Money for The Rest of Us

Investment help and financial guidance for the rest of us.

  • Podcast
  • Guides
        • Asset Classes

        • A Complete Guide to Investing in I Bonds and TIPS (2025)
        • A Complete Guide to Equity REIT Investing
        • A Complete Guide to Mortgage REIT Investing
        • A Complete Guide to Investing in Gold
        • A Complete Guide To Investing In Convertible Bonds
        • Investing in Bitcoin, Oil, and Volatility ETFs
        • Carbon Investing and its Effect on Climate Change
        • Farmland Investing
        • The Opportunity and Risk of Frontier Markets
        • Investment Vehicles

        • A Complete Guide to Investment Vehicles
        • How to Invest in Closed-End Funds
        • What Are SPACs and Should You Invest in Them?
        • Money and Economics

        • A Complete Guide to Understanding and Protecting Against Inflation
        • Understanding Web3 Investing
        • Strategy

        • Why You Should Rebalance Your Portfolio
        • What Is Risk vs Uncertainty?
        • Tail Events and Tail Risk
  • Resources
        • General Resources

        • Topic Index
        • Glossary
        • Most Influential Books
        • Member Tools

        • Member - Getting Started Guide
        • Asset Allocation and Portfolio Tools
        • Current Investment Strategy Report
        • All Investment Conditions Reports
        • Strategic and Adaptive Model Portfolios
        • Member Tools and Downloads
        • Member Resources

        • Plus Premium Episodes
        • Submit A Question to the Plus Podcast
        • Member Forums
        • David’s Current Portfolio
        • David's Portfolio Trades
        • Courses

        • Investing in Closed-End Funds
  • Members
  • Join
  • Log In
You are here: Home / Archives for stocks

463 Plus: Model Portfolios, UK versus US Valuations, MCI Premium, and MFD Proxy Battle

January 27, 2024 by David Stein · Updated February 8, 2024

In Plus Episode 463, we answer member questions on model portfolio implementations. We discuss the valuations and return expectations for UK stocks versus the USA. We discuss why the Barings Corporate Investor Fund (MCI) sells at a premium to its net asset value. Finally, we analyze the proxy battle being led by Saba Capital regarding the potential merger involving the Macquarie/First Trust Global Infrastructure/Utilities Dividend & Income Fund (MFD) … [Read more...]

Filed Under: Money Plus Tagged With: MCI, MFD, model portfolios, proxy votes, stocks, United Kingdom, valuations

460: Should You Be Invested 100% in Stocks Before and During Retirement? A Recent Study Says Yes. 

January 3, 2024 by David Stein · Updated July 9, 2024

The pros and cons of investing your retirement assets 100% in equity, including half in international stocks. Why the 4% spending rule is too aggressive. Topics covered include: Why historical asset class return studies that use only U.S. data are biased How researchers build a broader database to study retirement outcomes and spending rates How a 100% stock portfolio performed compared to balanced portfolios and target date funds Why investors should have half their assets … [Read more...]

Filed Under: Podcast Tagged With: positive skewness, retirement investing, retirement savings, retirement spending, skewness, spending rates in retirement, Spitznagel (Mark), stocks, volatility drag

458: Dissecting Stock Returns: Financial Engineering or Genuine Growth?

December 6, 2023 by David Stein · Updated January 12, 2024

Do the impressive returns in public and private markets stem from strategic financial engineering or reflect actual economic growth? Topics covered include: How corporate profit growth is linked to economic growth, even though corporate profits are more volatile How interest rates, tax rates, and stock buybacks influence corporate profits and stock returns Why there are fewer publicly traded stocks How the increase in leveraged buyouts has impacted the economy How private … [Read more...]

Filed Under: Podcast Tagged With: economic growth, financial engineering, financialization, leveraged buyouts, private equity, profits, stocks, volatility drag

374: Lifecycle Investing, Risk Parity Portfolios, and Why Stocks Are Riskier in the Long Run

February 9, 2022 by David Stein · Updated March 11, 2022

How lifecycle investing and risk parity portfolios can assist you in having sufficient assets to retire. What are the two types of time diversification and why is one flawed? Topics covered include: What is settled work and what are some examplesHow does lifecycle investing work and should you consider itWhy investing in stocks and other volatile asset classes is riskier over longer holding periodsWhat are risk-parity portfolios and how to evaluate them Show Notes The moral … [Read more...]

