Building a TIPS Ladder, and Deciding Between Short-term and Long-term Bonds

November 12, 2022 by David Stein · Updated August 25, 2023

In Plus Episode 409, we introduce the Money For the Rest of Us affiliate program. We discuss the complexities of purchasing a Treasury Inflation Protection Security at a reopened U.S. Treasury auction. We consider why yields on newly issued TIPS are lower than the yield on TIPS that have been outstanding for a while, even though both bonds have the same maturity. Finally, we consider how to decide between owning short-term bonds versus long-term bonds. … [Read more...]

Filed Under: Uncategorized Tagged With: bond ladder, bonds (long duration), bonds (short-term), TIPS, Treasury auctions, Treasury Inflation Protected Securities, U.S. Treasury auctions

407: Worry-Free Retirement Investing

October 26, 2022 by David Stein · Updated November 29, 2022

How to use laddered inflation-indexed bonds (i.e., TIPS), CDs, fixed annuities, and fixed index annuities to meet retirement living expenses while worrying less about running out of money. Topics covered include: How individuals can use liability-driven investment strategies Why now is the best opportunity to buy Treasury Inflation Protection Securities in 15 years How to use bond ladders How deferred fixed and deferred variable annuities work How to analyze fixed index … [Read more...]

Filed Under: Podcast Tagged With: annuities, CDs, fixed annuities, fixed index annuities, immediate annuities, TIPS, Treasury Inflation Protected Securities

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