Money for The Rest of Us

Investment help and financial guidance for the rest of us.

  • Podcast
  • Guides
        • Asset Classes

        • A Complete Guide to Investing in I Bonds and TIPS (2025)
        • A Complete Guide to Equity REIT Investing
        • A Complete Guide to Mortgage REIT Investing
        • A Complete Guide to Investing in Gold
        • A Complete Guide To Investing In Convertible Bonds
        • Investing in Bitcoin, Oil, and Volatility ETFs
        • Carbon Investing and its Effect on Climate Change
        • Farmland Investing
        • The Opportunity and Risk of Frontier Markets
        • Investment Vehicles

        • A Complete Guide to Investment Vehicles
        • How to Invest in Closed-End Funds
        • What Are SPACs and Should You Invest in Them?
        • Money and Economics

        • A Complete Guide to Understanding and Protecting Against Inflation
        • Understanding Web3 Investing
        • Strategy

        • Why You Should Rebalance Your Portfolio
        • What Is Risk vs Uncertainty?
        • Tail Events and Tail Risk
  • Resources
        • General Resources

        • Topic Index
        • Glossary
        • Most Influential Books
        • Member Tools

        • Member - Getting Started Guide
        • Asset Allocation and Portfolio Tools
        • Current Investment Strategy Report
        • All Investment Conditions Reports
        • Strategic and Adaptive Model Portfolios
        • Member Tools and Downloads
        • Member Resources

        • Plus Premium Episodes
        • Submit A Question to the Plus Podcast
        • Member Forums
        • David’s Current Portfolio
        • David's Portfolio Trades
        • Courses

        • Investing in Closed-End Funds
  • Members
  • Join
  • Log In
You are here: Home / Archives for productivity

503: U.S. Stocks Have Never Been This Overhyped or Expensive

December 4, 2024 by Camden Stein · Updated December 16, 2024

What are the tangible and intangible factors that have contributed to long-term U.S. stock market outperformance compared to the rest of the world? Despite these advantages, why might we still want to continue to be globally diversified? Show Notes American productivity still leads the world—The Economist The Outlook for Long-Term Economic Growth by Charles I. Jones—Federal Reserve Bank of Kansas City How Much Will Global Warming Cool Global Growth? by Ishan B. Nath, Valerie … [Read more...]

Filed Under: Podcast Tagged With: budget deficit, international stocks, productivity, stock valuations, U.S. stock market

457: AI’s Fork in the Road: Societal Bliss or Existential Threat

November 29, 2023 by David Stein · Updated December 7, 2023

One year after the release of ChatGPT, we explore the positive and negative paths AI could take and what individuals can do to assist with a positive outcome. Topics covered include: How David uses AI to increase his personal productivity The societal and economic impacts of AI, including its potential to enhance corporate profitability and individual productivity Changes at OpenAI's executive level are examined, highlighting a shift in the organization's direction and … [Read more...]

Filed Under: Podcast Tagged With: AI, artificial intelligence, effective altruism, productivity

439: How and Why to Invest in AI

July 12, 2023 by David Stein · Updated July 29, 2023

AI models like ChatGPT could lead to massive productivity gains, accelerated economic growth, and higher stock returns. Here's how to invest in AI. Topics covered include: How workers are already using AI models like ChatGPT to boost productivity Why ChatGPT is better at search than Google for certain queries How AI models will change the economic narrative What are ways to invest in AI, including specific ETFs Show Notes Sarah Silverman Sues OpenAI and Meta Over … [Read more...]

Filed Under: Podcast Tagged With: AI, artificial intelligence, productivity

403: The Pandemic Might Be “Over,” but Not Its Repercussions

September 21, 2022 by David Stein · Updated October 6, 2022

How risk perceptions and actions have changed over several years of the pandemic. How the pandemic's impacts continue to affect politics, the economy, financial markets, how we invest, and our personal lives. Topics covered include: Is the pandemic really over? Based on what criteriaWhat percentage of people continue to isolate at homeHow behaviors such as eating out and visiting friends have changed throughout the pandemic.How work has changed with the pandemicHas pandemic stimulus … [Read more...]

Filed Under: Podcast Tagged With: COVID-19, inflation, national debt, pandemics, productivity, work

400: What If High Inflation Doesn’t End?