Filed Under: Podcast Tagged With: lifecycle investing, risk parity, stock market returns, stocks, time diversification

315: Are We Being Forced to Buy Stocks?

September 23, 2020 by David Stein · Updated March 29, 2021

How ultra-low interest rates support higher stock market valuations but also make the investment environment more challenging. Is there a stock market bubble? Topics covered include: How expensive are stocks on an absolute basis and relative to bondsWhat are examples of individual investor enthusiasm for stocksWhy stock valuations and prices increase when interest rates fallWhy lower interest rates making it more difficult for central banks to support stocks during a downturnWhy TIPs … [Read more...]

Filed Under: Podcast Tagged With: asset bubbles, bubbles, deglobalization, present value, stock valuations, stocks

309 Plus: Investment Newsletters and Preferred Stock

August 15, 2020 by David Stein · Updated April 29, 2021

In this Plus episode, we look at the investment newsletter business and whether investors should invest in their individual stock recommendations. We also discuss how to evaluate and invest in preferred stocks. … [Read more...]

Filed Under: Uncategorized Tagged With: commodities, investment newsletters, newsletters, preferred stocks, stocks

254: Should You Be 100% Invested In Stocks?

May 29, 2019 by David Stein · Updated September 13, 2022

What are the pros and cons of having your entire investment portfolio invested in stocks versus a multi-asset class portfolio? In this episode you’ll learn: What are some investment options if you want to be 100% invested in stocks.What attributes do you need as an investor to have an all stock portfolio.Why it is difficult for active managers to outperform.Why an all Japanese stock portfolio has severely underperformed for 25 years and how it is possible that a U.S. stock … [Read more...]

Filed Under: Podcast Tagged With: Cloonan (James B.), Collins (J.L.), diversification, risk, stocks, volatility

209 Plus: How Much International? and 3 Simple Rules of Investing

June 16, 2018 by David Stein · Updated May 12, 2021

This week June 16, 2018, we review an article by Vanguard on how much to allocate to international investing. We also review a book on the Three Simple Rules of Investing, including discussing asset allocation, single premium immediate annuities, spending rates, rebalancing and dollar cost averaging. … [Read more...]

Filed Under: Uncategorized Tagged With: international stocks, investing rules, stocks

MNY127 Plus: TIPs, Individual Stocks and Investment Conditions

October 8, 2016 by David Stein · Updated April 29, 2021

This week on Money For the Rest of Us Plus we start off by discussing a leading investment concern; what to do about rising asset class valuations driven by low interest rates. We also look at when inflation indexed bonds are attractive investments. Finally, we explore how to incorporate a portfolio of individual stocks into an asset allocation to determine an appropriate return. … [Read more...]

Filed Under: Money Plus Tagged With: asset allocation, bonds, inflation, stocks, TIPS

105: How Corporate Profits Drive Stock Returns

April 27, 2016 by David Stein · Updated February 17, 2022

What drives corporate profits over time and how do they contribute to long-term stock returns. In this episode you'll learn: What drove U.S. stock returns over the past thirty years. How long-term corporate profit growth has tracked per capita GDP growth.What contributes to long-term corporate profit growthWhat are the things corporates can do with their cash. Show Notes Research Affiliates - The Profits Bubble by Chris Brightman FactSet Earnings … [Read more...]

Filed Under: Podcast Tagged With: earnings, profits, stocks

  • 1
  • 2
  • 3
  • Next Page »

Contact | Team | Topic Index


Darby Creek Advisors LLC
P.O. Box 68544 • Tucson, AZ • 85737

Copyright © 2025 • Disclosures, Privacy Policy, and Cookie Policy • Site by Tempora

Manage Cookie Consent

We use cookies to optimize our website, marketing, and services. 

Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Manage options Manage services Manage {vendor_count} vendors Read more about these purposes
View preferences
{title} {title} {title}
Manage Cookie Consent
We use cookies to optimize our website, marketing, and services. We never sell users' data.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Manage options Manage services Manage {vendor_count} vendors Read more about these purposes
View preferences
{title} {title} {title}