August 31, 2022 by David Stein · Updated September 21, 2022

How economic wars, pandemics, and worker shortages could lead to years of high structural inflation. What needs to happen to avoid this dire inflation scenario. Topics covered include: What are three inflation lessons shared by Federal Reserve Chair Jerome PowellWhat is inflation anchoringWhat caused the current period of high inflationHow China and Russia contributed to low inflation and why those trends have reversedHow behavior changes and productivity improvements can contribute to … [Read more...]

Filed Under: Podcast Tagged With: commodities, commodity futures, inflation, inflation hedge, productivity

343: Why the Productivity Slowdown Could Lead to Lower Living Standards

May 19, 2021 by David Stein · Updated March 29, 2022

Why productivity growth is key to creating wealth. Why U.S. productivity growth is slowing and what we can do to increase business and personal productivity. Topics covered include: How productivity is measured and how it relates to GDP, inflation, and living standardsHow productivity growth has led to more food, better health, better housing, and more consumer goods.What are potential reasons why productivity growth is slowingEvidence that work from home has led to lower … [Read more...]

Filed Under: Podcast Tagged With: living standards, productivity, wages

331: Why Do We Work So Much?

February 10, 2021 by David Stein · Updated September 22, 2021

How to structure employment so workers are more creative, productive, and happier. Topics covered include: What percentage of employees work at home due to the pandemicHow many hours per week do men and women work in both paid employment and unpaid caregivingHow workers have been allocating the time saved by not commutingWhy the economy would still prosper if we worked only four hours per dayWhat is the cult of efficiencyWhat is the difference between leisure and amusementWhy employers … [Read more...]

Filed Under: Podcast Tagged With: Aristotle, deep work, efficiency, employment, Newport (Cal), overwork, productivity, Russell (Bertrand), slack, work

300: Ray Dalio and the Changing World Order

May 27, 2020 by David Stein · Updated May 1, 2023

What are the forces that lead to the rise and fall of nations. Why does the U.S. appear to be in decline and what investors can do to prepare. Photo by TechCrunch (CC BY 2.0) Text and overlay added. Topics covered include: An overview of Ray Dalio and Bridgewater Associates' investment process Why human productivity is the most powerful force for creating wealth. Additional forces that contribute to nations increasing in power and wealth. Why being the reserve currency is an … [Read more...]

Filed Under: Podcast Tagged With: Dalio (Ray), Federal Reserve, money, productivity, reserve currency, wealth

231: What Determines How Much You Make

November 28, 2018 by David Stein · Updated May 26, 2021

Why how much you make depends on the occupation, the company, and the location. Photo by J.D. Stein In this episode you’ll learn: Why some occupations pay more than others.Why the same occupation pays different amounts in different countries.Why the same occupation pays different amounts at different companies within the same city. Show Notes Why Do Some Occupations Pay More than Others? Social Closure and Earnings Inequality in the United States - Kim A. Weeden - American … [Read more...]

Filed Under: Podcast Tagged With: employment, Mexico, pay, productivity

153: Will Social Security Go Bankrupt?

April 12, 2017 by David Stein · Updated July 27, 2023

Why Social Security will not collapse and the four actions government can take to make sure it won't. Photo by Michal Grosicki In this episode you'll learn: What does Social Security cost per year and how is it funded. How soon will the Social Security trust funds be depleted. What are the ways to stabilize the Social Security program. How productivity increases will help determine the future of Social Security. Show Notes Scathing New Report Shows Just How Bankrupt … [Read more...]

Filed Under: Podcast Tagged With: Federal budget, productivity, Social Security, taxes

  • 1
  • 2
  • Next Page »

Contact | Team | Topic Index


Darby Creek Advisors LLC
P.O. Box 68544 • Tucson, AZ • 85737

Copyright © 2025 • Disclosures, Privacy Policy, and Cookie Policy • Site by Tempora

Manage Cookie Consent

We use cookies to optimize our website, marketing, and services. 

Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Manage options Manage services Manage {vendor_count} vendors Read more about these purposes
View preferences
{title} {title} {title}
Manage Cookie Consent
We use cookies to optimize our website, marketing, and services. We never sell users' data.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Manage options Manage services Manage {vendor_count} vendors Read more about these purposes
View preferences
{title} {title} {title}